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[108,3.5999999999999999E-3,null,1.8E-3,null,"n/a",null,"n/a",null,"n/a",null,"n/a",null,"n/a",null,"n/a"]
[109,3.5999999999999999E-3,null,1.8E-3,null,"n/a",null,"n/a",null,"n/a",null,"n/a",null,"n/a",null,"n/a"]
[110,3.5999999999999999E-3,null,1.8E-3,null,"n/a",null,"n/a",null,"n/a",null,"n/a",null,"n/a",null,"n/a"]

{"sheet":"Parameters","index":1,"n_rows":56,"n_cols":21,"rows_kept":56,"cut":false,"hidden":true,"merged":[]}
[]
[null,"HUF","Fedezet neve","Alap","Junior","Családfenntartó","Vállalkozói","Női","Sport",null,"Biztosítási összeg","Kock.elb. limit 1","Kock.elb. limit 2","Kock.elb. 1","Kock.elb. 2","Belépési kor","Kilépési kor","Min BÖ","Max BÖ","Min fedezetenkénti díj","Min éves díj"]
[null,"Y7111","Haláleseti",100000,100000,200000,200000,200000,200000,null,{"$f":"IF(MainForm!C25=\"HUF\",MainForm!$C250,\"\")","v":"-"},20000000,50000000,"MED I. vizsgálat","MED II. vizsgálat + pénzügyi és utazási kérdőív",1,110,null,null,1500,6000]
[null,"Y0114","Baleseti halál kiemelt térítéssel",100000,100000,200000,200000,200000,200000,null,{"$f":"IF(MainForm!C25=\"HUF\",MainForm!$C251,\"\")","v":"-"},40000000,50000000,"Eü nyilatkozat","Eü nyilatkozat + pénzügyi és utazási kérdőív",1,110,null,null,1500,6000]
[null,"Y0115","Baleseti rokkantság kiemelt térítéssel",200000,200000,400000,400000,400000,400000,null,{"$f":"IF(MainForm!C25=\"HUF\",MainForm!$C252,\"\")","v":"-"},40000000,50000000,"Eü nyilatkozat","Eü nyilatkozat + pénzügyi és utazási kérdőív",1,75,null,null,1500,6000]
[null,"Y0121","Baleseti műtéti térítés",0,20000,20000,20000,10000,20000,null,{"$f":"IF(MainForm!C25=\"HUF\",MainForm!$C253,\"\")","v":"-"},2000000,3000000,"Eü nyilatkozat","Eü nyilatkozat + pénzügyi és utazási kérdőív",1,75,null,null,1500,6000]
[null,"Y1111","Műtéti térítés",0,0,0,0,10000,0,null,{"$f":"IF(MainForm!C25=\"HUF\",MainForm!$C254,\"\")","v":"-"},2000000,3000000,"MED I. vizsgálat","MED II. vizsgálat + pénzügyi és utazási kérdőív",1,65,null,null,1500,6000]
[null,"Y1103","Végleges rokkantság (I., II.)",0,0,0,200000,0,200000,null,{"$f":"IF(MainForm!C25=\"HUF\",MainForm!$C255,\"\")","v":"-"},20000000,25000000,"MED I. vizsgálat","MED II. vizsgálat + pénzügyi és utazási kérdőív",1,65,null,null,1500,6000]
[null,"Y0116","Baleseti keresőképtelenség",0,0,0,0,0,0,null,null,null,null,null,null,18,65,1000,20000,1500,6000]
[null,"Y1114","Kritikus betegségek",0,0,100000,200000,0,0,null,{"$f":"IF(MainForm!C25=\"HUF\",MainForm!$C257,\"\")","v":"-"},20000000,50000000,"MED I. vizsgálat","MED II. vizsgálat + pénzügyi és utazási kérdőív",1,65,null,null,1500,6000]
[null,"Y8111","Haláleseti díjátvállalás",0,0,0,0,0,0,null,null,null,null,null,null,18,60,null,null,1500,6000]
[]
[null,"EUR","Fedezet neve","Alap","Junior","Családfenntartó","Vállalkozói","Női","Sport",null,"Biztosítási összeg","Kock.elb. limit 1","Kock.elb. limit 2","Kock.elb. 1","Kock.elb. 2","Belépési kor","Kilépési kor","Min BÖ","Max BÖ","Min fedezetenkénti díj","Min éves díj"]
[null,"Y7111","Haláleseti",400,400,800,800,800,800,null,{"$f":"IF(MainForm!C25=\"EUR\",MainForm!$C250,\"\")","v":""},80000,200000,"MED I. vizsgálat","MED II. vizsgálat + pénzügyi és utazási kérdőív",1,110,null,null,6,25]
[null,"Y0114","Baleseti halál kiemelt térítéssel",400,400,800,800,800,800,null,{"$f":"IF(MainForm!C25=\"EUR\",MainForm!$C251,\"\")","v":""},160000,200000,"Eü nyilatkozat","Eü nyilatkozat + pénzügyi és utazási kérdőív",1,110,null,null,6,25]
[null,"Y0115","Baleseti rokkantság kiemelt térítéssel",800,800,1600,1600,1600,1600,null,{"$f":"IF(MainForm!C25=\"EUR\",MainForm!$C252,\"\")","v":""},160000,200000,"Eü nyilatkozat","Eü nyilatkozat + pénzügyi és utazási kérdőív",1,75,null,null,6,25]
[null,"Y0121","Baleseti műtéti térítés",0,80,80,80,40,80,null,{"$f":"IF(MainForm!C25=\"EUR\",MainForm!$C253,\"\")","v":""},8000,12000,"Eü nyilatkozat","Eü nyilatkozat + pénzügyi és utazási kérdőív",1,75,null,null,6,25]
[null,"Y1111","Műtéti térítés",0,0,0,0,40,0,null,{"$f":"IF(MainForm!C25=\"EUR\",MainForm!$C254,\"\")","v":""},8000,12000,"MED I. vizsgálat","MED II. vizsgálat + pénzügyi és utazási kérdőív",1,65,null,null,6,25]
[null,"Y1103","Végleges rokkantság (I., II.)",0,0,0,800,0,800,null,{"$f":"IF(MainForm!C25=\"EUR\",MainForm!$C255,\"\")","v":""},80000,120000,"MED I. vizsgálat","MED II. vizsgálat + pénzügyi és utazási kérdőív",1,65,null,null,6,25]
[null,"Y0116","Baleseti keresőképtelenség",0,0,0,0,0,0,null,null,null,null,null,null,18,65,4,70,6,25]
[null,"Y1114","Kritikus betegségek",0,0,400,800,0,0,null,{"$f":"IF(MainForm!C25=\"EUR\",MainForm!$C257,\"\")","v":""},80000,200000,"MED I. vizsgálat","MED II. vizsgálat + pénzügyi és utazási kérdőív",1,65,null,null,6,25]
[null,"Y8111","Haláleseseti díjátvállalás",0,0,0,0,0,0,null,{"$f":"IF(MainForm!C26=\"EUR\",MainForm!#REF!,\"\")","v":""},null,null,null,null,18,60,null,null,1500,6000]
[]
[null,"KOMPLEX","Díjtétel","Max éves díj limit","HUF","EUR","Belépési kor","Kilépési kor"]
[null,"Komplex I.",0.05,1000000,{"$f":"MainForm!$C$31*24","v":7200000},{"$f":"MainForm!$C$31*24/MainForm!$C$233","v":23902.001792650131},18,65]
[null,"Komplex II.",0.08,700000,{"$f":"MainForm!C31*44","v":13200000},{"$f":"MainForm!$C$31*44/MainForm!$C$233","v":43820.336619858579},18,65]
[null,"Komplex III.",0.1,500000,{"$f":"MainForm!C31*64","v":19200000},{"$f":"MainForm!$C$31*64/MainForm!$C$233","v":63738.671447067019},18,65]
[null,"Nem kérek",0,"-",50000000,200000,"-","-"]
[]
[null,"WOP tartam"]
[null,"Nem kérek"]
[null,5]
[null,6]
[null,7]
[null,8]
[null,9]
[null,10]
[null,11]
[null,12]
[null,13]
[null,14]
[null,15]
[null,16]
[null,17]
[null,18]
[null,19]
[null,20]
[]
[null,"Éves díj","HUF","EUR"]
[null,0,1000000,3500]
[null,0,1000000,3500]
[null,0,1000000,3500]
[]
[null,"Kumulált limitek"]
[null,"Haláleseti","WOP BÖ (tartam*éves díj => haláleseti) + halálesetik"]
[null,"Rokkantsági","roki limitek"]

{"sheet":"Y8111 tariffs","index":2,"n_rows":44,"n_cols":17,"rows_kept":44,"cut":false,"hidden":true,"merged":[]}
["Belépési kor / Tartam",5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20]
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[19,4.6422931000000001E-3,5.2590055000000004E-3,5.8863568E-3,6.5187594000000008E-3,7.1538789999999993E-3,7.7902554999999991E-3,8.4269593999999996E-3,9.0633640000000008E-3,9.6989034999999998E-3,1.0333293800000001E-2,1.0966391900000001E-2,1.1598250800000001E-2,1.2240712000000001E-2,1.29607539E-2,1.3680795800000001E-2,1.44008377E-2]
[20,5.2200318999999998E-3,5.9019980999999999E-3,6.5957304000000003E-3,7.2951650000000002E-3,7.9972213999999989E-3,8.7002282E-3,9.4031749000000001E-3,1.01052209E-2,1.0805966700000001E-2,1.1505221699999998E-2,1.22030501E-2,1.28995944E-2,1.3595069E-2,1.4334634299999999E-2,1.5131002899999999E-2,1.5927371499999999E-2]
[21,5.5017145999999998E-3,6.2172636999999996E-3,6.9454367999999995E-3,7.6791354999999999E-3,8.4151036999999991E-3,9.1516528E-3,9.8875566999999994E-3,1.0622262E-2,1.1355512299999999E-2,1.2087379300000001E-2,1.2818008999999998E-2,1.3547616300000001E-2,1.42910811E-2,1.5131732899999998E-2,1.5972384699999998E-2,1.6813036600000001E-2]
[22,5.8446617999999995E-3,6.5989587999999997E-3,7.3666211999999995E-3,8.1398571999999995E-3,8.9152082000000001E-3,9.6906117000000007E-3,1.0465189999999999E-2,1.12385396E-2,1.2010705300000001E-2,1.27818272E-2,1.3552110500000001E-2,1.4321764900000001E-2,1.5183161700000001E-2,1.6076288899999999E-2,1.6969416000000001E-2,1.7862543200000001E-2]
[23,6.0956701000000005E-3,6.8821980000000008E-3,7.6822243000000002E-3,8.4876852999999988E-3,9.2946543999999996E-3,1.01015898E-2,1.09078093E-2,1.1713271000000001E-2,1.25180651E-2,1.3322367799999998E-2,1.4126344900000001E-2,1.5028989900000001E-2,1.5968301800000001E-2,1.6907613700000001E-2,1.7846925600000001E-2,1.8786237400000003E-2]
[24,6.3417311000000002E-3,7.1661269000000008E-3,8.0032864000000002E-3,8.8447911000000008E-3,9.6875873999999994E-3,1.0530439499999999E-2,1.13731326E-2,1.22156604E-2,1.3058137899999999E-2,1.3900678E-2,1.48568751E-2,1.58473334E-2,1.68377917E-2,1.7828250100000002E-2,1.8818708399999998E-2,1.98091668E-2]
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[26,7.5549096000000005E-3,8.5221182999999992E-3,9.5042108999999989E-3,1.04926542E-2,1.1484708599999999E-2,1.24792466E-2,1.3475790000000001E-2,1.4474041200000001E-2,1.5473791800000001E-2,1.6578816700000002E-2,1.7763017900000001E-2,1.8947219099999999E-2,2.01314202E-2,2.1315621400000002E-2,2.24998226E-2,2.3684023799999999E-2]
[27,8.1458030000000001E-3,9.1894911000000006E-3,1.0250499200000001E-2,1.1320301500000001E-2,1.2395498199999999E-2,1.3474626E-2,1.4556845400000001E-2,1.56415983E-2,1.6766618300000001E-2,1.8056358099999999E-2,1.9346097999999999E-2,2.0635837899999999E-2,2.1925577700000001E-2,2.32153176E-2,2.45050575E-2,2.5794797300000002E-2]
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[29,9.9857564999999999E-3,1.1274490100000001E-2,1.2589206200000001E-2,1.3917961100000001E-2,1.5255618200000001E-2,1.6599589800000002E-2,1.7948464000000001E-2,1.9301269900000001E-2,2.0863712499999999E-2,2.2468613500000002E-2,2.40735145E-2,2.5678415399999998E-2,2.72833164E-2,2.8888217399999999E-2,3.04931183E-2,3.2098019299999996E-2]
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[32,1.5087291100000001E-2,1.7062560099999999E-2,1.9077579600000002E-2,2.11141291E-2,2.31642406E-2,2.5224067499999999E-2,2.7291379800000001E-2,2.9364626299999998E-2,3.1545477100000004E-2,3.39720523E-2,3.6398627400000001E-2,3.8825202600000004E-2,4.1251777699999999E-2,4.3678352900000002E-2,4.6104928100000005E-2,4.8531503199999999E-2]
[33,1.7502841700000001E-2,1.9791547700000002E-2,2.2126903100000001E-2,2.4487333900000002E-2,2.6863751599999999E-2,2.9251623599999999E-2,3.1648154000000005E-2,3.4051577100000001E-2,3.6460522100000003E-2,3.91752197E-2,4.1973449599999997E-2,4.4771679600000003E-2,4.7569909600000002E-2,5.03681396E-2,5.3166369500000005E-2,5.5964599499999997E-2]
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[45,6.04400389E-2,6.8357350900000002E-2,7.6433059900000003E-2,8.4591628700000004E-2,9.2800777599999995E-2,0.10104442199999999,0.1093135865,0.11760281060000001,0.12590849670000001,0.13422795430000001,0.14255902400000001,0.15089992999999999,0.15924944020000001,0.16796018209999999,0.17729130330000001,0.1866224246]
[46,6.5231152899999992E-2,7.3767124400000009E-2,8.2473276700000001E-2,9.1269625399999998E-2,0.10012143970000001,0.109011661,0.11793074020000001,0.1268726711,0.1358331602,0.1448089092,0.1537971836,0.16279599269999998,0.1718040384,0.18101844020000002,0.19107502019999997,"n/a"]
[47,7.0175908600000003E-2,7.9349114999999998E-2,8.8707535300000001E-2,9.8164722100000004E-2,0.1076834562,0.11724539419999999,0.12683999209999999,0.13646017439999999,0.1461007805,0.15575773849999999,0.16542802500000001,0.17510955020000002,0.18480088729999999,0.19458694170000002,"n/a","n/a"]
[48,7.5146340000000006E-2,8.4974854700000005E-2,9.5003517800000006E-2,0.1051400423,0.11534459829999999,0.1255971736,0.13588567239999999,0.14620185220000001,0.15653956499999999,0.16689440699999999,0.1772632542,0.18764386359999999,0.19803462259999999,"n/a","n/a","n/a"]
[49,8.0650983000000009E-2,9.1204465100000007E-2,0.1019754938,0.1128649199,0.12382941219999999,0.1348463802,0.14590199509999999,0.15698665589999999,0.16809378039999998,0.1792188401,0.19035850979999999,0.2015103006,"n/a","n/a","n/a","n/a"]
[50,8.658528909999999E-2,9.7925907199999995E-2,0.10950298889999999,0.12120933589999999,0.13299696699999999,0.1448406049,0.15672452470000001,0.1686385675,0.18057600900000001,0.192532073,0.2045031206,"n/a","n/a","n/a","n/a","n/a"]
[51,9.3017566100000004E-2,0.10521565949999999,0.1176696372,0.13026257230000002,0.14294178329999999,0.15567914590000001,0.16845816379999998,0.18126849249999999,0.1941030809,0.2069567474,"n/a","n/a","n/a","n/a","n/a","n/a"]
[52,0.1000959256,0.1132309012,0.12664086899999999,0.1401986368,0.15384637850000002,0.1675545719,0.18130632129999999,0.1950907476,0.20890020249999999,"n/a","n/a","n/a","n/a","n/a","n/a","n/a"]
[53,0.1074904029,0.12160474239999999,0.13601105550000001,0.15057177369999999,0.16522625300000002,0.17994412010000002,0.19470760120000002,0.20950493550000002,"n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a"]
[54,0.1153254514,0.13046476130000001,0.14591147090000001,0.16152052240000001,0.17722875539999999,0.19300399109999999,0.208826965,"n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a"]
[55,0.12339383129999999,0.13957409549999999,0.1560801976,0.1727593744,0.1895442544,0.2063999021,"n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a"]
[56,0.13151398510000001,0.14873660350000001,0.16630772420000001,0.1840639774,0.20193241530000003,"n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a"]
[57,0.1396312237,0.1579064332,0.17655353139999999,0.19539691409999999,"n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a"]
[58,0.14804723440000001,0.16742668999999999,0.18719963219999999,"n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a"]
[59,0.15701854800000001,0.17758360179999999,"n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a"]
[60,0.1670659598,"n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a","n/a"]

{"sheet":"Felhaszn. útmutató","index":3,"n_rows":101,"n_cols":6,"rows_kept":101,"cut":false,"hidden":false,"merged":[[34,1,34,5],[81,1,83,3],[90,1,98,3],[100,1,108,3],[0,0,2,18],[4,1,4,18],[5,2,5,18],[10,1,10,5],[32,2,32,18],[42,1,42,18],[44,1,48,3],[57,1,61,3],[75,1,76,3],[78,1,78,18]]}
["Az AXA Biztosító Zrt. Aktív Max befektetési egységekhez kötött nyugdíjbiztosítási termékének számlaérték kalkulátorának Felhasználói útmutatója"]
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[null,"Verzió: 2014.01.10"]
["0.","Makrók engedélyezése"]
[null,"0.1.","Makrók engedélyezése - Office 2007-ben"]
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[null,"Kiválasztás: \"Tartalom engedélyezése\""]
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[null,"0.2.","Makrók engedélyezése - Office 2010/2013-ban"]
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[null,"Kiválasztás: \"Tartalom engedélyezése\""]
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["1.","Felület használata"]
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[null,"Az oldalsó \"+/-\" jelekre kattintva lehet kinyitni/összecsukni a kívánt részeket"]
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[null,"Összecsukott állapotban is dinamikusan megjelennek az adott pont lényeges információi"]
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[null,"A munkafüzet egyes lapjai elrejthetőek"]
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["2. ","Adatok megadása"]
[null,"A tarifáló felület a felhasználók érdekei miatt védett, így csak azokba a mezőkbe lehet írni, amelyek nem tartalmaznak képletet!"]
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[null,"A narancssárga hátterű mezőkbe lehet adatokat beírni"]
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[null,"Azok a megadott adatok, amelyek logikailag nem értelmezhetőek a kalkuláció során: szürke színnel kerülnek megjelölésre és nem kerülnek figyelembevételre"]
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[null,null,null,null,null,"Pl. Eseti egységekre adott allokációs rendelkezés csak akkor értelmezhető, ha meg lett adva eseti befizetés a kalkuláció során"]
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[null,"Azok a megadott adatok, amelyek a termék feltételek szerint hibásak, külön kerülnek megjelölésre a hiba rövid leírásával, ami összecsukott állapotban is látszik"]

{"sheet":"Termékismertető","index":4,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":false,"merged":[]}

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["Jelen kalkulátor által megjelenített adatok, számítások, illetve bármilyen információk - sem elektronikus sem kinyomtatott, írásos formában - nem minősülnek ajánlatnak, illetve az ajánlat részének, valamint nem tekinthető a biztosítókról és a biztosítási tevékenységről szóló 2003. évi LX. törvény 166. § (2) bekezdése szerinti ügyfél tájékoztatásnak. A kalkulátor nagyfokú feltételezésen alapul, ezért a Biztosító jogilag nem tartozik sem közvetve sem közvetlenül vagy más módon felelősséggel a kalkulátor által bármilyen formában megjelentetett adatok, számítások, illetve bármilyen információk valódiságáért. A Biztosító semmilyen garanciát nem vállal az itt feltüntetett hozamok és számlaértékek eléréséért."]
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["←",{"$f":"UPPER(\"Nyugdíj előtakarékosság célja\")","v":"NYUGDÍJ ELŐTAKARÉKOSSÁG CÉLJA"},null,null,null,{"$f":"\nIF(\nIF(LEN(D6)>0,1,0)+\nIF(LEN(D8)>0,1,0)+\nIF(LEN(D11)>0,1,0)+\nIF(LEN(D13)>0,1,0)\n>0,\nIF(LEN(D6)>0,1,0)+\nIF(LEN(D8)>0,1,0)+\nIF(LEN(D11)>0,1,0)+\nIF(LEN(D13)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
["↑","Kalkuláció beállítása:","Öregségi nyugdíjkorhatár elérésekori számlaérték",{"$f":"IF(OR($C$6=\"Öregségi nyugdíjkorhatár elérésekori számlaérték\",$C$6=\"Havi megtakarítási összeg\",$C$6=\"Havi járadék célérték\"),\"\",\"Kérem válasszon a listából!\")","v":""},"↑"]
[null,{"$f":"IF($D$6=\"\",\"Kívánt \"&LOWER($C$6)&\":\",\"Kalkuláció célértéke:\")","v":"Kívánt öregségi nyugdíjkorhatár elérésekori számlaérték:"},50000000]
[null,"Járadék hónapok száma:",120,{"$f":"IF(MAX(MIN(C8,300),0)=C8,\"\",\"Kérem adja meg a kívánt járadék hónapok számát!\")","v":""}]
["↑","Szerződő születési dátuma:","1960-01-01",{"$f":"\nIF(C9=\"\",\"Kérem adja meg a születési dátumot!\",\nIF(DATEDIF(C9,TODAY(),\"y\")<18,\"Min. kor: 18. betöltött életév\",\nIF(DATEDIF(C9,TODAY(),\"y\")>54,\"Max. kor: be nem betöltött 55. életév\",\n\"\")))","v":""},"↑"]
[null,"Öregségi nyugdíjkorhatár elérése:",{"$f":"DATE(YEAR(C9)+65,MONTH(C9),DAY(C9))","v":"2025-01-01"}]
[null,"Megtakarítási időszak:",{"$f":"COUNTIF('Cash flow CALC'!$D:$D,\"Nem\")","v":131}]
[null,"Kezdeti éves díj:",{"$f":"$C$31","v":300000}]
["↑","Megjelenítés:","Nominális jövőérték",null,"↑"]
[null,{"$f":"\"Megtakarítási időszak végi számlaérték:\"","v":"Megtakarítási időszak végi számlaérték:"},{"$f":"\nIF(C13=\"Nominális jövőérték\",$C$177,\nIF(C13=\"Jelenérték\",INDIRECT(ADDRESS($C$11+1,MATCH(\"DV\",'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")),\n\"n/a\"))","v":5212284.8503051242}]
[null,"Havi járadék összeg:",{"$f":"IFERROR(IF($C$8>1,$C$177/$C$8*IF(C13=\"Jelenérték\",INDIRECT(ADDRESS($C$11+1,MATCH(1,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")),1),\"n/a\"),\"n/a\")","v":43435.707085876034}]
["↑","A számított Havi járadék összege hozam feltételezés nélkül került kiszámításra.\nA kalkulált értékek jelenérték számítása során az évenkénti inflációs feltételezés megegyezik a megadott értékkövetés mértékével. \nA Kívánt öregségi nyugdíjkorhatár elérésekori számlaérték valamint a Havi járadék célérték elérésére, a Biztosító nem vállal garanciát a számítás során figyelembe vett nagyszámú feltételezés miatt, különös tekintettel a hozam feltételezésekre.",null,null,"↑"]
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["↑",null,null,null,"↑"]
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["↑","↑","↑","↑","↑"]
["←",{"$f":"UPPER(\"Szerződés adatai (\"&IF($C$24<>\"\",$C$24,\"n/a\")&\" - \"&$C$25&\")\")","v":"SZERZŐDÉS ADATAI (JÁNOS VITÉZ - HUF)"},null,null,null,{"$f":"\nIF(\nIF(LEN(D23)>0,1,0)+\nIF(LEN(D24)>0,1,0)+\nIF(LEN(D25)>0,1,0)+\nIF(LEN(D26)>0,1,0)\n>0,\nIF(LEN(D23)>0,1,0)+\nIF(LEN(D24)>0,1,0)+\nIF(LEN(D25)>0,1,0)+\nIF(LEN(D26)>0,1,0)&\" hiba!\",\"\")","v":""}]
["↑","Dátum:",{"$f":"TODAY()","v":"2014-02-18"},null,"↑"]
[null,"Szerződő típusa:","Természetes személy",{"$f":"IF(OR($C$23=\"Természetes személy\",$C$23=\"Jogi személy\"),\"\",\"Kérem válasszon a listából!\")","v":""}]
[null,"Szerződő neve:","János Vitéz",{"$f":"IF($C$24<>\"\",\"\",\"Kérem adja meg a Szerződő nevét!\")","v":""}]
[null,"Szerződés devizája:","HUF",{"$f":"IF(OR($C$25=\"HUF\",$C$25=\"EUR\"),\"\",\"Kérem válasszon a listából devizanemet!\")","v":""}]
["↑","EUR eladási árfolyam:",301.23,{"$f":"IF($C$26>0,\"\",\"Kérem adja meg az EUR átváltási árfolyamot\")","v":""},"↑"]
[null,"↑","↑","↑"]
["←",{"$f":"UPPER(\"Díjfizetési adatok (\"&IF(C31<>0,TEXT(C31,\"# ##0\"),\"n/a\")&\" Ft\"\n&IF(Devizanem=\"EUR\",\" / \"&TEXT($C$32,\"# ##0\"\" €\"\"\"),\"\")&\n\" éves díj; \"&C36*100&\"% értékkövetés; \"&C35&\"; \"&C30&IF(SUM(C48:C94)>0,\"; ∑: \"&TEXT(SUM(C48:C94),\"# ##0 Ft\")&\" eseti díj\",\"\")&\")\")","v":"DÍJFIZETÉSI ADATOK (300 000 FT ÉVES DÍJ; 4% ÉRTÉKKÖVETÉS; POSTAI CSEKK; HAVI)"},-5.3918607797275144E+49,null,null,{"$f":"\nIF(\nIF(LEN(D29)>0,1,0)+\nIF(LEN(D30)>0,1,0)+\nIF(LEN(D31)>0,1,0)+\nIF(LEN(D33)>0,1,0)+\nIF(LEN(D34)>0,1,0)+\nIF(LEN(D36)>0,1,0)+\nIF(LEN(D35)>0,1,0)+\nIF(LEN(D37)>0,1,0)+\nIF(LEN(D48)>0,1,0)+\nIF(LEN(D49)>0,1,0)+\nIF(LEN(D50)>0,1,0)+\nIF(LEN(D51)>0,1,0)+\nIF(LEN(D52)>0,1,0)+\nIF(LEN(D53)>0,1,0)+\nIF(LEN(D54)>0,1,0)+\nIF(LEN(D55)>0,1,0)+\nIF(LEN(D56)>0,1,0)+\nIF(LEN(D57)>0,1,0)+\nIF(LEN(D58)>0,1,0)+\nIF(LEN(D59)>0,1,0)+\nIF(LEN(D60)>0,1,0)+\nIF(LEN(D61)>0,1,0)+\nIF(LEN(D62)>0,1,0)+\nIF(LEN(D63)>0,1,0)+\nIF(LEN(D64)>0,1,0)+\nIF(LEN(D65)>0,1,0)+\nIF(LEN(D66)>0,1,0)+\nIF(LEN(D67)>0,1,0)+\nIF(LEN(D68)>0,1,0)+\nIF(LEN(D69)>0,1,0)+\nIF(LEN(D70)>0,1,0)+\nIF(LEN(D71)>0,1,0)+\nIF(LEN(D72)>0,1,0)+\nIF(LEN(D74)>0,1,0)+\nIF(LEN(D76)>0,1,0)+\nIF(LEN(D77)>0,1,0)+\nIF(LEN(D78)>0,1,0)+\nIF(LEN(D79)>0,1,0)+\nIF(LEN(D80)>0,1,0)+\nIF(LEN(D81)>0,1,0)+\nIF(LEN(D82)>0,1,0)+\nIF(LEN(D83)>0,1,0)+\nIF(LEN(D84)>0,1,0)+\nIF(LEN(D85)>0,1,0)+\nIF(LEN(D86)>0,1,0)+\nIF(LEN(D87)>0,1,0)+\nIF(LEN(D88)>0,1,0)+\nIF(LEN(D89)>0,1,0)+\nIF(LEN(D90)>0,1,0)+\nIF(LEN(D91)>0,1,0)+\nIF(LEN(D92)>0,1,0)+\nIF(LEN(D93)>0,1,0)+\nIF(LEN(D94)>0,1,0)\n>0,\nIF(LEN(D29)>0,1,0)+\nIF(LEN(D30)>0,1,0)+\nIF(LEN(D31)>0,1,0)+\nIF(LEN(D33)>0,1,0)+\nIF(LEN(D34)>0,1,0)+\nIF(LEN(D36)>0,1,0)+\nIF(LEN(D35)>0,1,0)+\nIF(LEN(D37)>0,1,0)+\nIF(LEN(D48)>0,1,0)+\nIF(LEN(D49)>0,1,0)+\nIF(LEN(D50)>0,1,0)+\nIF(LEN(D51)>0,1,0)+\nIF(LEN(D52)>0,1,0)+\nIF(LEN(D53)>0,1,0)+\nIF(LEN(D54)>0,1,0)+\nIF(LEN(D55)>0,1,0)+\nIF(LEN(D56)>0,1,0)+\nIF(LEN(D57)>0,1,0)+\nIF(LEN(D58)>0,1,0)+\nIF(LEN(D59)>0,1,0)+\nIF(LEN(D60)>0,1,0)+\nIF(LEN(D61)>0,1,0)+\nIF(LEN(D62)>0,1,0)+\nIF(LEN(D63)>0,1,0)+\nIF(LEN(D64)>0,1,0)+\nIF(LEN(D65)>0,1,0)+\nIF(LEN(D66)>0,1,0)+\nIF(LEN(D67)>0,1,0)+\nIF(LEN(D68)>0,1,0)+\nIF(LEN(D69)>0,1,0)+\nIF(LEN(D70)>0,1,0)+\nIF(LEN(D71)>0,1,0)+\nIF(LEN(D72)>0,1,0)+\nIF(LEN(D74)>0,1,0)+\nIF(LEN(D76)>0,1,0)+\nIF(LEN(D77)>0,1,0)+\nIF(LEN(D78)>0,1,0)+\nIF(LEN(D79)>0,1,0)+\nIF(LEN(D80)>0,1,0)+\nIF(LEN(D81)>0,1,0)+\nIF(LEN(D82)>0,1,0)+\nIF(LEN(D83)>0,1,0)+\nIF(LEN(D84)>0,1,0)+\nIF(LEN(D85)>0,1,0)+\nIF(LEN(D86)>0,1,0)+\nIF(LEN(D87)>0,1,0)+\nIF(LEN(D88)>0,1,0)+\nIF(LEN(D89)>0,1,0)+\nIF(LEN(D90)>0,1,0)+\nIF(LEN(D91)>0,1,0)+\nIF(LEN(D92)>0,1,0)+\nIF(LEN(D93)>0,1,0)+\nIF(LEN(D94)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
["↑","Gyakoriság szerinti díj:",25000,{"$f":"IF(C29>0,\"\",\"Kérem adja meg a gyakoriság szerinti díjat!\")","v":""},"↑"]
[null,"Fizetési gyakoriság:","Havi",{"$f":"IFERROR(IF(VLOOKUP(C30,'CF parameters'!A1:B5,2,FALSE)>0,\"\",\"n/a\"),\"Kérem válasszon a listából díjfizetési gyakoriságot!\")","v":""}]
[null,"Éves biztosítási díj:",{"$f":"IFERROR(VLOOKUP($C$30,'CF parameters'!A1:C5,2,FALSE)*$C$29,\"n/a\")","v":300000},{"$f":"\nIF(C31<150000,\"Minimális éves díj: 150 000 Ft!\",\nIF(AND(DATEDIF(C9,TODAY(),\"y\")>50,C31<300000),\"Minimális éves díj betöltött 51. életév felett: 300 000 Ft!\",\n\"\"))","v":""}]
["↑","Éves biztosítási díj a szerződés devizájában:",{"$f":"C31/Exhange_rate","v":300000},null,"↑"]
[null,"Kiegészítők éves biztosítási díja:",{"$f":"$C$231","v":0}]
[null,"Kiegészítő biztosítások aránya:",{"$f":"IFERROR(C33/C32,\"n/a\")","v":0},{"$f":"IF(AND(ISNUMBER(C34),C34>0.2),\"Kiegészítő biztosítások aránya maximum 20%!\",\"\")","v":""}]
["↑","Fizetési mód:","Postai csekk",{"$f":"IF(OR($C$35=\"Postai csekk\",$C$35=\"Banki utalás\",$C$35=\"Csoportos beszedés\"),\"\",\"Kérem válasszon a listából!\")","v":""},"↑"]
[null,"Állandó értékkövetés mértéke:",0.04,{"$f":"IF(C36>0,\"\",\"Kérem válasszon a listából!\")","v":""}]
[null,"Adó jóváírás igénybevétele:","Igen",{"$f":"IF(OR(C37=\"Igen\",C37=\"Nem\"),\"\",\"Kérem válasszon a listából!\")","v":""}]
["↑",{"$f":"\"Lehetséges SZJA adójóváírás mértéke \"&YEAR(TODAY())+1&\"-ben:\"","v":"Lehetséges SZJA adójóváírás mértéke 2015-ben:"},{"$f":"MIN(SUM(IF(YEAR('Cash flow CALC'!$C$2:$C$565)=YEAR(TODAY()),'Cash flow CALC'!$F$2:$F$565,0))*0.2,130000)","v":55000},null,"↑"]
[null,{"$f":"\"Adójóváírások mértéke összesen\"&IF(ISNUMBER(IFERROR($C$11/12,\"n/a\")),\" (\"&ROUNDDOWN($C$11/12,0)&\" év alatt)\",\"\")&\":\"","v":"Adójóváírások mértéke összesen (10 év alatt):"},{"$f":"SUM(INDIRECT(ADDRESS(1,MATCH(\"TAX CREDIT\",'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")):INDIRECT(ADDRESS(C11,MATCH(\"TAX CREDIT\",'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")))*Exhange_rate","v":713249.8683154087}]
[null,"Az adójóváírás eseti befektetési egységként a termék Különös feltételeinek 2. sz. mellékletében szereplő, a Biztosító által legkisebb kockázatúnak ítélt alapba kerül befektetésre.\nAz alábbi esetekben a biztosítási tartam alatt igénybe vett adójóváírás teljes összege 20%-kal növelten fizetendő vissza, ha:  a szerződés nem biztosítási esemény miatt szűnik meg (visszavásárlás, díjnemfizetés), a szerződésről pénzkivonás történik, vagy a szerződés a továbbiakban nem minősül nyugdíjbiztosításnak (különösen  a társadalombiztosítási nyugellátásról szóló jogszabály szerinti nyugdíjszolgáltatásra való jogosultságának megszerzése, ha a biztosítási szolgáltatás a szerződéskötéstől számított 10 éven belül, egyösszegben kerül kifizetésre.) A visszafizetendő összeget a Biztosító a kifizetésekből a fenti esetekben levonja. Amennyiben a kifizetés nem nyújt teljes mértékben fedezetet a levonásra, a le nem vonható részt a Szerződő köteles megfizetni az adóhatóság felé. \"Az adójóváírás mértéke összesen\" számítás azon a feltételezésen alapul, hogy  a vonatkozó adójogszabályok nem változnak, és az ügyfél nem veszti el a szerződésre vonatkozóan az adójóváírásra való jogosultságot."]
["↑",null,null,null,"↑"]
[]
[]
["↑",null,null,null,"↑"]
[]
[]
["↑","←",{"$f":"UPPER(\"Eseti díjak\"&IF(SUM(C48:C94)>0,\" (∑: \"&TEXT(SUM(C48:C94),\"# ##0 Ft\")&\")\",\"\"))","v":"ESETI DÍJAK"},null,"↑"]
[null,"Eseti díj befizetés kötvényesítéskor:",0,{"$f":"\nIF(C48=\"\",\"Kérem adjon meg legalább 0 (nulla) értéket!\",\nIF(AND(C48>0,C48<20000),\"Eseti díj befizetés minimuma: 20 000 Ft\",\"\"))","v":""}]
[null,1,0,{"$f":"IF(AND(C49>0,C49<20000),\"Eseti díj befizetés minimuma: 20 000 Ft\",\"\")","v":""}]
["↑",2,0,"","↑"]
[null,3,0,""]
[null,4,0,""]
[null,5,0,""]
[null,6,0,""]
["↑",7,0,"","↑"]
[null,8,0,""]
[null,9,0,""]
[null,10,0,""]
[null,11,0,""]
["↑",12,0,"","↑"]
[null,13,0,""]
[null,14,0,""]
[null,15,0,{"$f":"IF(AND(C63>0,C63<20000),\"Eseti díj befizetés minimuma: 20 000 Ft\",\"\")","v":""}]
[null,16,0,""]
["↑",17,0,"","↑"]
[null,18,0,""]
[null,19,0,""]
[null,20,0,""]
[null,21,0,""]
["↑",22,0,"","↑"]
[null,23,0,""]
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["↑",27,0,"","↑"]
[null,28,0,""]
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[null,30,0,""]
[null,31,0,""]
["↑",32,0,"","↑"]
[null,33,0,""]
[null,34,0,""]
[null,35,0,{"$f":"IF(AND(C83>0,C83<20000),\"Eseti díj befizetés minimuma: 20 000 Ft\",\"\")","v":""}]
[null,36,0,""]
["↑",37,0,"","↑"]
[null,38,0,""]
[null,39,0,""]
[null,40,0,{"$f":"IF(AND(C88>0,C88<20000),\"Eseti díj befizetés minimuma: 20 000 Ft\",\"\")","v":""}]
[null,41,0,""]
["↑",42,0,"","↑"]
[null,43,0,""]
[null,44,0,""]
[null,45,0,""]
[null,46,0,""]
["↑","↑","↑","↑","↑"]
["←",{"$f":"UPPER(IFERROR(\"Bónusz jóváírások (∑: \"&\nIF(Devizanem=\"HUF\",TEXT(ROUND(C103,0),\"# ##0 Ft\"),\nIF(Devizanem=\"EUR\",TEXT(ROUND(C103,0),\"# ##0\"\" €\"\"\"),\n\"n/a\"))&\" kezdeti éves díj \"\n&ROUND(C104,2)*100&\"%-a)\",\"Bónusz jóváírások\"))","v":"BÓNUSZ JÓVÁÍRÁSOK (∑: 1 864 571 FT KEZDETI ÉVES DÍJ 622%-A)"}]
["↑","Induló bónusz:",{"$f":"'Cash flow CALC'!$Q$2","v":60000},{"$f":"IFERROR(\"Kezdeti éves díj \"&TEXT(VLOOKUP(C31,'CF parameters'!J2:K6,2,TRUE),\"0%\")&\"-a\",\"Éves díjtól függő %-os érték\")","v":"Kezdeti éves díj 20%-a"},"↑"]
[null,"5. éves hűségbónusz:",{"$f":"'Cash flow CALC'!$Q$61","v":97493.806079999966},{"$f":"\"5 év átlagos éves díjának \"&TEXT('CF parameters'!H2,\"0%\")&\"-a\"","v":"5 év átlagos éves díjának 30%-a"}]
[null,"10. éves hűségbónusz:",{"$f":"'Cash flow CALC'!$Q$121","v":360183.21368875809},{"$f":"\"10 év átlagos éves díjának \"&TEXT('CF parameters'!H3,\"0%\")&\"-a\"","v":"10 év átlagos éves díjának 100%-a"}]
["↑","15. éves hűségbónusz:",{"$f":"'Cash flow CALC'!$Q$181","v":400471.75275345816},{"$f":"\"15 év átlagos éves díjának \"&TEXT('CF parameters'!H4,\"0%\")&\"-a\"","v":"15 év átlagos éves díjának 100%-a"},"↑"]
[null,"20. éves hűségbónusz:",{"$f":"'Cash flow CALC'!$Q$241","v":446671.17863753298},{"$f":"\"20 év átlagos éves díjának \"&TEXT('CF parameters'!H5,\"0%\")&\"-a\"","v":"20 év átlagos éves díjának 100%-a"}]
[null,"25. éves hűségbónusz:",{"$f":"'Cash flow CALC'!$Q$301","v":499750.89944622613},{"$f":"\"25 év átlagos éves díjának \"&TEXT('CF parameters'!H6,\"0%\")&\"-a\"","v":"25 év átlagos éves díjának 100%-a"}]
["↑","Bónusz jóváírások összesen:",{"$f":"SUM($C$97:$C$102)","v":1864570.8506059754},null,"↑"]
[null,"Bónusz jóváírások az 1. éves díjhoz képest:",{"$f":"IFERROR($C$103*Exhange_rate/$C$31,\"n/a\")","v":6.2152361686865847}]
[null,{"$f":"\"Adójóváírások mértéke összesen\"&IF(ISNUMBER(IFERROR($C$11/12,\"n/a\")),\" (\"&ROUNDDOWN($C$11/12,0)&\" év alatt)\",\"\")&\":\"","v":"Adójóváírások mértéke összesen (10 év alatt):"},{"$f":"SUM(INDIRECT(ADDRESS(1,MATCH(\"TAX CREDIT\",'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")):INDIRECT(ADDRESS(C11,MATCH(\"TAX CREDIT\",'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")))","v":713249.8683154087}]
[null,"A feltüntetett hűségbónusz jóváírások alapja a szerződés kezdetétől számított, a jóváírás napjáig befizetett és befektetett rendszeres díjak - az esetleges pénzkivonások értékével csökkentett összegének - évesített átlaga. Ennek megfelelően a várható hűségbónusz jóváírásokat módosítják az alábbi rendelkezések: éves díj módosítása, értékkövetés módosítása, díjszüneteltetés, visszavásárlás rendszeres egységekből.\nA kalkulátor a biztosítás teljes tartama alatt mindvégig számol a befizetések után jelenleg igénybe vehető 20%-os SZJA-kedvezménnyel évente legfeljebb 130 000 Ft összeghatárig. Az igénybevett SZJA-adókedvezményt a Biztosító eseti egységek formájában tartja nyilván és az eseti befizetésekre vonatkozó feltételeket alkalmazza. A kalkulátor a jóváírással minden évben a szerződés júniusi hónapfordulóján számol."]
["↑",null,null,null,"↑"]
[]
[]
[]
[]
["↑","↑","↑","↑","↑"]
["←",{"$f":"\nUPPER(\"Eszközalap allokáció (rendszeres díjak: \"&\nIF(Devizanem=\"HUF\",C116,\nIF(Devizanem=\"EUR\",C131,\n\"n/a\"))&\" válogatás\"&\nIF(SUM(C48:C94)>0,\"; eseti díjak: \"&\nIF(Devizanem=\"HUF\",C141,\nIF(Devizanem=\"EUR\",C156,\n\"n/a\"))&\n\" válogatás\",\")\"))","v":"ESZKÖZALAP ALLOKÁCIÓ (RENDSZERES DÍJAK: MEGFONTOLT VÁLOGATÁS)"},null,null,null,{"$f":"\nIF(\nIF(LEN(D116)>0,1,0)+\nIF(LEN(D131)>0,1,0)+\nIF(LEN(D141)>0,1,0)+\nIF(LEN(D156)>0,1,0)\n>0,\nIF(LEN(D116)>0,1,0)+\nIF(LEN(D131)>0,1,0)+\nIF(LEN(D141)>0,1,0)+\nIF(LEN(D156)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
["↑","←",{"$f":"UPPER(IF(Devizanem=\"HUF\",C116&\" \",IF(Devizanem=\"EUR\",C131&\" \",\"\"))&\"Eszközalap allokáció rendszeres díjakra\")","v":"MEGFONTOLT ESZKÖZALAP ALLOKÁCIÓ RENDSZERES DÍJAKRA"},null,"↑"]
[null,"HUF DEVIZANEM ESETÉN"]
[null,"Eszközalap válogatás:","Megfontolt",{"$f":"\nIF(AND(Devizanem=\"HUF\",$C116=\"egyéni\",SUM($D117:$D129)<>1),\"A megadott rendelkezés nincs meg 100% (\"&SUM($D117:$D129)*100&\"%)!\",\nIF(AND(Devizanem=\"HUF\",$C116=\"egyéni\",D129>0,C31<300000),\"Iránytű eszközalap esetén min éves díj 300 000 Ft!\",\"\"))","v":""}]
["↑","Pénzpiaci",{"$f":"IFERROR(VLOOKUP(B117,Funds!$A$1:$F$14,MATCH($C$116,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0.5},0,"↑"]
[null,"Hazai kötvény",{"$f":"IFERROR(VLOOKUP(B118,Funds!$A$1:$F$14,MATCH($C$116,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0.3},0]
[null,"Globális részvény",{"$f":"IFERROR(VLOOKUP(B119,Funds!$A$1:$F$14,MATCH($C$116,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0.2},0]
["↑","Auróra",{"$f":"IFERROR(VLOOKUP(B120,Funds!$A$1:$F$14,MATCH($C$116,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0,"↑"]
[null,"Ázsiai",{"$f":"IFERROR(VLOOKUP(B121,Funds!$A$1:$F$14,MATCH($C$116,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
[null,"Dél Csillagai",{"$f":"IFERROR(VLOOKUP(B122,Funds!$A$1:$F$14,MATCH($C$116,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
["↑","Kincskereső",{"$f":"IFERROR(VLOOKUP(B123,Funds!$A$1:$F$14,MATCH($C$116,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0,"↑"]
[null,"Arany",{"$f":"IFERROR(VLOOKUP(B124,Funds!$A$1:$F$14,MATCH($C$116,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
[null,"Ingatlan",{"$f":"IFERROR(VLOOKUP(B125,Funds!$A$1:$F$14,MATCH($C$116,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
["↑","Fashion Bond",{"$f":"IFERROR(VLOOKUP(B126,Funds!$A$1:$F$14,MATCH($C$116,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0,"↑"]
[null,"Vogue",{"$f":"IFERROR(VLOOKUP(B127,Funds!$A$1:$F$14,MATCH($C$116,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
[null,"Best Selection",{"$f":"IFERROR(VLOOKUP(B128,Funds!$A$1:$F$14,MATCH($C$116,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
["↑","Iránytű",{"$f":"IFERROR(VLOOKUP(B129,Funds!$A$1:$F$14,MATCH($C$116,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},1,"↑"]
[null,"EUR DEVIZANEM ESETÉN"]
[null,"Eszközalap válogatás:","Megfontolt",{"$f":"\nIF(AND(Devizanem=\"EUR\",$C131=\"egyéni\",SUM($D132:$D138)<>1),\"A megadott rendelkezés nincs meg 100% (\"&SUM($D132:$D138)*100&\"%)!\",\nIF(AND(Devizanem=\"EUR\",$C131=\"egyéni\",D138>0,C31<300000),\"Iránytű eszközalap esetén min éves díj 300 000 Ft!\",\"\"))","v":""}]
["↑","Brüsszel",{"$f":"IFERROR(VLOOKUP(B132,Funds!$A$14:$F$22,MATCH($C$131,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0.8},0,"↑"]
[null,"Globális részvény",{"$f":"IFERROR(VLOOKUP(B133,Funds!$A$14:$F$22,MATCH($C$131,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0.2},0]
[null,"Auróra",{"$f":"IFERROR(VLOOKUP(B134,Funds!$A$14:$F$22,MATCH($C$131,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
["↑","Ázsiai",{"$f":"IFERROR(VLOOKUP(B135,Funds!$A$14:$F$22,MATCH($C$131,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0,"↑"]
[null,"Dél Csillagai",{"$f":"IFERROR(VLOOKUP(B136,Funds!$A$14:$F$22,MATCH($C$131,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
[null,"Best Selection",{"$f":"IFERROR(VLOOKUP(B137,Funds!$A$14:$F$22,MATCH($C$131,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
["↑","Iránytű",{"$f":"IFERROR(VLOOKUP(B138,Funds!$A$14:$F$22,MATCH($C$131,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},1,"↑"]
["↑","←",{"$f":"UPPER(IF(Devizanem=\"HUF\",C141&\" \",IF(Devizanem=\"EUR\",C156&\" \",\"\"))&\"Eszközalap allokáció eseti díjakra\")","v":"MEGFONTOLT ESZKÖZALAP ALLOKÁCIÓ ESETI DÍJAKRA"},null,"↑"]
[null,"HUF DEVIZANEM ESETÉN"]
[null,"Eszközalap válogatás:","Megfontolt",{"$f":"IF(AND(SUM(C48:C94)>0,Devizanem=\"HUF\",$C141=\"egyéni\",SUM($D142:$D154)<>1),\"A megadott rendelkezés nincs meg 100% (\"&SUM($D142:$D154)*100&\"%)!\",\nIF(AND(Devizanem=\"HUF\",$C141=\"egyéni\",D154>0,SUM(C48:C94)<1000000),\"Iránytű eszközalap esetén min eseti díj 1 000 000 Ft!\",\"\"))","v":""}]
["↑","Pénzpiaci",{"$f":"IFERROR(VLOOKUP(B142,Funds!$A$1:$F$14,MATCH($C$141,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0.5},0,"↑"]
[null,"Hazai kötvény",{"$f":"IFERROR(VLOOKUP(B143,Funds!$A$1:$F$14,MATCH($C$141,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0.3},0]
[null,"Globális részvény",{"$f":"IFERROR(VLOOKUP(B144,Funds!$A$1:$F$14,MATCH($C$141,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0.2},0]
["↑","Auróra",{"$f":"IFERROR(VLOOKUP(B145,Funds!$A$1:$F$14,MATCH($C$141,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0,"↑"]
[null,"Ázsiai",{"$f":"IFERROR(VLOOKUP(B146,Funds!$A$1:$F$14,MATCH($C$141,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
[null,"Dél Csillagai",{"$f":"IFERROR(VLOOKUP(B147,Funds!$A$1:$F$14,MATCH($C$141,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
["↑","Kincskereső",{"$f":"IFERROR(VLOOKUP(B148,Funds!$A$1:$F$14,MATCH($C$141,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0,"↑"]
[null,"Arany",{"$f":"IFERROR(VLOOKUP(B149,Funds!$A$1:$F$14,MATCH($C$141,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
[null,"Ingatlan",{"$f":"IFERROR(VLOOKUP(B150,Funds!$A$1:$F$14,MATCH($C$141,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
["↑","Fashion Bond",{"$f":"IFERROR(VLOOKUP(B151,Funds!$A$1:$F$14,MATCH($C$141,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0,"↑"]
[null,"Vogue",{"$f":"IFERROR(VLOOKUP(B152,Funds!$A$1:$F$14,MATCH($C$141,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
[null,"Best Selection",{"$f":"IFERROR(VLOOKUP(B153,Funds!$A$1:$F$14,MATCH($C$141,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
["↑","Iránytű",{"$f":"IFERROR(VLOOKUP(B154,Funds!$A$1:$F$14,MATCH($C$141,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},1,"↑"]
[null,"EUR DEVIZANEM ESETÉN"]
[null,"Eszközalap válogatás:","Megfontolt",{"$f":"IF(AND(SUM(C48:C94)>0,Devizanem=\"EUR\",$C156=\"egyéni\",SUM($D157:$D163)<>1),\"A megadott rendelkezés nincs meg 100% (\"&SUM($D157:$D163)*100&\"%)!\",\nIF(AND(Devizanem=\"EUR\",$C156=\"egyéni\",D163>0,SUM(C48:C94)<1000000,SUM(C48:C94)>0),\"Iránytű eszközalap esetén min eseti díj 1 000 000 Ft!\",\"\"))","v":""}]
["↑","Brüsszel",{"$f":"IFERROR(VLOOKUP(B157,Funds!$A$14:$F$22,MATCH($C$156,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0.8},0,"↑"]
[null,"Globális részvény",{"$f":"IFERROR(VLOOKUP(B158,Funds!$A$14:$F$22,MATCH($C$156,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0.2},0]
[null,"Auróra",{"$f":"IFERROR(VLOOKUP(B159,Funds!$A$14:$F$22,MATCH($C$156,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
["↑","Ázsiai",{"$f":"IFERROR(VLOOKUP(B160,Funds!$A$14:$F$22,MATCH($C$156,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0,"↑"]
[null,"Dél Csillagai",{"$f":"IFERROR(VLOOKUP(B161,Funds!$A$14:$F$22,MATCH($C$156,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
[null,"Best Selection",{"$f":"IFERROR(VLOOKUP(B162,Funds!$A$14:$F$22,MATCH($C$156,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},0]
["↑","Iránytű",{"$f":"IFERROR(VLOOKUP(B163,Funds!$A$14:$F$22,MATCH($C$156,Funds!$A$1:$F$1,0),FALSE),\"\")","v":0},1,"↑"]
[null,"↑","↑","↑"]
["←",{"$f":"UPPER(\"Átlagos számlaérték öregségi nyugdíjkorhatár elérésekor \"&\n\"(\"&YEAR(C10)&\"): \"&\nIF(AND(Devizanem=\"HUF\",C177>0),TEXT(ROUND(C177/1000000,2),\"# ##0,00\")&\"M Ft\",\nIF(AND(Devizanem=\"EUR\",C177>0),TEXT(ROUND(C177,2),\"# ##0\"\" €\"\"\"),\"\")))","v":"ÁTLAGOS SZÁMLAÉRTÉK ÖREGSÉGI NYUGDÍJKORHATÁR ELÉRÉSEKOR (2025): 5,21M FT"}]
["↑",{"$f":"UPPER(\"Rendszeres díjak számlaérték számítása\")","v":"RENDSZERES DÍJAK SZÁMLAÉRTÉK SZÁMÍTÁSA"},null,null,"↑"]
[null,"Átlagos múltbeli nettó éves hozam:",{"$f":"Funds!$M$4","v":7.8390000000000001E-2}]
[null,"Nettó hozamérték számlaérték számításhoz:",0.04]
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[null,"Átlagos múltbeli nettó éves hozam:",{"$f":"Funds!$M$15","v":7.8390000000000001E-2}]
[null,"Nettó hozamérték számlaérték számításhoz:",0.06]
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[null,"Az „Átlagos múltbeli nettó éves hozam\" a választott eszközalapokra vonatkozóan a Biztosító saját szakértőinek elemzése alapján, a kiválasztott eszközalapok mögöttes benchmark-jainak múltbeli hozam és szórás értékei * alapján kalkulált összeg.\nA \"Várható számlaérték\" c. grafikon az adott szerződés egyedi paramétereire, különösen a rendszeres és eseti biztosítási díjakra és az erre vonatkozó eszközalap allokációkra, az esetleges díjszüneteltetett évekre, rendszeres vagy eseti díjakra vonatkozó pénzkivonásokra, és az évenként megadott értékkövetési értékekre tekintettel 25 éves időtávon ad előrejelzést a megadott „Nettó hozamérték számlaérték számításhoz” éves hozamértékek alapján. A mutatott számlaérték a szerződés kezdeti időszakában a termék feltételeinek megfelelően eltérhet a tényleges visszavásárlási értéktől.\nAz \"Várható számlaérték\" diagramon feltüntetett értéke a \"Nettó hozamérték számlaérték számításhoz\" értékek folyamatos teljesülése esetén lehetséges, melyet a grafikonban a piros szaggatott vonal mutat be. A Biztosító nem vállal semmilyen felelősséget arra vonatkozóan, hogy a \"Nettó hozamérték számlaérték számításhoz\" az ügyfél által megadott értékek hogyan fognak teljesülni a szerződés tekintetében. A befektetési eredmény jövőbeli bizonytalanságát a benchmark szórás adatoknak megfelelő arányban  a legyezőszerűen szétnyíló grafikon mutatja,  az eszközalap allokáció kockázatosságától függően. Ezeket érzékeltetik a sötétebb és világosabb kék sávok. Az értékeket a szerződés devizájában kell érteni. A modell figyelembe veszi a hűségbónusz-jóváírásokat és a szerződésre vonatkozó alábbi költséglevonásokat: első időszakban esedékes elvonás, szerződéskötési költség, számlakezelési költség, csekkes díjfizetéshez kapcsolódó költség, és a kiegészítő biztosítások esetleges költségei. A modell nem veszi figyelembe a kifizetéssel járó feltételek szerinti bármilyen költségeket (pld. pénzkivonási, visszavásárlási). A modell állandónak feltételezi az aktuális éves rendszeres díj és a kiegészítő biztosítások arányát, a devizaárfolyamot, valamint nem számol a költségek változásával. \nA \"Várható számlaérték\" c. grafikon nem veszi figyelembe a Befektetési politika esetleges jövőbeli változásait, és annak alapján jeleníti meg az adatokat, hogy a díjfizetésben, indexálásban nem lesz eltérés, pénzkivonásra semmilyen formában nem kerül sor és a hűségbónusz is kifizetésre kerül, valamint levonja a költségeket szintén változatlan formában. \nA grafikon adatai a fentieknek megfelelően, nagyszámú feltételezésen alapulnak, míg a valóságot a feltételezéstől eltérő tényleges körülmények és az ügyfél jövőbeni döntései is befolyásolják, így a várható számlaérték teljesüléséért az AXA Biztosító Zrt. semminemű felelősséget nem vállal, és a grafikonon feltüntetett adatok nem jelentenek semmilyen garanciát a befektetés, hozamok, illetve szolgáltatások jövőbeni alakulására nézve.\n\n* A benchmark hozam és szórás adatok 2003/01/31 - 2013/01/31 közötti időszakra (10 év) lettek kiszámolva (kivéve Ingatlan eszközalap, ahol az idősor rövidebb volt, itt 2007/01/31-2013/01/31 közötti időszak (6 év) lett kiválasztva). Az adatok HUF és EUR devizában, az eszközalap denominációjának megfelelően lettek kiszámítva, azaz ha az eszközalap denominációja HUF, de a benchmark dollárban nyilvántartott, akkor a benchmark forintosításra került és az így kapott értékekből lettek kalkulálva a hozam és szórás adatok. A hozamok évesítettek, az évesítéshez 10 év (Ingatlan eszközalap esetében 6 év) lett alkalmazva (egyszerű hozamszámítás: végdátum értéke/kezdeti dátum értéke és ez évesítve). A szórások napi hozamadatokból lettek kalkulálva, szintén évesítve vannak, az évesítéshez 252 munkanap lett beállítva (Ingatlan eszközalap esetében rövidebb az idősor értelemszerűen).\nAz Auróra (HUF, EUR) eszközalapok esetében a korábbi benchmark (DXRPUS Index) lett felhasználva, mivel abból hosszabb idősor állt rendelkezésre mint az új benchmarkból (MVRSXTR Index) a köztük lévő korreláció szignifikánsan nagy (>98%), mely lehetővé teszi a helyettesítést.\nBruttó: Az egyes eszközalapok benchmarkon alapuló indikatív teljesítménye a következőképpen lett kiszámítva: a befektetési politikában meghatározott súlyokkal súlyozott benchmark teljesítmény lett évesítve. A hozamadatok bruttó teljesítményt tükröznek, így a díjak és jutalékok nagy mértékben csökkenthetik azokat.\nNettó: Az egyes eszközalapok benchmarkon alapuló indikatív nettó teljesítménye a következőképpen lett kiszámítva: a befektetési politikában meghatározott súlyokkal súlyozott benchmark indexek napi teljesítményének költségekkel korrigált lánc szorzata lett évesítve. A levont költségek: alapkezelési díj, vagyonkezelői díj, letétkezelési díj. Az eszközalapok teljesítményét tovább rontják  a tranzakciós díjak és jutalékok is, melyek az eszközalapban történő pénzáramlások (ki- és befizetések) okozta üzletkötések  függvényében kerülnek levonásra.\nAz egyes eszközalapok indikatív bruttó teljesítménye a következőképpen lett kiszámítva: a befektetési politikában meghatározott súlyokkal súlyozott benchmark teljesítmény lett évesítve.\nAz egyes eszközalapok indikatív nettó teljesítménye a következőképpen lett kiszámítva: a befektetési politikában meghatározott súlyokkal súlyozott, költségekkel csökkentett benchmark teljesítmény lett évesítve.\nAz egyes eszközalapok indikatív szórásai a következőképpen lettek kiszámítva: az egyes benchmark elemek forintban számolt szórás adatai (10 éves periódus, napi hozamok) évesítve lettek (252 munkanapot használva), majd ezek lettek alkalmazva a portfólió szórásának meghatározása során. A portfólió szórása nem a benne szereplő eszközök szórásának súlyozott átlaga! Minél magasabb egy portfólió (eszközalap) szórása annál magasabb árfolyam ingadozás jellemzi, annál magasabb a kockázata.\nAz itt megjelent hozamadatok a múltat reprezentálják, azok a jövőre vonatkozóan nem jelentenek garanciát (kicsi a valószínűsége, hogy megismétlődnek) így az Alapkezelő és a Biztosító semmilyen garanciát nem vállal az itt feltüntetett hozamok eléréséért. "]
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["←",{"$f":"UPPER(\"Kiegészítő biztosítások (\"&\nIF(OR($C$235<>\"\",$C$236<>\"\"),1,0)+\nIF(OR($C$264<>\"\",$C$265<>\"\"),1,0)+\nIF(OR($C$287<>\"\",$C$288<>\"\"),1,0)+\nIF(OR($C$310<>\"\",$C$311<>\"\"),1,0)+\nIF(OR($C$333<>\"\",$C$334<>\"\"),1,0)+\nIF(OR($C$356<>\"\",$C$357<>\"\"),1,0)+\nIF(OR($C$379<>\"\",$C$380<>\"\"),1,0)+\nIF(OR($C$402<>\"\",$C$403<>\"\"),1,0)+\nIF(OR($C$425<>\"\",$C$426<>\"\"),1,0)+\nIF(OR($C$448<>\"\",$C$449<>\"\"),1,0)+\nIF(OR($C$471<>\"\",$C$472<>\"\"),1,0)&\" biztosított; \"&\nIF(Devizanem=\"HUF\",TEXT(C231,\"# ##0 Ft\"),\nIF(Devizanem=\"EUR\",TEXT(C231,\"# ##0\"\" €\"\"\"),\"\"))\n&\" értékben; \"&\nTEXT(C231/C32,\"# ##0,00%\")&\")\")","v":"KIEGÉSZÍTŐ BIZTOSÍTÁSOK (1 BIZTOSÍTOTT; 0 FT ÉRTÉKBEN; 0,00%)"}]
[null,"Kiegészítők éves biztosítási díja:",{"$f":"SUM($C$262,$C$285,$C$308,$C$331,$C$354,$C$377,$C$400,$C$423,$C$446,$C$469,$C$492)","v":0}]
[null,"Dátum",{"$f":"TODAY()","v":"2014-02-18"}]
[null,"EUR",{"$f":"$C$26","v":301.23}]
[null,"←",{"$f":"UPPER(\n\"1. Főbiztosított (\"&\nC235&\"; \"&\nIF(COUNTIF($D250:$D258,\"<>-\")>0,\nCOUNTIF($D250:$D258,\"<>-\")&\" választott fedezet; \"&\nIF(Devizanem=\"HUF\",TEXT(C262,\"# ##0 Ft\"),\nIF(Devizanem=\"EUR\",TEXT(C262,\"# ##0\"\" €\"\"\"),\"\"))\n&\" értékben)\",\n\"Nincs választott fedezet)\"))","v":"1. FŐBIZTOSÍTOTT (JÁNOS VITÉZ; NINCS VÁLASZTOTT FEDEZET)"},null,null,{"$f":"\nIF(\nIF(LEN(D235)>0,1,0)+\nIF(LEN(D236)>0,1,0)+\nIF(LEN(D237)>0,1,0)+\nIF(LEN(D239)>0,1,0)+\nIF(LEN(D240)>0,1,0)+\nIF(LEN(D241)>0,1,0)+\nIF(LEN(D242)>0,1,0)+\nIF(LEN(D243)>0,1,0)+\nIF(LEN(D244)>0,1,0)+\nIF(LEN(D245)>0,1,0)+\nIF(LEN(D246)>0,1,0)+\nIF(LEN(D247)>0,1,0)+\nIF(LEN(D259)>0,1,0)\n>0,\nIF(LEN(D235)>0,1,0)+\nIF(LEN(D236)>0,1,0)+\nIF(LEN(D237)>0,1,0)+\nIF(LEN(D239)>0,1,0)+\nIF(LEN(D240)>0,1,0)+\nIF(LEN(D241)>0,1,0)+\nIF(LEN(D242)>0,1,0)+\nIF(LEN(D243)>0,1,0)+\nIF(LEN(D244)>0,1,0)+\nIF(LEN(D245)>0,1,0)+\nIF(LEN(D246)>0,1,0)+\nIF(LEN(D247)>0,1,0)+\nIF(LEN(D259)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
[null,"Biztosított neve:",{"$f":"$C$24","v":"János Vitéz"},{"$f":"IF($C235<>\"\",\"\",\"Kérem adjon meg egy nevet!\")","v":""}]
[null,"Biztosított születési dátuma:",{"$f":"IF(C9<>\"\",C9,\"n/a\")","v":"1960-01-01"}]
[null,"Biztosított életkora",{"$f":"IFERROR(IF(C236<>\"\",YEAR(TODAY())-YEAR($C236),\"\"),\"n/a\")","v":54},{"$f":"IF(AND($C236<>\"\",$C237<=1),\"Min életkor: 1 év!\",\"\")","v":""}]
[null,null,"Egyedi fedezetek:"]
["Y7111","Haláleseti",0,{"$f":"\nIF($C237<VLOOKUP($A239,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A239,Csomag_limitek,15,FALSE)&\" év) alatt!\",\nIF($C237>VLOOKUP($A239,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A239,Csomag_limitek,16,FALSE)&\" év) felett!\",\nIF(\nAND(\nIFERROR($C239*VLOOKUP($C237,Tariffs!$A:$B,2,FALSE),0)>0,\nIFERROR($C239*VLOOKUP($C237,Tariffs!$A:$B,2,FALSE),0)<=VLOOKUP($A239,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A239,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")))","v":""}]
["Y0114","Baleseti halál kiemelt térítéssel",0,{"$f":"\nIF($C237<VLOOKUP($A240,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A240,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C237>VLOOKUP($A240,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A240,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C240*VLOOKUP($C237,Tariffs!$A:$D,4,FALSE),0)>0,\nIFERROR($C240*VLOOKUP($C237,Tariffs!$A:$D,4,FALSE),0)<=VLOOKUP($A240,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A240,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))","v":""}]
["Y0115","Baleseti rokkantság kiemelt térítéssel",0,{"$f":"\nIF($C237<VLOOKUP($A241,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A241,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C237>VLOOKUP($A241,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A241,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C241*VLOOKUP($C237,Tariffs!$A:$F,6,FALSE),0)>0,\nIFERROR($C241*VLOOKUP($C237,Tariffs!$A:$F,6,FALSE),0)<=VLOOKUP($A241,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A241,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))","v":""}]
["Y0121","Baleseti műtéti térítés",0,{"$f":"\n\nIF($C237<VLOOKUP($A242,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A242,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C237>VLOOKUP($A242,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A242,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C242*VLOOKUP($C237,Tariffs!$A:$H,8,FALSE),0)>0,\nIFERROR($C242*VLOOKUP($C237,Tariffs!$A:$H,8,FALSE),0)<=VLOOKUP($A242,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A242,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))","v":""}]
["Y1111","Műtéti térítés",0,{"$f":"\n\nIF($C237<VLOOKUP($A243,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A243,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C237>VLOOKUP($A243,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A243,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C243*VLOOKUP($C237,Tariffs!$A:$J,10,FALSE),0)>0,\nIFERROR($C243*VLOOKUP($C237,Tariffs!$A:$J,10,FALSE),0)<=VLOOKUP($A243,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A243,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))","v":""}]
["Y1114","Kritikus betegségek",0,{"$f":"\nIF($C237<VLOOKUP($A244,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A244,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C237>VLOOKUP($A244,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A244,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C244*VLOOKUP($C237,Tariffs!$A:$N,14,FALSE),0)>0,\nIFERROR($C244*VLOOKUP($C237,Tariffs!$A:$N,14,FALSE),0)<=VLOOKUP($A244,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A244,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))","v":""}]
["Y0116","Baleseti keresőképtelenség",0,{"$f":"\nIF($C237<VLOOKUP($A245,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A245,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C237>VLOOKUP($A245,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A245,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C245*VLOOKUP($C237,Tariffs!$A:$P,16,FALSE),0)>0,\nIFERROR($C245*VLOOKUP($C237,Tariffs!$A:$P,16,FALSE),0)<=VLOOKUP($A245,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A245,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C245>0,\n$C245<VLOOKUP($A245,Csomag_limitek,17,FALSE)),\n\"Min BÖ (\"&\nTEXT(\nVLOOKUP($A245,Csomag_limitek,17,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C245>0,\n$C245>VLOOKUP($A245,Csomag_limitek,18,FALSE)),\n\"Max BÖ (\"&\nTEXT(\nVLOOKUP(A245,Csomag_limitek,18,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") felett!\",\"\")))))","v":""}]
["Y1103","Végleges rokkantság (D, E)",0,{"$f":"\nIF($C237<VLOOKUP($A246,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A246,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C237>VLOOKUP($A246,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A246,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C246*VLOOKUP($C237,Tariffs!$A:$L,12,FALSE),0)>0,\nIFERROR($C246*VLOOKUP($C237,Tariffs!$A:$L,12,FALSE),0)<=VLOOKUP($A246,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A246,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))","v":""}]
["Komplex","Komplex rokkantsági csomag","Nem kérek",{"$f":"\nIF(\nAND(\nIFERROR(SEARCH(\"Komplex\",C247,1),0)>0,\n$C237<VLOOKUP($C247,Komplex_parameterek,6,FALSE)),\n\"Belépési kor (\"&VLOOKUP($C247,Komplex_parameterek,6,FALSE)&\" év) alatt!\",\n\nIF(\nAND(\nIFERROR(SEARCH(\"Komplex\",$C247,1),0)>0,\n$C237>VLOOKUP($C247,Komplex_parameterek,7,FALSE)),\n\"Belépési kor (\"&VLOOKUP($C247,Komplex_parameterek,7,FALSE)&\" év) felett!\",\n\nIF(MainForm!$C$31>VLOOKUP(MainForm!$C247,Parameters!$B$25:$D$28,3,FALSE),\n\"Max éves díj (\"&TEXT(VLOOKUP(MainForm!$C247,Parameters!$B$25:$D$28,3,FALSE),\"# ## Ft\")&\") felett!\",\n\"\")))","v":""}]
[null,null,"Biztosítási összegek:","Biztosítás éves díja"]
[null,"Beépített haláleseti",{"$f":"VLOOKUP(MainForm!$C$31,Parameters!$B$49:$D$52,MATCH(Devizanem,Parameters!$B$49:$D$49,0),TRUE)","v":1000000},{"$f":"0","v":0}]
["Y7111","Haláleseti",{"$f":"IF($C239=0,\"-\",$C239)","v":"-"},{"$f":"\nIFERROR($C250*VLOOKUP($C237,Tariffs!$A:$B,2,FALSE),\"-\")","v":"-"}]
["Y0114","Baleseti halál kiemelt térítéssel","-",{"$f":"\nIFERROR($C251*VLOOKUP($C237,Tariffs!$A:$D,4,FALSE),\"-\")","v":"-"}]
["Y0115","Baleseti rokkantság kiemelt térítéssel","-",{"$f":"\nIFERROR($C252*VLOOKUP($C237,Tariffs!$A:$F,6,FALSE),\"-\")","v":"-"}]
["Y0121","Baleseti műtéti térítés","-",{"$f":"\nIFERROR($C253*VLOOKUP($C237,Tariffs!$A:$H,8,FALSE),\"-\")","v":"-"}]
["Y1111","Műtéti térítés","-",{"$f":"\nIFERROR($C254*VLOOKUP($C237,Tariffs!$A:$J,10,FALSE),\"-\")","v":"-"}]
["Y1114","Kritikus betegségek","-",{"$f":"\nIFERROR($C255*VLOOKUP($C237,Tariffs!$A:$N,14,FALSE),\"-\")","v":"-"}]
["Y0116","Baleseti keresőképtelenség","-",{"$f":"\nIFERROR($C256*VLOOKUP($C237,Tariffs!$A:$P,16,FALSE),\"-\")","v":"-"}]
["Y1103","Végleges rokkantság (D, E)","-",{"$f":"\nIFERROR($C257*VLOOKUP($C237,Tariffs!$A:$L,12,FALSE),\"-\")","v":"-"}]
["Y8112","Díjátvállalás rokkantság esetén",{"$f":"IFERROR(IF(SEARCH(\"Komplex\",$C$247,1)>0,$C$31),\"-\")","v":"-"},{"$f":"IF(IFERROR(SEARCH(\"komplex\",$C$247,1)>0,0),IFERROR(VLOOKUP($C247,Parameters!$B$25:$C$28,2,FALSE)*$C31/Exhange_rate,\"-\"),\"-\")","v":"-"}]
["Y1112","Egyszeri térítés rokkantság esetén",{"$f":"IFERROR(IF(SEARCH(\"Komplex\",$C$247,1)>0,$C$31*4),\"-\")","v":"-"},{"$f":"\nIF(\nAND(\nSUM($D$249:$D$258)>0,\nSUM($D$249:$D$258)<VLOOKUP($A239,Csomag_limitek,20,FALSE)),\n\"Minimális éves díj (\"&\nTEXT(\nVLOOKUP($A239,Csomag_limitek,20,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")","v":""}]
["Y9113","Járadékszolgáltatás rokkantség esetén",{"$f":"IF($C$247=\"Komplex II.\",$C$31,\"-\")","v":"-"}]
["Y9114","Kétszeres járadékszolgáltatás rokkantság esetén",{"$f":"IF($C$247=\"Komplex III.\",$C$31*2,\"-\")","v":"-"}]
[null,"∑ Biztosítási díj:",{"$f":"SUM(D249:D258)","v":0}]
[null,"←",{"$f":"UPPER(\n\"1. Biztosított (\"&\nIF(AND(C285=0,C264=\"\"),\"n/a)\",\nC264&\"; \"&\nIF(COUNTIF($D277:$D284,\"<>-\")>0,\nCOUNTIF($D277:$D284,\"<>-\")&\" választott fedezet; \"&\nIF(Devizanem=\"HUF\",TEXT(C285,\"# ##0 Ft\"),\nIF(Devizanem=\"EUR\",TEXT(C285,\"# ##0\"\" €\"\"\"),\"\"))\n&\" értékben)\",\n\"Nincs választott fedezet)\")))","v":"1. BIZTOSÍTOTT (N/A)"},null,null,{"$f":"\nIF(\nIF(LEN(D264)>0,1,0)+\nIF(LEN(D265)>0,1,0)+\nIF(LEN(D266)>0,1,0)+\nIF(LEN(D268)>0,1,0)+\nIF(LEN(D269)>0,1,0)+\nIF(LEN(D270)>0,1,0)+\nIF(LEN(D271)>0,1,0)+\nIF(LEN(D272)>0,1,0)+\nIF(LEN(D273)>0,1,0)+\nIF(LEN(D274)>0,1,0)+\nIF(LEN(D275)>0,1,0)+\nIF(LEN(D285)>0,1,0)\n>0,\nIF(LEN(D264)>0,1,0)+\nIF(LEN(D265)>0,1,0)+\nIF(LEN(D266)>0,1,0)+\nIF(LEN(D268)>0,1,0)+\nIF(LEN(D269)>0,1,0)+\nIF(LEN(D270)>0,1,0)+\nIF(LEN(D271)>0,1,0)+\nIF(LEN(D272)>0,1,0)+\nIF(LEN(D273)>0,1,0)+\nIF(LEN(D274)>0,1,0)+\nIF(LEN(D275)>0,1,0)+\nIF(LEN(D285)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
[null,"Biztosított neve:",null,{"$f":"IF(AND(C265<>\"\",C264=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított születési dátuma:",null,{"$f":"\nIF(AND(C264<>\"\",C265=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított életkora",{"$f":"IF(C265<>\"\",YEAR(TODAY())-YEAR($C265),\"\")","v":""},{"$f":"IF(AND($C265<>\"\",$C266<=1),\"Min életkor: 1 év!\",\"\")","v":""}]
[null,null,"Egyedi fedezetek:"]
["Y7111","Haláleseti",0,{"$f":"\nIF(AND(C266=\"\",C264=\"\"),\"\",\n\nIF(AND(C266=\"\",C264<>\"\"),\"Kérem adjon meg születési dátumot!\",\n\nIF($C266<VLOOKUP($A268,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A268,Csomag_limitek,15,FALSE)&\" év) alatt!\",\nIF($C266>VLOOKUP($A268,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A268,Csomag_limitek,16,FALSE)&\" év) felett!\",\nIF(\nAND(\nIFERROR($C268*VLOOKUP($C266,Tariffs!$A:$B,2,FALSE),0)>0,\nIFERROR($C268*VLOOKUP($C266,Tariffs!$A:$B,2,FALSE),0)<=VLOOKUP($A268,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A268,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")))))","v":""}]
["Y0114","Baleseti halál kiemelt térítéssel",0,{"$f":"\nIF(AND(C266=\"\",C264=\"\"),\"\",\n\nIF(C266=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C266<VLOOKUP($A269,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A269,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C266>VLOOKUP($A269,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A269,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C269*VLOOKUP($C266,Tariffs!$A:$D,4,FALSE),0)>0,\nIFERROR($C269*VLOOKUP($C266,Tariffs!$A:$D,4,FALSE),0)<=VLOOKUP($A269,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A269,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0115","Baleseti rokkantság kiemelt térítéssel",0,{"$f":"\nIF(AND(C266=\"\",C264=\"\"),\"\",\n\nIF(C266=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C266<VLOOKUP($A270,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A270,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C266>VLOOKUP($A270,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A270,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C270*VLOOKUP($C266,Tariffs!$A:$F,6,FALSE),0)>0,\nIFERROR($C270*VLOOKUP($C266,Tariffs!$A:$F,6,FALSE),0)<=VLOOKUP($A270,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A270,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0121","Baleseti műtéti térítés",0,{"$f":"\nIF(AND(C266=\"\",C264=\"\"),\"\",\n\nIF(C266=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C266<VLOOKUP($A271,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A271,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C266>VLOOKUP($A271,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A271,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C271*VLOOKUP($C266,Tariffs!$A:$H,8,FALSE),0)>0,\nIFERROR($C271*VLOOKUP($C266,Tariffs!$A:$H,8,FALSE),0)<=VLOOKUP($A271,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A271,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1111","Műtéti térítés",0,{"$f":"\nIF(AND(C266=\"\",C264=\"\"),\"\",\n\nIF(C266=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C266<VLOOKUP($A272,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A272,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C266>VLOOKUP($A272,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A272,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C272*VLOOKUP($C266,Tariffs!$A:$J,10,FALSE),0)>0,\nIFERROR($C272*VLOOKUP($C266,Tariffs!$A:$J,10,FALSE),0)<=VLOOKUP($A272,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A272,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1114","Kritikus betegségek",0,{"$f":"\nIF(AND(C266=\"\",C264=\"\"),\"\",\n\nIF(C266=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C266<VLOOKUP($A273,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A273,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C266>VLOOKUP($A273,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A273,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C273*VLOOKUP($C266,Tariffs!$A:$N,14,FALSE),0)>0,\nIFERROR($C273*VLOOKUP($C266,Tariffs!$A:$N,14,FALSE),0)<=VLOOKUP($A273,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A273,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0116","Baleseti keresőképtelenség",0,{"$f":"\nIF(AND(C266=\"\",C264=\"\"),\"\",\n\nIF(C266=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C266<VLOOKUP($A274,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A274,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C266>VLOOKUP($A274,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A274,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C274*VLOOKUP($C266,Tariffs!$A:$P,16,FALSE),0)>0,\nIFERROR($C274*VLOOKUP($C266,Tariffs!$A:$P,16,FALSE),0)<=VLOOKUP($A274,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A274,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C274>0,\n$C274<VLOOKUP($A274,Csomag_limitek,17,FALSE)),\n\"Min BÖ (\"&\nTEXT(\nVLOOKUP($A274,Csomag_limitek,17,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C274>0,\n$C274>VLOOKUP($A274,Csomag_limitek,18,FALSE)),\n\"Max BÖ (\"&\nTEXT(\nVLOOKUP(A274,Csomag_limitek,18,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") felett!\",\"\")))))))","v":""}]
["Y1103","Végleges rokkantság (D, E)",0,{"$f":"\nIF(AND(C266=\"\",C264=\"\"),\"\",\n\nIF(C266=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C266<VLOOKUP($A275,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A275,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C266>VLOOKUP($A275,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A275,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C275*VLOOKUP($C266,Tariffs!$A:$L,12,FALSE),0)>0,\nIFERROR($C275*VLOOKUP($C266,Tariffs!$A:$L,12,FALSE),0)<=VLOOKUP($A275,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A275,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
[null,null,"Biztosítási összegek:","Biztosítás éves díja"]
["Y7111","Haláleseti",{"$f":"IF($C268=0,\"-\",$C268)","v":"-"},{"$f":"\nIFERROR($C277*VLOOKUP($C266,Tariffs!$A:$B,2,FALSE),\"-\")","v":"-"}]
["Y0114","Baleseti halál kiemelt térítéssel",{"$f":"IF($C269=0,\"-\",$C269)","v":"-"},{"$f":"\nIFERROR($C278*VLOOKUP($C266,Tariffs!$A:$D,4,FALSE),\"-\")","v":"-"}]
["Y0115","Baleseti rokkantság kiemelt térítéssel","-",{"$f":"\nIFERROR($C279*VLOOKUP($C266,Tariffs!$A:$F,6,FALSE),\"-\")","v":"-"}]
["Y0121","Baleseti műtéti térítés","-",{"$f":"\nIFERROR($C280*VLOOKUP($C266,Tariffs!$A:$H,8,FALSE),\"-\")","v":"-"}]
["Y1111","Műtéti térítés","-",{"$f":"\nIFERROR($C281*VLOOKUP($C266,Tariffs!$A:$J,10,FALSE),\"-\")","v":"-"}]
["Y1114","Kritikus betegségek","-",{"$f":"\nIFERROR($C282*VLOOKUP($C266,Tariffs!$A:$N,14,FALSE),\"-\")","v":"-"}]
["Y0116","Baleseti keresőképtelenség","-",{"$f":"\nIFERROR($C283*VLOOKUP($C266,Tariffs!$A:$P,16,FALSE),\"-\")","v":"-"}]
["Y1103","Végleges rokkantság (D, E)","-",{"$f":"\nIFERROR($C284*VLOOKUP($C266,Tariffs!$A:$L,12,FALSE),\"-\")","v":"-"}]
[null,"∑ Biztosítási díj:",{"$f":"SUM($D277:$D284)","v":0},{"$f":"\nIF(\nAND(\nSUM(D277:D284)>0,\nSUM(D277:D284)<VLOOKUP($A268,Csomag_limitek,20,FALSE)),\n\"Minimális éves díj (\"&\nTEXT(\nVLOOKUP($A268,Csomag_limitek,20,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")","v":""}]
[null,"←",{"$f":"UPPER(\n\"2. Biztosított (\"&\nIF(AND(C308=0,C287=\"\"),\"n/a)\",\nC287&\"; \"&\nIF(COUNTIF($D300:$D307,\"<>-\")>0,\nCOUNTIF($D300:$D307,\"<>-\")&\" választott fedezet; \"&\nIF(Devizanem=\"HUF\",TEXT(C308,\"# ##0 Ft\"),\nIF(Devizanem=\"EUR\",TEXT(C308,\"# ##0\"\" €\"\"\"),\"\"))\n&\" értékben)\",\n\"Nincs választott fedezet)\")))","v":"2. BIZTOSÍTOTT (N/A)"},null,null,{"$f":"\nIF(\nIF(LEN(D287)>0,1,0)+\nIF(LEN(D288)>0,1,0)+\nIF(LEN(D289)>0,1,0)+\nIF(LEN(D291)>0,1,0)+\nIF(LEN(D292)>0,1,0)+\nIF(LEN(D293)>0,1,0)+\nIF(LEN(D294)>0,1,0)+\nIF(LEN(D295)>0,1,0)+\nIF(LEN(D296)>0,1,0)+\nIF(LEN(D297)>0,1,0)+\nIF(LEN(D298)>0,1,0)+\nIF(LEN(D308)>0,1,0)\n>0,\nIF(LEN(D287)>0,1,0)+\nIF(LEN(D288)>0,1,0)+\nIF(LEN(D289)>0,1,0)+\nIF(LEN(D291)>0,1,0)+\nIF(LEN(D292)>0,1,0)+\nIF(LEN(D293)>0,1,0)+\nIF(LEN(D294)>0,1,0)+\nIF(LEN(D295)>0,1,0)+\nIF(LEN(D296)>0,1,0)+\nIF(LEN(D297)>0,1,0)+\nIF(LEN(D298)>0,1,0)+\nIF(LEN(D308)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
[null,"Biztosított neve:",null,{"$f":"IF(AND(C288<>\"\",C287=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított születési dátuma:",null,{"$f":"\nIF(AND(C287<>\"\",C288=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított életkora",{"$f":"IF(C288<>\"\",YEAR(TODAY())-YEAR($C288),\"\")","v":""},{"$f":"IF(AND($C288<>\"\",$C289<=1),\"Min életkor: 1 év!\",\"\")","v":""}]
[null,null,"Egyedi fedezetek:"]
["Y7111","Haláleseti",0,{"$f":"\nIF(AND(C289=\"\",C287=\"\"),\"\",\n\nIF(AND(C289=\"\",C287<>\"\"),\"Kérem adjon meg születési dátumot!\",\n\nIF($C289<VLOOKUP($A291,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A291,Csomag_limitek,15,FALSE)&\" év) alatt!\",\nIF($C289>VLOOKUP($A291,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A291,Csomag_limitek,16,FALSE)&\" év) felett!\",\nIF(\nAND(\nIFERROR($C291*VLOOKUP($C289,Tariffs!$A:$B,2,FALSE),0)>0,\nIFERROR($C291*VLOOKUP($C289,Tariffs!$A:$B,2,FALSE),0)<=VLOOKUP($A291,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A291,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")))))","v":""}]
["Y0114","Baleseti halál kiemelt térítéssel",0,{"$f":"\nIF(AND(C289=\"\",C287=\"\"),\"\",\n\nIF(C289=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C289<VLOOKUP($A292,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A292,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C289>VLOOKUP($A292,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A292,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C292*VLOOKUP($C289,Tariffs!$A:$D,4,FALSE),0)>0,\nIFERROR($C292*VLOOKUP($C289,Tariffs!$A:$D,4,FALSE),0)<=VLOOKUP($A292,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A292,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0115","Baleseti rokkantság kiemelt térítéssel",0,{"$f":"\nIF(AND(C289=\"\",C287=\"\"),\"\",\n\nIF(C289=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C289<VLOOKUP($A293,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A293,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C289>VLOOKUP($A293,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A293,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C293*VLOOKUP($C289,Tariffs!$A:$F,6,FALSE),0)>0,\nIFERROR($C293*VLOOKUP($C289,Tariffs!$A:$F,6,FALSE),0)<=VLOOKUP($A293,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A293,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0121","Baleseti műtéti térítés",0,{"$f":"\nIF(AND(C289=\"\",C287=\"\"),\"\",\n\nIF(C289=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C289<VLOOKUP($A294,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A294,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C289>VLOOKUP($A294,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A294,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C294*VLOOKUP($C289,Tariffs!$A:$H,8,FALSE),0)>0,\nIFERROR($C294*VLOOKUP($C289,Tariffs!$A:$H,8,FALSE),0)<=VLOOKUP($A294,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A294,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1111","Műtéti térítés",0,{"$f":"\nIF(AND(C289=\"\",C287=\"\"),\"\",\n\nIF(C289=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C289<VLOOKUP($A295,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A295,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C289>VLOOKUP($A295,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A295,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C295*VLOOKUP($C289,Tariffs!$A:$J,10,FALSE),0)>0,\nIFERROR($C295*VLOOKUP($C289,Tariffs!$A:$J,10,FALSE),0)<=VLOOKUP($A295,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A295,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1114","Kritikus betegségek",0,{"$f":"\nIF(AND(C289=\"\",C287=\"\"),\"\",\n\nIF(C289=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C289<VLOOKUP($A296,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A296,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C289>VLOOKUP($A296,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A296,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C296*VLOOKUP($C289,Tariffs!$A:$N,14,FALSE),0)>0,\nIFERROR($C296*VLOOKUP($C289,Tariffs!$A:$N,14,FALSE),0)<=VLOOKUP($A296,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A296,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0116","Baleseti keresőképtelenség",0,{"$f":"\nIF(AND(C289=\"\",C287=\"\"),\"\",\n\nIF(C289=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C289<VLOOKUP($A297,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A297,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C289>VLOOKUP($A297,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A297,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C297*VLOOKUP($C289,Tariffs!$A:$P,16,FALSE),0)>0,\nIFERROR($C297*VLOOKUP($C289,Tariffs!$A:$P,16,FALSE),0)<=VLOOKUP($A297,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A297,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C297>0,\n$C297<VLOOKUP($A297,Csomag_limitek,17,FALSE)),\n\"Min BÖ (\"&\nTEXT(\nVLOOKUP($A297,Csomag_limitek,17,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C297>0,\n$C297>VLOOKUP($A297,Csomag_limitek,18,FALSE)),\n\"Max BÖ (\"&\nTEXT(\nVLOOKUP(A297,Csomag_limitek,18,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") felett!\",\"\")))))))","v":""}]
["Y1103","Végleges rokkantság (D, E)",0,{"$f":"\nIF(AND(C289=\"\",C287=\"\"),\"\",\n\nIF(C289=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C289<VLOOKUP($A298,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A298,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C289>VLOOKUP($A298,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A298,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C298*VLOOKUP($C289,Tariffs!$A:$L,12,FALSE),0)>0,\nIFERROR($C298*VLOOKUP($C289,Tariffs!$A:$L,12,FALSE),0)<=VLOOKUP($A298,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A298,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
[null,null,"Biztosítási összegek:","Biztosítás éves díja"]
["Y7111","Haláleseti",{"$f":"IF($C291=0,\"-\",$C291)","v":"-"},{"$f":"\nIFERROR($C300*VLOOKUP($C289,Tariffs!$A:$B,2,FALSE),\"-\")","v":"-"}]
["Y0114","Baleseti halál kiemelt térítéssel",{"$f":"IF($C292=0,\"-\",$C292)","v":"-"},{"$f":"\nIFERROR($C301*VLOOKUP($C289,Tariffs!$A:$D,4,FALSE),\"-\")","v":"-"}]
["Y0115","Baleseti rokkantság kiemelt térítéssel","-",{"$f":"\nIFERROR($C302*VLOOKUP($C289,Tariffs!$A:$F,6,FALSE),\"-\")","v":"-"}]
["Y0121","Baleseti műtéti térítés","-",{"$f":"\nIFERROR($C303*VLOOKUP($C289,Tariffs!$A:$H,8,FALSE),\"-\")","v":"-"}]
["Y1111","Műtéti térítés","-",{"$f":"\nIFERROR($C304*VLOOKUP($C289,Tariffs!$A:$J,10,FALSE),\"-\")","v":"-"}]
["Y1114","Kritikus betegségek","-",{"$f":"\nIFERROR($C305*VLOOKUP($C289,Tariffs!$A:$N,14,FALSE),\"-\")","v":"-"}]
["Y0116","Baleseti keresőképtelenség","-",{"$f":"\nIFERROR($C306*VLOOKUP($C289,Tariffs!$A:$P,16,FALSE),\"-\")","v":"-"}]
["Y1103","Végleges rokkantság (D, E)","-",{"$f":"\nIFERROR($C307*VLOOKUP($C289,Tariffs!$A:$L,12,FALSE),\"-\")","v":"-"}]
[null,"∑ Biztosítási díj:",{"$f":"SUM($D300:$D307)","v":0},{"$f":"\nIF(\nAND(\nSUM(D300:D307)>0,\nSUM(D300:D307)<VLOOKUP($A291,Csomag_limitek,20,FALSE)),\n\"Minimális éves díj (\"&\nTEXT(\nVLOOKUP($A291,Csomag_limitek,20,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")","v":""}]
[null,"←",{"$f":"UPPER(\n\"3. Biztosított (\"&\nIF(AND(C331=0,C310=\"\"),\"n/a)\",\nC310&\"; \"&\nIF(COUNTIF($D323:$D330,\"<>-\")>0,\nCOUNTIF($D323:$D330,\"<>-\")&\" választott fedezet; \"&\nIF(Devizanem=\"HUF\",TEXT(C331,\"# ##0 Ft\"),\nIF(Devizanem=\"EUR\",TEXT(C331,\"# ##0\"\" €\"\"\"),\"\"))\n&\" értékben)\",\n\"Nincs választott fedezet)\")))","v":"3. BIZTOSÍTOTT (N/A)"},null,null,{"$f":"\nIF(\nIF(LEN(D310)>0,1,0)+\nIF(LEN(D311)>0,1,0)+\nIF(LEN(D312)>0,1,0)+\nIF(LEN(D314)>0,1,0)+\nIF(LEN(D315)>0,1,0)+\nIF(LEN(D316)>0,1,0)+\nIF(LEN(D317)>0,1,0)+\nIF(LEN(D318)>0,1,0)+\nIF(LEN(D319)>0,1,0)+\nIF(LEN(D320)>0,1,0)+\nIF(LEN(D321)>0,1,0)+\nIF(LEN(D331)>0,1,0)\n>0,\nIF(LEN(D310)>0,1,0)+\nIF(LEN(D311)>0,1,0)+\nIF(LEN(D312)>0,1,0)+\nIF(LEN(D314)>0,1,0)+\nIF(LEN(D315)>0,1,0)+\nIF(LEN(D316)>0,1,0)+\nIF(LEN(D317)>0,1,0)+\nIF(LEN(D318)>0,1,0)+\nIF(LEN(D319)>0,1,0)+\nIF(LEN(D320)>0,1,0)+\nIF(LEN(D321)>0,1,0)+\nIF(LEN(D331)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
[null,"Biztosított neve:",null,{"$f":"IF(AND(C311<>\"\",C310=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított születési dátuma:",null,{"$f":"\nIF(AND(C310<>\"\",C311=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított életkora",{"$f":"IF(C311<>\"\",YEAR(TODAY())-YEAR($C311),\"\")","v":""},{"$f":"IF(AND($C311<>\"\",$C312<=1),\"Min életkor: 1 év!\",\"\")","v":""}]
[null,null,"Egyedi fedezetek:"]
["Y7111","Haláleseti",0,{"$f":"\nIF(AND(C312=\"\",C310=\"\"),\"\",\n\nIF(AND(C312=\"\",C310<>\"\"),\"Kérem adjon meg születési dátumot!\",\n\nIF($C312<VLOOKUP($A314,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A314,Csomag_limitek,15,FALSE)&\" év) alatt!\",\nIF($C312>VLOOKUP($A314,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A314,Csomag_limitek,16,FALSE)&\" év) felett!\",\nIF(\nAND(\nIFERROR($C314*VLOOKUP($C312,Tariffs!$A:$B,2,FALSE),0)>0,\nIFERROR($C314*VLOOKUP($C312,Tariffs!$A:$B,2,FALSE),0)<=VLOOKUP($A314,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A314,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")))))","v":""}]
["Y0114","Baleseti halál kiemelt térítéssel",0,{"$f":"\nIF(AND(C312=\"\",C310=\"\"),\"\",\n\nIF(C312=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C312<VLOOKUP($A315,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A315,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C312>VLOOKUP($A315,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A315,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C315*VLOOKUP($C312,Tariffs!$A:$D,4,FALSE),0)>0,\nIFERROR($C315*VLOOKUP($C312,Tariffs!$A:$D,4,FALSE),0)<=VLOOKUP($A315,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A315,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0115","Baleseti rokkantság kiemelt térítéssel",0,{"$f":"\nIF(AND(C312=\"\",C310=\"\"),\"\",\n\nIF(C312=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C312<VLOOKUP($A316,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A316,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C312>VLOOKUP($A316,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A316,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C316*VLOOKUP($C312,Tariffs!$A:$F,6,FALSE),0)>0,\nIFERROR($C316*VLOOKUP($C312,Tariffs!$A:$F,6,FALSE),0)<=VLOOKUP($A316,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A316,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0121","Baleseti műtéti térítés",0,{"$f":"\nIF(AND(C312=\"\",C310=\"\"),\"\",\n\nIF(C312=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C312<VLOOKUP($A317,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A317,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C312>VLOOKUP($A317,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A317,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C317*VLOOKUP($C312,Tariffs!$A:$H,8,FALSE),0)>0,\nIFERROR($C317*VLOOKUP($C312,Tariffs!$A:$H,8,FALSE),0)<=VLOOKUP($A317,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A317,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1111","Műtéti térítés",0,{"$f":"\nIF(AND(C312=\"\",C310=\"\"),\"\",\n\nIF(C312=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C312<VLOOKUP($A318,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A318,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C312>VLOOKUP($A318,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A318,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C318*VLOOKUP($C312,Tariffs!$A:$J,10,FALSE),0)>0,\nIFERROR($C318*VLOOKUP($C312,Tariffs!$A:$J,10,FALSE),0)<=VLOOKUP($A318,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A318,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1114","Kritikus betegségek",0,{"$f":"\nIF(AND(C312=\"\",C310=\"\"),\"\",\n\nIF(C312=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C312<VLOOKUP($A319,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A319,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C312>VLOOKUP($A319,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A319,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C319*VLOOKUP($C312,Tariffs!$A:$N,14,FALSE),0)>0,\nIFERROR($C319*VLOOKUP($C312,Tariffs!$A:$N,14,FALSE),0)<=VLOOKUP($A319,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A319,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0116","Baleseti keresőképtelenség",0,{"$f":"\nIF(AND(C312=\"\",C310=\"\"),\"\",\n\nIF(C312=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C312<VLOOKUP($A320,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A320,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C312>VLOOKUP($A320,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A320,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C320*VLOOKUP($C312,Tariffs!$A:$P,16,FALSE),0)>0,\nIFERROR($C320*VLOOKUP($C312,Tariffs!$A:$P,16,FALSE),0)<=VLOOKUP($A320,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A320,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C320>0,\n$C320<VLOOKUP($A320,Csomag_limitek,17,FALSE)),\n\"Min BÖ (\"&\nTEXT(\nVLOOKUP($A320,Csomag_limitek,17,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C320>0,\n$C320>VLOOKUP($A320,Csomag_limitek,18,FALSE)),\n\"Max BÖ (\"&\nTEXT(\nVLOOKUP(A320,Csomag_limitek,18,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") felett!\",\"\")))))))","v":""}]
["Y1103","Végleges rokkantság (D, E)",0,{"$f":"\nIF(AND(C312=\"\",C310=\"\"),\"\",\n\nIF(C312=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C312<VLOOKUP($A321,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A321,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C312>VLOOKUP($A321,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A321,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C321*VLOOKUP($C312,Tariffs!$A:$L,12,FALSE),0)>0,\nIFERROR($C321*VLOOKUP($C312,Tariffs!$A:$L,12,FALSE),0)<=VLOOKUP($A321,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A321,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
[null,null,"Biztosítási összegek:","Biztosítás éves díja"]
["Y7111","Haláleseti",{"$f":"IF($C314=0,\"-\",$C314)","v":"-"},{"$f":"\nIFERROR($C323*VLOOKUP($C312,Tariffs!$A:$B,2,FALSE),\"-\")","v":"-"}]
["Y0114","Baleseti halál kiemelt térítéssel",{"$f":"IF($C315=0,\"-\",$C315)","v":"-"},{"$f":"\nIFERROR($C324*VLOOKUP($C312,Tariffs!$A:$D,4,FALSE),\"-\")","v":"-"}]
["Y0115","Baleseti rokkantság kiemelt térítéssel","-",{"$f":"\nIFERROR($C325*VLOOKUP($C312,Tariffs!$A:$F,6,FALSE),\"-\")","v":"-"}]
["Y0121","Baleseti műtéti térítés","-",{"$f":"\nIFERROR($C326*VLOOKUP($C312,Tariffs!$A:$H,8,FALSE),\"-\")","v":"-"}]
["Y1111","Műtéti térítés","-",{"$f":"\nIFERROR($C327*VLOOKUP($C312,Tariffs!$A:$J,10,FALSE),\"-\")","v":"-"}]
["Y1114","Kritikus betegségek","-",{"$f":"\nIFERROR($C328*VLOOKUP($C312,Tariffs!$A:$N,14,FALSE),\"-\")","v":"-"}]
["Y0116","Baleseti keresőképtelenség","-",{"$f":"\nIFERROR($C329*VLOOKUP($C312,Tariffs!$A:$P,16,FALSE),\"-\")","v":"-"}]
["Y1103","Végleges rokkantság (D, E)","-",{"$f":"\nIFERROR($C330*VLOOKUP($C312,Tariffs!$A:$L,12,FALSE),\"-\")","v":"-"}]
[null,"∑ Biztosítási díj:",{"$f":"SUM($D323:$D330)","v":0},{"$f":"\nIF(\nAND(\nSUM(D323:D330)>0,\nSUM(D323:D330)<VLOOKUP($A314,Csomag_limitek,20,FALSE)),\n\"Minimális éves díj (\"&\nTEXT(\nVLOOKUP($A314,Csomag_limitek,20,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")","v":""}]
[null,"←",{"$f":"UPPER(\n\"4. Biztosított (\"&\nIF(AND(C354=0,C333=\"\"),\"n/a)\",\nC333&\"; \"&\nIF(COUNTIF($D346:$D353,\"<>-\")>0,\nCOUNTIF($D346:$D353,\"<>-\")&\" választott fedezet; \"&\nIF(Devizanem=\"HUF\",TEXT(C354,\"# ##0 Ft\"),\nIF(Devizanem=\"EUR\",TEXT(C354,\"# ##0\"\" €\"\"\"),\"\"))\n&\" értékben)\",\n\"Nincs választott fedezet)\")))","v":"4. BIZTOSÍTOTT (N/A)"},null,null,{"$f":"\nIF(\nIF(LEN(D333)>0,1,0)+\nIF(LEN(D334)>0,1,0)+\nIF(LEN(D335)>0,1,0)+\nIF(LEN(D337)>0,1,0)+\nIF(LEN(D338)>0,1,0)+\nIF(LEN(D339)>0,1,0)+\nIF(LEN(D340)>0,1,0)+\nIF(LEN(D341)>0,1,0)+\nIF(LEN(D342)>0,1,0)+\nIF(LEN(D343)>0,1,0)+\nIF(LEN(D344)>0,1,0)+\nIF(LEN(D354)>0,1,0)\n>0,\nIF(LEN(D333)>0,1,0)+\nIF(LEN(D334)>0,1,0)+\nIF(LEN(D335)>0,1,0)+\nIF(LEN(D337)>0,1,0)+\nIF(LEN(D338)>0,1,0)+\nIF(LEN(D339)>0,1,0)+\nIF(LEN(D340)>0,1,0)+\nIF(LEN(D341)>0,1,0)+\nIF(LEN(D342)>0,1,0)+\nIF(LEN(D343)>0,1,0)+\nIF(LEN(D344)>0,1,0)+\nIF(LEN(D354)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
[null,"Biztosított neve:",null,{"$f":"IF(AND(C334<>\"\",C333=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított születési dátuma:",null,{"$f":"\nIF(AND(C333<>\"\",C334=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított életkora",{"$f":"IF(C334<>\"\",YEAR(TODAY())-YEAR($C334),\"\")","v":""},{"$f":"IF(AND($C334<>\"\",$C335<=1),\"Min életkor: 1 év!\",\"\")","v":""}]
[null,null,"Egyedi fedezetek:"]
["Y7111","Haláleseti",0,{"$f":"\nIF(AND(C335=\"\",C333=\"\"),\"\",\n\nIF(AND(C335=\"\",C333<>\"\"),\"Kérem adjon meg születési dátumot!\",\n\nIF($C335<VLOOKUP($A337,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A337,Csomag_limitek,15,FALSE)&\" év) alatt!\",\nIF($C335>VLOOKUP($A337,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A337,Csomag_limitek,16,FALSE)&\" év) felett!\",\nIF(\nAND(\nIFERROR($C337*VLOOKUP($C335,Tariffs!$A:$B,2,FALSE),0)>0,\nIFERROR($C337*VLOOKUP($C335,Tariffs!$A:$B,2,FALSE),0)<=VLOOKUP($A337,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A337,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")))))","v":""}]
["Y0114","Baleseti halál kiemelt térítéssel",0,{"$f":"\nIF(AND(C335=\"\",C333=\"\"),\"\",\n\nIF(C335=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C335<VLOOKUP($A338,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A338,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C335>VLOOKUP($A338,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A338,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C338*VLOOKUP($C335,Tariffs!$A:$D,4,FALSE),0)>0,\nIFERROR($C338*VLOOKUP($C335,Tariffs!$A:$D,4,FALSE),0)<=VLOOKUP($A338,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A338,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0115","Baleseti rokkantság kiemelt térítéssel",0,{"$f":"\nIF(AND(C335=\"\",C333=\"\"),\"\",\n\nIF(C335=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C335<VLOOKUP($A339,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A339,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C335>VLOOKUP($A339,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A339,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C339*VLOOKUP($C335,Tariffs!$A:$F,6,FALSE),0)>0,\nIFERROR($C339*VLOOKUP($C335,Tariffs!$A:$F,6,FALSE),0)<=VLOOKUP($A339,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A339,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0121","Baleseti műtéti térítés",0,{"$f":"\nIF(AND(C335=\"\",C333=\"\"),\"\",\n\nIF(C335=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C335<VLOOKUP($A340,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A340,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C335>VLOOKUP($A340,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A340,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C340*VLOOKUP($C335,Tariffs!$A:$H,8,FALSE),0)>0,\nIFERROR($C340*VLOOKUP($C335,Tariffs!$A:$H,8,FALSE),0)<=VLOOKUP($A340,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A340,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1111","Műtéti térítés",0,{"$f":"\nIF(AND(C335=\"\",C333=\"\"),\"\",\n\nIF(C335=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C335<VLOOKUP($A341,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A341,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C335>VLOOKUP($A341,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A341,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C341*VLOOKUP($C335,Tariffs!$A:$J,10,FALSE),0)>0,\nIFERROR($C341*VLOOKUP($C335,Tariffs!$A:$J,10,FALSE),0)<=VLOOKUP($A341,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A341,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1114","Kritikus betegségek",0,{"$f":"\nIF(AND(C335=\"\",C333=\"\"),\"\",\n\nIF(C335=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C335<VLOOKUP($A342,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A342,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C335>VLOOKUP($A342,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A342,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C342*VLOOKUP($C335,Tariffs!$A:$N,14,FALSE),0)>0,\nIFERROR($C342*VLOOKUP($C335,Tariffs!$A:$N,14,FALSE),0)<=VLOOKUP($A342,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A342,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0116","Baleseti keresőképtelenség",0,{"$f":"\nIF(AND(C335=\"\",C333=\"\"),\"\",\n\nIF(C335=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C335<VLOOKUP($A343,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A343,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C335>VLOOKUP($A343,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A343,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C343*VLOOKUP($C335,Tariffs!$A:$P,16,FALSE),0)>0,\nIFERROR($C343*VLOOKUP($C335,Tariffs!$A:$P,16,FALSE),0)<=VLOOKUP($A343,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A343,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C343>0,\n$C343<VLOOKUP($A343,Csomag_limitek,17,FALSE)),\n\"Min BÖ (\"&\nTEXT(\nVLOOKUP($A343,Csomag_limitek,17,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C343>0,\n$C343>VLOOKUP($A343,Csomag_limitek,18,FALSE)),\n\"Max BÖ (\"&\nTEXT(\nVLOOKUP(A343,Csomag_limitek,18,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") felett!\",\"\")))))))","v":""}]
["Y1103","Végleges rokkantság (D, E)",0,{"$f":"\nIF(AND(C335=\"\",C333=\"\"),\"\",\n\nIF(C335=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C335<VLOOKUP($A344,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A344,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C335>VLOOKUP($A344,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A344,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C344*VLOOKUP($C335,Tariffs!$A:$L,12,FALSE),0)>0,\nIFERROR($C344*VLOOKUP($C335,Tariffs!$A:$L,12,FALSE),0)<=VLOOKUP($A344,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A344,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
[null,null,"Biztosítási összegek:","Biztosítás éves díja"]
["Y7111","Haláleseti",{"$f":"IF($C337=0,\"-\",$C337)","v":"-"},{"$f":"\nIFERROR($C346*VLOOKUP($C335,Tariffs!$A:$B,2,FALSE),\"-\")","v":"-"}]
["Y0114","Baleseti halál kiemelt térítéssel",{"$f":"IF($C338=0,\"-\",$C338)","v":"-"},{"$f":"\nIFERROR($C347*VLOOKUP($C335,Tariffs!$A:$D,4,FALSE),\"-\")","v":"-"}]
["Y0115","Baleseti rokkantság kiemelt térítéssel","-",{"$f":"\nIFERROR($C348*VLOOKUP($C335,Tariffs!$A:$F,6,FALSE),\"-\")","v":"-"}]
["Y0121","Baleseti műtéti térítés","-",{"$f":"\nIFERROR($C349*VLOOKUP($C335,Tariffs!$A:$H,8,FALSE),\"-\")","v":"-"}]
["Y1111","Műtéti térítés","-",{"$f":"\nIFERROR($C350*VLOOKUP($C335,Tariffs!$A:$J,10,FALSE),\"-\")","v":"-"}]
["Y1114","Kritikus betegségek","-",{"$f":"\nIFERROR($C351*VLOOKUP($C335,Tariffs!$A:$N,14,FALSE),\"-\")","v":"-"}]
["Y0116","Baleseti keresőképtelenség","-",{"$f":"\nIFERROR($C352*VLOOKUP($C335,Tariffs!$A:$P,16,FALSE),\"-\")","v":"-"}]
["Y1103","Végleges rokkantság (D, E)","-",{"$f":"\nIFERROR($C353*VLOOKUP($C335,Tariffs!$A:$L,12,FALSE),\"-\")","v":"-"}]
[null,"∑ Biztosítási díj:",{"$f":"SUM($D346:$D353)","v":0},{"$f":"\nIF(\nAND(\nSUM(D346:D353)>0,\nSUM(D346:D353)<VLOOKUP($A337,Csomag_limitek,20,FALSE)),\n\"Minimális éves díj (\"&\nTEXT(\nVLOOKUP($A337,Csomag_limitek,20,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")","v":""}]
[null,"←",{"$f":"UPPER(\n\"5. Biztosított (\"&\nIF(AND(C377=0,C356=\"\"),\"n/a)\",\nC356&\"; \"&\nIF(COUNTIF($D369:$D376,\"<>-\")>0,\nCOUNTIF($D369:$D376,\"<>-\")&\" választott fedezet; \"&\nIF(Devizanem=\"HUF\",TEXT(C377,\"# ##0 Ft\"),\nIF(Devizanem=\"EUR\",TEXT(C377,\"# ##0\"\" €\"\"\"),\"\"))\n&\" értékben)\",\n\"Nincs választott fedezet)\")))","v":"5. BIZTOSÍTOTT (N/A)"},null,null,{"$f":"\nIF(\nIF(LEN(D356)>0,1,0)+\nIF(LEN(D357)>0,1,0)+\nIF(LEN(D358)>0,1,0)+\nIF(LEN(D360)>0,1,0)+\nIF(LEN(D361)>0,1,0)+\nIF(LEN(D362)>0,1,0)+\nIF(LEN(D363)>0,1,0)+\nIF(LEN(D364)>0,1,0)+\nIF(LEN(D365)>0,1,0)+\nIF(LEN(D366)>0,1,0)+\nIF(LEN(D367)>0,1,0)+\nIF(LEN(D377)>0,1,0)\n>0,\nIF(LEN(D356)>0,1,0)+\nIF(LEN(D357)>0,1,0)+\nIF(LEN(D358)>0,1,0)+\nIF(LEN(D360)>0,1,0)+\nIF(LEN(D361)>0,1,0)+\nIF(LEN(D362)>0,1,0)+\nIF(LEN(D363)>0,1,0)+\nIF(LEN(D364)>0,1,0)+\nIF(LEN(D365)>0,1,0)+\nIF(LEN(D366)>0,1,0)+\nIF(LEN(D367)>0,1,0)+\nIF(LEN(D377)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
[null,"Biztosított neve:",null,{"$f":"IF(AND(C357<>\"\",C356=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított születési dátuma:",null,{"$f":"\nIF(AND(C356<>\"\",C357=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított életkora",{"$f":"IF(C357<>\"\",YEAR(TODAY())-YEAR($C357),\"\")","v":""},{"$f":"IF(AND($C357<>\"\",$C358<=1),\"Min életkor: 1 év!\",\"\")","v":""}]
[null,null,"Egyedi fedezetek:"]
["Y7111","Haláleseti",0,{"$f":"\nIF(AND(C358=\"\",C356=\"\"),\"\",\n\nIF(AND(C358=\"\",C356<>\"\"),\"Kérem adjon meg születési dátumot!\",\n\nIF($C358<VLOOKUP($A360,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A360,Csomag_limitek,15,FALSE)&\" év) alatt!\",\nIF($C358>VLOOKUP($A360,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A360,Csomag_limitek,16,FALSE)&\" év) felett!\",\nIF(\nAND(\nIFERROR($C360*VLOOKUP($C358,Tariffs!$A:$B,2,FALSE),0)>0,\nIFERROR($C360*VLOOKUP($C358,Tariffs!$A:$B,2,FALSE),0)<=VLOOKUP($A360,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A360,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")))))","v":""}]
["Y0114","Baleseti halál kiemelt térítéssel",0,{"$f":"\nIF(AND(C358=\"\",C356=\"\"),\"\",\n\nIF(C358=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C358<VLOOKUP($A361,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A361,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C358>VLOOKUP($A361,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A361,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C361*VLOOKUP($C358,Tariffs!$A:$D,4,FALSE),0)>0,\nIFERROR($C361*VLOOKUP($C358,Tariffs!$A:$D,4,FALSE),0)<=VLOOKUP($A361,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A361,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0115","Baleseti rokkantság kiemelt térítéssel",0,{"$f":"\nIF(AND(C358=\"\",C356=\"\"),\"\",\n\nIF(C358=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C358<VLOOKUP($A362,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A362,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C358>VLOOKUP($A362,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A362,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C362*VLOOKUP($C358,Tariffs!$A:$F,6,FALSE),0)>0,\nIFERROR($C362*VLOOKUP($C358,Tariffs!$A:$F,6,FALSE),0)<=VLOOKUP($A362,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A362,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0121","Baleseti műtéti térítés",0,{"$f":"\nIF(AND(C358=\"\",C356=\"\"),\"\",\n\nIF(C358=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C358<VLOOKUP($A363,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A363,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C358>VLOOKUP($A363,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A363,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C363*VLOOKUP($C358,Tariffs!$A:$H,8,FALSE),0)>0,\nIFERROR($C363*VLOOKUP($C358,Tariffs!$A:$H,8,FALSE),0)<=VLOOKUP($A363,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A363,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1111","Műtéti térítés",0,{"$f":"\nIF(AND(C358=\"\",C356=\"\"),\"\",\n\nIF(C358=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C358<VLOOKUP($A364,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A364,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C358>VLOOKUP($A364,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A364,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C364*VLOOKUP($C358,Tariffs!$A:$J,10,FALSE),0)>0,\nIFERROR($C364*VLOOKUP($C358,Tariffs!$A:$J,10,FALSE),0)<=VLOOKUP($A364,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A364,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1114","Kritikus betegségek",0,{"$f":"\nIF(AND(C358=\"\",C356=\"\"),\"\",\n\nIF(C358=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C358<VLOOKUP($A365,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A365,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C358>VLOOKUP($A365,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A365,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C365*VLOOKUP($C358,Tariffs!$A:$N,14,FALSE),0)>0,\nIFERROR($C365*VLOOKUP($C358,Tariffs!$A:$N,14,FALSE),0)<=VLOOKUP($A365,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A365,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0116","Baleseti keresőképtelenség",0,{"$f":"\nIF(AND(C358=\"\",C356=\"\"),\"\",\n\nIF(C358=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C358<VLOOKUP($A366,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A366,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C358>VLOOKUP($A366,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A366,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C366*VLOOKUP($C358,Tariffs!$A:$P,16,FALSE),0)>0,\nIFERROR($C366*VLOOKUP($C358,Tariffs!$A:$P,16,FALSE),0)<=VLOOKUP($A366,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A366,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C366>0,\n$C366<VLOOKUP($A366,Csomag_limitek,17,FALSE)),\n\"Min BÖ (\"&\nTEXT(\nVLOOKUP($A366,Csomag_limitek,17,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C366>0,\n$C366>VLOOKUP($A366,Csomag_limitek,18,FALSE)),\n\"Max BÖ (\"&\nTEXT(\nVLOOKUP(A366,Csomag_limitek,18,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") felett!\",\"\")))))))","v":""}]
["Y1103","Végleges rokkantság (D, E)",0,{"$f":"\nIF(AND(C358=\"\",C356=\"\"),\"\",\n\nIF(C358=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C358<VLOOKUP($A367,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A367,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C358>VLOOKUP($A367,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A367,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C367*VLOOKUP($C358,Tariffs!$A:$L,12,FALSE),0)>0,\nIFERROR($C367*VLOOKUP($C358,Tariffs!$A:$L,12,FALSE),0)<=VLOOKUP($A367,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A367,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
[null,null,"Biztosítási összegek:","Biztosítás éves díja"]
["Y7111","Haláleseti",{"$f":"IF($C360=0,\"-\",$C360)","v":"-"},{"$f":"\nIFERROR($C369*VLOOKUP($C358,Tariffs!$A:$B,2,FALSE),\"-\")","v":"-"}]
["Y0114","Baleseti halál kiemelt térítéssel",{"$f":"IF($C361=0,\"-\",$C361)","v":"-"},{"$f":"\nIFERROR($C370*VLOOKUP($C358,Tariffs!$A:$D,4,FALSE),\"-\")","v":"-"}]
["Y0115","Baleseti rokkantság kiemelt térítéssel","-",{"$f":"\nIFERROR($C371*VLOOKUP($C358,Tariffs!$A:$F,6,FALSE),\"-\")","v":"-"}]
["Y0121","Baleseti műtéti térítés","-",{"$f":"\nIFERROR($C372*VLOOKUP($C358,Tariffs!$A:$H,8,FALSE),\"-\")","v":"-"}]
["Y1111","Műtéti térítés","-",{"$f":"\nIFERROR($C373*VLOOKUP($C358,Tariffs!$A:$J,10,FALSE),\"-\")","v":"-"}]
["Y1114","Kritikus betegségek","-",{"$f":"\nIFERROR($C374*VLOOKUP($C358,Tariffs!$A:$N,14,FALSE),\"-\")","v":"-"}]
["Y0116","Baleseti keresőképtelenség","-",{"$f":"\nIFERROR($C375*VLOOKUP($C358,Tariffs!$A:$P,16,FALSE),\"-\")","v":"-"}]
["Y1103","Végleges rokkantság (D, E)","-",{"$f":"\nIFERROR($C376*VLOOKUP($C358,Tariffs!$A:$L,12,FALSE),\"-\")","v":"-"}]
[null,"∑ Biztosítási díj:",{"$f":"SUM($D369:$D376)","v":0},{"$f":"\nIF(\nAND(\nSUM(D369:D376)>0,\nSUM(D369:D376)<VLOOKUP($A360,Csomag_limitek,20,FALSE)),\n\"Minimális éves díj (\"&\nTEXT(\nVLOOKUP($A360,Csomag_limitek,20,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")","v":""}]
[null,"←",{"$f":"UPPER(\n\"6. Biztosított (\"&\nIF(AND(C400=0,C379=\"\"),\"n/a)\",\nC379&\"; \"&\nIF(COUNTIF($D392:$D399,\"<>-\")>0,\nCOUNTIF($D392:$D399,\"<>-\")&\" választott fedezet; \"&\nIF(Devizanem=\"HUF\",TEXT(C400,\"# ##0 Ft\"),\nIF(Devizanem=\"EUR\",TEXT(C400,\"# ##0\"\" €\"\"\"),\"\"))\n&\" értékben)\",\n\"Nincs választott fedezet)\")))","v":"6. BIZTOSÍTOTT (N/A)"},null,null,{"$f":"\nIF(\nIF(LEN(D379)>0,1,0)+\nIF(LEN(D380)>0,1,0)+\nIF(LEN(D381)>0,1,0)+\nIF(LEN(D383)>0,1,0)+\nIF(LEN(D384)>0,1,0)+\nIF(LEN(D385)>0,1,0)+\nIF(LEN(D386)>0,1,0)+\nIF(LEN(D387)>0,1,0)+\nIF(LEN(D388)>0,1,0)+\nIF(LEN(D389)>0,1,0)+\nIF(LEN(D390)>0,1,0)+\nIF(LEN(D400)>0,1,0)\n>0,\nIF(LEN(D379)>0,1,0)+\nIF(LEN(D380)>0,1,0)+\nIF(LEN(D381)>0,1,0)+\nIF(LEN(D383)>0,1,0)+\nIF(LEN(D384)>0,1,0)+\nIF(LEN(D385)>0,1,0)+\nIF(LEN(D386)>0,1,0)+\nIF(LEN(D387)>0,1,0)+\nIF(LEN(D388)>0,1,0)+\nIF(LEN(D389)>0,1,0)+\nIF(LEN(D390)>0,1,0)+\nIF(LEN(D400)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
[null,"Biztosított neve:",null,{"$f":"IF(AND(C380<>\"\",C379=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított születési dátuma:",null,{"$f":"\nIF(AND(C379<>\"\",C380=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított életkora",{"$f":"IF(C380<>\"\",YEAR(TODAY())-YEAR($C380),\"\")","v":""},{"$f":"IF(AND($C380<>\"\",$C381<=1),\"Min életkor: 1 év!\",\"\")","v":""}]
[null,null,"Egyedi fedezetek:"]
["Y7111","Haláleseti",0,{"$f":"\nIF(AND(C381=\"\",C379=\"\"),\"\",\n\nIF(AND(C381=\"\",C379<>\"\"),\"Kérem adjon meg születési dátumot!\",\n\nIF($C381<VLOOKUP($A383,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A383,Csomag_limitek,15,FALSE)&\" év) alatt!\",\nIF($C381>VLOOKUP($A383,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A383,Csomag_limitek,16,FALSE)&\" év) felett!\",\nIF(\nAND(\nIFERROR($C383*VLOOKUP($C381,Tariffs!$A:$B,2,FALSE),0)>0,\nIFERROR($C383*VLOOKUP($C381,Tariffs!$A:$B,2,FALSE),0)<=VLOOKUP($A383,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A383,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")))))","v":""}]
["Y0114","Baleseti halál kiemelt térítéssel",0,{"$f":"\nIF(AND(C381=\"\",C379=\"\"),\"\",\n\nIF(C381=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C381<VLOOKUP($A384,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A384,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C381>VLOOKUP($A384,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A384,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C384*VLOOKUP($C381,Tariffs!$A:$D,4,FALSE),0)>0,\nIFERROR($C384*VLOOKUP($C381,Tariffs!$A:$D,4,FALSE),0)<=VLOOKUP($A384,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A384,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0115","Baleseti rokkantság kiemelt térítéssel",0,{"$f":"\nIF(AND(C381=\"\",C379=\"\"),\"\",\n\nIF(C381=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C381<VLOOKUP($A385,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A385,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C381>VLOOKUP($A385,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A385,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C385*VLOOKUP($C381,Tariffs!$A:$F,6,FALSE),0)>0,\nIFERROR($C385*VLOOKUP($C381,Tariffs!$A:$F,6,FALSE),0)<=VLOOKUP($A385,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A385,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0121","Baleseti műtéti térítés",0,{"$f":"\nIF(AND(C381=\"\",C379=\"\"),\"\",\n\nIF(C381=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C381<VLOOKUP($A386,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A386,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C381>VLOOKUP($A386,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A386,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C386*VLOOKUP($C381,Tariffs!$A:$H,8,FALSE),0)>0,\nIFERROR($C386*VLOOKUP($C381,Tariffs!$A:$H,8,FALSE),0)<=VLOOKUP($A386,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A386,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1111","Műtéti térítés",0,{"$f":"\nIF(AND(C381=\"\",C379=\"\"),\"\",\n\nIF(C381=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C381<VLOOKUP($A387,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A387,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C381>VLOOKUP($A387,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A387,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C387*VLOOKUP($C381,Tariffs!$A:$J,10,FALSE),0)>0,\nIFERROR($C387*VLOOKUP($C381,Tariffs!$A:$J,10,FALSE),0)<=VLOOKUP($A387,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A387,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1114","Kritikus betegségek",0,{"$f":"\nIF(AND(C381=\"\",C379=\"\"),\"\",\n\nIF(C381=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C381<VLOOKUP($A388,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A388,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C381>VLOOKUP($A388,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A388,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C388*VLOOKUP($C381,Tariffs!$A:$N,14,FALSE),0)>0,\nIFERROR($C388*VLOOKUP($C381,Tariffs!$A:$N,14,FALSE),0)<=VLOOKUP($A388,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A388,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0116","Baleseti keresőképtelenség",0,{"$f":"\nIF(AND(C381=\"\",C379=\"\"),\"\",\n\nIF(C381=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C381<VLOOKUP($A389,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A389,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C381>VLOOKUP($A389,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A389,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C389*VLOOKUP($C381,Tariffs!$A:$P,16,FALSE),0)>0,\nIFERROR($C389*VLOOKUP($C381,Tariffs!$A:$P,16,FALSE),0)<=VLOOKUP($A389,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A389,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C389>0,\n$C389<VLOOKUP($A389,Csomag_limitek,17,FALSE)),\n\"Min BÖ (\"&\nTEXT(\nVLOOKUP($A389,Csomag_limitek,17,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C389>0,\n$C389>VLOOKUP($A389,Csomag_limitek,18,FALSE)),\n\"Max BÖ (\"&\nTEXT(\nVLOOKUP(A389,Csomag_limitek,18,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") felett!\",\"\")))))))","v":""}]
["Y1103","Végleges rokkantság (D, E)",0,{"$f":"\nIF(AND(C381=\"\",C379=\"\"),\"\",\n\nIF(C381=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C381<VLOOKUP($A390,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A390,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C381>VLOOKUP($A390,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A390,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C390*VLOOKUP($C381,Tariffs!$A:$L,12,FALSE),0)>0,\nIFERROR($C390*VLOOKUP($C381,Tariffs!$A:$L,12,FALSE),0)<=VLOOKUP($A390,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A390,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
[null,null,"Biztosítási összegek:","Biztosítás éves díja"]
["Y7111","Haláleseti",{"$f":"IF($C383=0,\"-\",$C383)","v":"-"},{"$f":"\nIFERROR($C392*VLOOKUP($C381,Tariffs!$A:$B,2,FALSE),\"-\")","v":"-"}]
["Y0114","Baleseti halál kiemelt térítéssel",{"$f":"IF($C384=0,\"-\",$C384)","v":"-"},{"$f":"\nIFERROR($C393*VLOOKUP($C381,Tariffs!$A:$D,4,FALSE),\"-\")","v":"-"}]
["Y0115","Baleseti rokkantság kiemelt térítéssel","-",{"$f":"\nIFERROR($C394*VLOOKUP($C381,Tariffs!$A:$F,6,FALSE),\"-\")","v":"-"}]
["Y0121","Baleseti műtéti térítés","-",{"$f":"\nIFERROR($C395*VLOOKUP($C381,Tariffs!$A:$H,8,FALSE),\"-\")","v":"-"}]
["Y1111","Műtéti térítés","-",{"$f":"\nIFERROR($C396*VLOOKUP($C381,Tariffs!$A:$J,10,FALSE),\"-\")","v":"-"}]
["Y1114","Kritikus betegségek","-",{"$f":"\nIFERROR($C397*VLOOKUP($C381,Tariffs!$A:$N,14,FALSE),\"-\")","v":"-"}]
["Y0116","Baleseti keresőképtelenség","-",{"$f":"\nIFERROR($C398*VLOOKUP($C381,Tariffs!$A:$P,16,FALSE),\"-\")","v":"-"}]
["Y1103","Végleges rokkantság (D, E)","-",{"$f":"\nIFERROR($C399*VLOOKUP($C381,Tariffs!$A:$L,12,FALSE),\"-\")","v":"-"}]
[null,"∑ Biztosítási díj:",{"$f":"SUM($D392:$D399)","v":0},{"$f":"\nIF(\nAND(\nSUM(D392:D399)>0,\nSUM(D392:D399)<VLOOKUP($A383,Csomag_limitek,20,FALSE)),\n\"Minimális éves díj (\"&\nTEXT(\nVLOOKUP($A383,Csomag_limitek,20,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")","v":""}]
[null,"←",{"$f":"UPPER(\n\"7. Biztosított (\"&\nIF(AND(C423=0,C402=\"\"),\"n/a)\",\nC402&\"; \"&\nIF(COUNTIF($D415:$D422,\"<>-\")>0,\nCOUNTIF($D415:$D422,\"<>-\")&\" választott fedezet; \"&\nIF(Devizanem=\"HUF\",TEXT(C423,\"# ##0 Ft\"),\nIF(Devizanem=\"EUR\",TEXT(C423,\"# ##0\"\" €\"\"\"),\"\"))\n&\" értékben)\",\n\"Nincs választott fedezet)\")))","v":"7. BIZTOSÍTOTT (N/A)"},null,null,{"$f":"\nIF(\nIF(LEN(D402)>0,1,0)+\nIF(LEN(D403)>0,1,0)+\nIF(LEN(D404)>0,1,0)+\nIF(LEN(D406)>0,1,0)+\nIF(LEN(D407)>0,1,0)+\nIF(LEN(D408)>0,1,0)+\nIF(LEN(D409)>0,1,0)+\nIF(LEN(D410)>0,1,0)+\nIF(LEN(D411)>0,1,0)+\nIF(LEN(D412)>0,1,0)+\nIF(LEN(D413)>0,1,0)+\nIF(LEN(D423)>0,1,0)\n>0,\nIF(LEN(D402)>0,1,0)+\nIF(LEN(D403)>0,1,0)+\nIF(LEN(D404)>0,1,0)+\nIF(LEN(D406)>0,1,0)+\nIF(LEN(D407)>0,1,0)+\nIF(LEN(D408)>0,1,0)+\nIF(LEN(D409)>0,1,0)+\nIF(LEN(D410)>0,1,0)+\nIF(LEN(D411)>0,1,0)+\nIF(LEN(D412)>0,1,0)+\nIF(LEN(D413)>0,1,0)+\nIF(LEN(D423)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
[null,"Biztosított neve:",null,{"$f":"IF(AND(C403<>\"\",C402=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított születési dátuma:",null,{"$f":"\nIF(AND(C402<>\"\",C403=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított életkora",{"$f":"IF(C403<>\"\",YEAR(TODAY())-YEAR($C403),\"\")","v":""},{"$f":"IF(AND($C403<>\"\",$C404<=1),\"Min életkor: 1 év!\",\"\")","v":""}]
[null,null,"Egyedi fedezetek:"]
["Y7111","Haláleseti",0,{"$f":"\nIF(AND(C404=\"\",C402=\"\"),\"\",\n\nIF(AND(C404=\"\",C402<>\"\"),\"Kérem adjon meg születési dátumot!\",\n\nIF($C404<VLOOKUP($A406,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A406,Csomag_limitek,15,FALSE)&\" év) alatt!\",\nIF($C404>VLOOKUP($A406,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A406,Csomag_limitek,16,FALSE)&\" év) felett!\",\nIF(\nAND(\nIFERROR($C406*VLOOKUP($C404,Tariffs!$A:$B,2,FALSE),0)>0,\nIFERROR($C406*VLOOKUP($C404,Tariffs!$A:$B,2,FALSE),0)<=VLOOKUP($A406,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A406,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")))))","v":""}]
["Y0114","Baleseti halál kiemelt térítéssel",0,{"$f":"\nIF(AND(C404=\"\",C402=\"\"),\"\",\n\nIF(C404=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C404<VLOOKUP($A407,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A407,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C404>VLOOKUP($A407,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A407,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C407*VLOOKUP($C404,Tariffs!$A:$D,4,FALSE),0)>0,\nIFERROR($C407*VLOOKUP($C404,Tariffs!$A:$D,4,FALSE),0)<=VLOOKUP($A407,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A407,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0115","Baleseti rokkantság kiemelt térítéssel",0,{"$f":"\nIF(AND(C404=\"\",C402=\"\"),\"\",\n\nIF(C404=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C404<VLOOKUP($A408,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A408,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C404>VLOOKUP($A408,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A408,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C408*VLOOKUP($C404,Tariffs!$A:$F,6,FALSE),0)>0,\nIFERROR($C408*VLOOKUP($C404,Tariffs!$A:$F,6,FALSE),0)<=VLOOKUP($A408,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A408,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0121","Baleseti műtéti térítés",0,{"$f":"\nIF(AND(C404=\"\",C402=\"\"),\"\",\n\nIF(C404=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C404<VLOOKUP($A409,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A409,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C404>VLOOKUP($A409,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A409,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C409*VLOOKUP($C404,Tariffs!$A:$H,8,FALSE),0)>0,\nIFERROR($C409*VLOOKUP($C404,Tariffs!$A:$H,8,FALSE),0)<=VLOOKUP($A409,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A409,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1111","Műtéti térítés",0,{"$f":"\nIF(AND(C404=\"\",C402=\"\"),\"\",\n\nIF(C404=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C404<VLOOKUP($A410,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A410,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C404>VLOOKUP($A410,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A410,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C410*VLOOKUP($C404,Tariffs!$A:$J,10,FALSE),0)>0,\nIFERROR($C410*VLOOKUP($C404,Tariffs!$A:$J,10,FALSE),0)<=VLOOKUP($A410,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A410,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1114","Kritikus betegségek",0,{"$f":"\nIF(AND(C404=\"\",C402=\"\"),\"\",\n\nIF(C404=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C404<VLOOKUP($A411,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A411,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C404>VLOOKUP($A411,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A411,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C411*VLOOKUP($C404,Tariffs!$A:$N,14,FALSE),0)>0,\nIFERROR($C411*VLOOKUP($C404,Tariffs!$A:$N,14,FALSE),0)<=VLOOKUP($A411,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A411,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0116","Baleseti keresőképtelenség",0,{"$f":"\nIF(AND(C404=\"\",C402=\"\"),\"\",\n\nIF(C404=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C404<VLOOKUP($A412,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A412,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C404>VLOOKUP($A412,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A412,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C412*VLOOKUP($C404,Tariffs!$A:$P,16,FALSE),0)>0,\nIFERROR($C412*VLOOKUP($C404,Tariffs!$A:$P,16,FALSE),0)<=VLOOKUP($A412,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A412,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C412>0,\n$C412<VLOOKUP($A412,Csomag_limitek,17,FALSE)),\n\"Min BÖ (\"&\nTEXT(\nVLOOKUP($A412,Csomag_limitek,17,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C412>0,\n$C412>VLOOKUP($A412,Csomag_limitek,18,FALSE)),\n\"Max BÖ (\"&\nTEXT(\nVLOOKUP(A412,Csomag_limitek,18,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") felett!\",\"\")))))))","v":""}]
["Y1103","Végleges rokkantság (D, E)",0,{"$f":"\nIF(AND(C404=\"\",C402=\"\"),\"\",\n\nIF(C404=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C404<VLOOKUP($A413,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A413,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C404>VLOOKUP($A413,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A413,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C413*VLOOKUP($C404,Tariffs!$A:$L,12,FALSE),0)>0,\nIFERROR($C413*VLOOKUP($C404,Tariffs!$A:$L,12,FALSE),0)<=VLOOKUP($A413,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A413,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
[null,null,"Biztosítási összegek:","Biztosítás éves díja"]
["Y7111","Haláleseti",{"$f":"IF($C406=0,\"-\",$C406)","v":"-"},{"$f":"\nIFERROR($C415*VLOOKUP($C404,Tariffs!$A:$B,2,FALSE),\"-\")","v":"-"}]
["Y0114","Baleseti halál kiemelt térítéssel",{"$f":"IF($C407=0,\"-\",$C407)","v":"-"},{"$f":"\nIFERROR($C416*VLOOKUP($C404,Tariffs!$A:$D,4,FALSE),\"-\")","v":"-"}]
["Y0115","Baleseti rokkantság kiemelt térítéssel","-",{"$f":"\nIFERROR($C417*VLOOKUP($C404,Tariffs!$A:$F,6,FALSE),\"-\")","v":"-"}]
["Y0121","Baleseti műtéti térítés","-",{"$f":"\nIFERROR($C418*VLOOKUP($C404,Tariffs!$A:$H,8,FALSE),\"-\")","v":"-"}]
["Y1111","Műtéti térítés","-",{"$f":"\nIFERROR($C419*VLOOKUP($C404,Tariffs!$A:$J,10,FALSE),\"-\")","v":"-"}]
["Y1114","Kritikus betegségek","-",{"$f":"\nIFERROR($C420*VLOOKUP($C404,Tariffs!$A:$N,14,FALSE),\"-\")","v":"-"}]
["Y0116","Baleseti keresőképtelenség","-",{"$f":"\nIFERROR($C421*VLOOKUP($C404,Tariffs!$A:$P,16,FALSE),\"-\")","v":"-"}]
["Y1103","Végleges rokkantság (D, E)","-",{"$f":"\nIFERROR($C422*VLOOKUP($C404,Tariffs!$A:$L,12,FALSE),\"-\")","v":"-"}]
[null,"∑ Biztosítási díj:",{"$f":"SUM($D415:$D422)","v":0},{"$f":"\nIF(\nAND(\nSUM(D415:D422)>0,\nSUM(D415:D422)<VLOOKUP($A406,Csomag_limitek,20,FALSE)),\n\"Minimális éves díj (\"&\nTEXT(\nVLOOKUP($A406,Csomag_limitek,20,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")","v":""}]
[null,"←",{"$f":"UPPER(\n\"8. Biztosított (\"&\nIF(AND(C446=0,C425=\"\"),\"n/a)\",\nC425&\"; \"&\nIF(COUNTIF($D438:$D445,\"<>-\")>0,\nCOUNTIF($D438:$D445,\"<>-\")&\" választott fedezet; \"&\nIF(Devizanem=\"HUF\",TEXT(C446,\"# ##0 Ft\"),\nIF(Devizanem=\"EUR\",TEXT(C446,\"# ##0\"\" €\"\"\"),\"\"))\n&\" értékben)\",\n\"Nincs választott fedezet)\")))","v":"8. BIZTOSÍTOTT (N/A)"},null,null,{"$f":"\nIF(\nIF(LEN(D425)>0,1,0)+\nIF(LEN(D426)>0,1,0)+\nIF(LEN(D427)>0,1,0)+\nIF(LEN(D429)>0,1,0)+\nIF(LEN(D430)>0,1,0)+\nIF(LEN(D431)>0,1,0)+\nIF(LEN(D432)>0,1,0)+\nIF(LEN(D433)>0,1,0)+\nIF(LEN(D434)>0,1,0)+\nIF(LEN(D435)>0,1,0)+\nIF(LEN(D436)>0,1,0)+\nIF(LEN(D446)>0,1,0)\n>0,\nIF(LEN(D425)>0,1,0)+\nIF(LEN(D426)>0,1,0)+\nIF(LEN(D427)>0,1,0)+\nIF(LEN(D429)>0,1,0)+\nIF(LEN(D430)>0,1,0)+\nIF(LEN(D431)>0,1,0)+\nIF(LEN(D432)>0,1,0)+\nIF(LEN(D433)>0,1,0)+\nIF(LEN(D434)>0,1,0)+\nIF(LEN(D435)>0,1,0)+\nIF(LEN(D436)>0,1,0)+\nIF(LEN(D446)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
[null,"Biztosított neve:",null,{"$f":"IF(AND(C426<>\"\",C425=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított születési dátuma:",null,{"$f":"\nIF(AND(C425<>\"\",C426=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított életkora",{"$f":"IF(C426<>\"\",YEAR(TODAY())-YEAR($C426),\"\")","v":""},{"$f":"IF(AND($C426<>\"\",$C427<=1),\"Min életkor: 1 év!\",\"\")","v":""}]
[null,null,"Egyedi fedezetek:"]
["Y7111","Haláleseti",0,{"$f":"\nIF(AND(C427=\"\",C425=\"\"),\"\",\n\nIF(AND(C427=\"\",C425<>\"\"),\"Kérem adjon meg születési dátumot!\",\n\nIF($C427<VLOOKUP($A429,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A429,Csomag_limitek,15,FALSE)&\" év) alatt!\",\nIF($C427>VLOOKUP($A429,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A429,Csomag_limitek,16,FALSE)&\" év) felett!\",\nIF(\nAND(\nIFERROR($C429*VLOOKUP($C427,Tariffs!$A:$B,2,FALSE),0)>0,\nIFERROR($C429*VLOOKUP($C427,Tariffs!$A:$B,2,FALSE),0)<=VLOOKUP($A429,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A429,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")))))","v":""}]
["Y0114","Baleseti halál kiemelt térítéssel",0,{"$f":"\nIF(AND(C427=\"\",C425=\"\"),\"\",\n\nIF(C427=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C427<VLOOKUP($A430,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A430,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C427>VLOOKUP($A430,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A430,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C430*VLOOKUP($C427,Tariffs!$A:$D,4,FALSE),0)>0,\nIFERROR($C430*VLOOKUP($C427,Tariffs!$A:$D,4,FALSE),0)<=VLOOKUP($A430,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A430,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0115","Baleseti rokkantság kiemelt térítéssel",0,{"$f":"\nIF(AND(C427=\"\",C425=\"\"),\"\",\n\nIF(C427=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C427<VLOOKUP($A431,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A431,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C427>VLOOKUP($A431,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A431,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C431*VLOOKUP($C427,Tariffs!$A:$F,6,FALSE),0)>0,\nIFERROR($C431*VLOOKUP($C427,Tariffs!$A:$F,6,FALSE),0)<=VLOOKUP($A431,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A431,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0121","Baleseti műtéti térítés",0,{"$f":"\nIF(AND(C427=\"\",C425=\"\"),\"\",\n\nIF(C427=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C427<VLOOKUP($A432,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A432,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C427>VLOOKUP($A432,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A432,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C432*VLOOKUP($C427,Tariffs!$A:$H,8,FALSE),0)>0,\nIFERROR($C432*VLOOKUP($C427,Tariffs!$A:$H,8,FALSE),0)<=VLOOKUP($A432,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A432,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1111","Műtéti térítés",0,{"$f":"\nIF(AND(C427=\"\",C425=\"\"),\"\",\n\nIF(C427=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C427<VLOOKUP($A433,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A433,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C427>VLOOKUP($A433,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A433,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C433*VLOOKUP($C427,Tariffs!$A:$J,10,FALSE),0)>0,\nIFERROR($C433*VLOOKUP($C427,Tariffs!$A:$J,10,FALSE),0)<=VLOOKUP($A433,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A433,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1114","Kritikus betegségek",0,{"$f":"\nIF(AND(C427=\"\",C425=\"\"),\"\",\n\nIF(C427=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C427<VLOOKUP($A434,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A434,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C427>VLOOKUP($A434,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A434,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C434*VLOOKUP($C427,Tariffs!$A:$N,14,FALSE),0)>0,\nIFERROR($C434*VLOOKUP($C427,Tariffs!$A:$N,14,FALSE),0)<=VLOOKUP($A434,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A434,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0116","Baleseti keresőképtelenség",0,{"$f":"\nIF(AND(C427=\"\",C425=\"\"),\"\",\n\nIF(C427=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C427<VLOOKUP($A435,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A435,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C427>VLOOKUP($A435,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A435,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C435*VLOOKUP($C427,Tariffs!$A:$P,16,FALSE),0)>0,\nIFERROR($C435*VLOOKUP($C427,Tariffs!$A:$P,16,FALSE),0)<=VLOOKUP($A435,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A435,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C435>0,\n$C435<VLOOKUP($A435,Csomag_limitek,17,FALSE)),\n\"Min BÖ (\"&\nTEXT(\nVLOOKUP($A435,Csomag_limitek,17,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C435>0,\n$C435>VLOOKUP($A435,Csomag_limitek,18,FALSE)),\n\"Max BÖ (\"&\nTEXT(\nVLOOKUP(A435,Csomag_limitek,18,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") felett!\",\"\")))))))","v":""}]
["Y1103","Végleges rokkantság (D, E)",0,{"$f":"\nIF(AND(C427=\"\",C425=\"\"),\"\",\n\nIF(C427=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C427<VLOOKUP($A436,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A436,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C427>VLOOKUP($A436,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A436,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C436*VLOOKUP($C427,Tariffs!$A:$L,12,FALSE),0)>0,\nIFERROR($C436*VLOOKUP($C427,Tariffs!$A:$L,12,FALSE),0)<=VLOOKUP($A436,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A436,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
[null,null,"Biztosítási összegek:","Biztosítás éves díja"]
["Y7111","Haláleseti",{"$f":"IF($C429=0,\"-\",$C429)","v":"-"},{"$f":"\nIFERROR($C438*VLOOKUP($C427,Tariffs!$A:$B,2,FALSE),\"-\")","v":"-"}]
["Y0114","Baleseti halál kiemelt térítéssel",{"$f":"IF($C430=0,\"-\",$C430)","v":"-"},{"$f":"\nIFERROR($C439*VLOOKUP($C427,Tariffs!$A:$D,4,FALSE),\"-\")","v":"-"}]
["Y0115","Baleseti rokkantság kiemelt térítéssel","-",{"$f":"\nIFERROR($C440*VLOOKUP($C427,Tariffs!$A:$F,6,FALSE),\"-\")","v":"-"}]
["Y0121","Baleseti műtéti térítés","-",{"$f":"\nIFERROR($C441*VLOOKUP($C427,Tariffs!$A:$H,8,FALSE),\"-\")","v":"-"}]
["Y1111","Műtéti térítés","-",{"$f":"\nIFERROR($C442*VLOOKUP($C427,Tariffs!$A:$J,10,FALSE),\"-\")","v":"-"}]
["Y1114","Kritikus betegségek","-",{"$f":"\nIFERROR($C443*VLOOKUP($C427,Tariffs!$A:$N,14,FALSE),\"-\")","v":"-"}]
["Y0116","Baleseti keresőképtelenség","-",{"$f":"\nIFERROR($C444*VLOOKUP($C427,Tariffs!$A:$P,16,FALSE),\"-\")","v":"-"}]
["Y1103","Végleges rokkantság (D, E)","-",{"$f":"\nIFERROR($C445*VLOOKUP($C427,Tariffs!$A:$L,12,FALSE),\"-\")","v":"-"}]
[null,"∑ Biztosítási díj:",{"$f":"SUM($D438:$D445)","v":0},{"$f":"\nIF(\nAND(\nSUM(D438:D445)>0,\nSUM(D438:D445)<VLOOKUP($A429,Csomag_limitek,20,FALSE)),\n\"Minimális éves díj (\"&\nTEXT(\nVLOOKUP($A429,Csomag_limitek,20,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")","v":""}]
[null,"←",{"$f":"UPPER(\n\"9. Biztosított (\"&\nIF(AND(C469=0,C448=\"\"),\"n/a)\",\nC448&\"; \"&\nIF(COUNTIF($D461:$D468,\"<>-\")>0,\nCOUNTIF($D461:$D468,\"<>-\")&\" választott fedezet; \"&\nIF(Devizanem=\"HUF\",TEXT(C469,\"# ##0 Ft\"),\nIF(Devizanem=\"EUR\",TEXT(C469,\"# ##0\"\" €\"\"\"),\"\"))\n&\" értékben)\",\n\"Nincs választott fedezet)\")))","v":"9. BIZTOSÍTOTT (N/A)"},null,null,{"$f":"\nIF(\nIF(LEN(D448)>0,1,0)+\nIF(LEN(D449)>0,1,0)+\nIF(LEN(D450)>0,1,0)+\nIF(LEN(D452)>0,1,0)+\nIF(LEN(D453)>0,1,0)+\nIF(LEN(D454)>0,1,0)+\nIF(LEN(D455)>0,1,0)+\nIF(LEN(D456)>0,1,0)+\nIF(LEN(D457)>0,1,0)+\nIF(LEN(D458)>0,1,0)+\nIF(LEN(D459)>0,1,0)+\nIF(LEN(D469)>0,1,0)\n>0,\nIF(LEN(D448)>0,1,0)+\nIF(LEN(D449)>0,1,0)+\nIF(LEN(D450)>0,1,0)+\nIF(LEN(D452)>0,1,0)+\nIF(LEN(D453)>0,1,0)+\nIF(LEN(D454)>0,1,0)+\nIF(LEN(D455)>0,1,0)+\nIF(LEN(D456)>0,1,0)+\nIF(LEN(D457)>0,1,0)+\nIF(LEN(D458)>0,1,0)+\nIF(LEN(D459)>0,1,0)+\nIF(LEN(D469)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
[null,"Biztosított neve:",null,{"$f":"IF(AND(C449<>\"\",C448=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított születési dátuma:",null,{"$f":"\nIF(AND(C448<>\"\",C449=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított életkora",{"$f":"IF(C449<>\"\",YEAR(TODAY())-YEAR($C449),\"\")","v":""},{"$f":"IF(AND($C449<>\"\",$C450<=1),\"Min életkor: 1 év!\",\"\")","v":""}]
[null,null,"Egyedi fedezetek:"]
["Y7111","Haláleseti",0,{"$f":"\nIF(AND(C450=\"\",C448=\"\"),\"\",\n\nIF(AND(C450=\"\",C448<>\"\"),\"Kérem adjon meg születési dátumot!\",\n\nIF($C450<VLOOKUP($A452,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A452,Csomag_limitek,15,FALSE)&\" év) alatt!\",\nIF($C450>VLOOKUP($A452,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A452,Csomag_limitek,16,FALSE)&\" év) felett!\",\nIF(\nAND(\nIFERROR($C452*VLOOKUP($C450,Tariffs!$A:$B,2,FALSE),0)>0,\nIFERROR($C452*VLOOKUP($C450,Tariffs!$A:$B,2,FALSE),0)<=VLOOKUP($A452,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A452,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")))))","v":""}]
["Y0114","Baleseti halál kiemelt térítéssel",0,{"$f":"\nIF(AND(C450=\"\",C448=\"\"),\"\",\n\nIF(C450=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C450<VLOOKUP($A453,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A453,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C450>VLOOKUP($A453,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A453,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C453*VLOOKUP($C450,Tariffs!$A:$D,4,FALSE),0)>0,\nIFERROR($C453*VLOOKUP($C450,Tariffs!$A:$D,4,FALSE),0)<=VLOOKUP($A453,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A453,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0115","Baleseti rokkantság kiemelt térítéssel",0,{"$f":"\nIF(AND(C450=\"\",C448=\"\"),\"\",\n\nIF(C450=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C450<VLOOKUP($A454,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A454,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C450>VLOOKUP($A454,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A454,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C454*VLOOKUP($C450,Tariffs!$A:$F,6,FALSE),0)>0,\nIFERROR($C454*VLOOKUP($C450,Tariffs!$A:$F,6,FALSE),0)<=VLOOKUP($A454,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A454,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0121","Baleseti műtéti térítés",0,{"$f":"\nIF(AND(C450=\"\",C448=\"\"),\"\",\n\nIF(C450=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C450<VLOOKUP($A455,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A455,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C450>VLOOKUP($A455,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A455,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C455*VLOOKUP($C450,Tariffs!$A:$H,8,FALSE),0)>0,\nIFERROR($C455*VLOOKUP($C450,Tariffs!$A:$H,8,FALSE),0)<=VLOOKUP($A455,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A455,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1111","Műtéti térítés",0,{"$f":"\nIF(AND(C450=\"\",C448=\"\"),\"\",\n\nIF(C450=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C450<VLOOKUP($A456,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A456,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C450>VLOOKUP($A456,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A456,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C456*VLOOKUP($C450,Tariffs!$A:$J,10,FALSE),0)>0,\nIFERROR($C456*VLOOKUP($C450,Tariffs!$A:$J,10,FALSE),0)<=VLOOKUP($A456,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A456,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1114","Kritikus betegségek",0,{"$f":"\nIF(AND(C450=\"\",C448=\"\"),\"\",\n\nIF(C450=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C450<VLOOKUP($A457,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A457,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C450>VLOOKUP($A457,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A457,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C457*VLOOKUP($C450,Tariffs!$A:$N,14,FALSE),0)>0,\nIFERROR($C457*VLOOKUP($C450,Tariffs!$A:$N,14,FALSE),0)<=VLOOKUP($A457,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A457,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0116","Baleseti keresőképtelenség",0,{"$f":"\nIF(AND(C450=\"\",C448=\"\"),\"\",\n\nIF(C450=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C450<VLOOKUP($A458,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A458,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C450>VLOOKUP($A458,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A458,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C458*VLOOKUP($C450,Tariffs!$A:$P,16,FALSE),0)>0,\nIFERROR($C458*VLOOKUP($C450,Tariffs!$A:$P,16,FALSE),0)<=VLOOKUP($A458,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A458,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C458>0,\n$C458<VLOOKUP($A458,Csomag_limitek,17,FALSE)),\n\"Min BÖ (\"&\nTEXT(\nVLOOKUP($A458,Csomag_limitek,17,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C458>0,\n$C458>VLOOKUP($A458,Csomag_limitek,18,FALSE)),\n\"Max BÖ (\"&\nTEXT(\nVLOOKUP(A458,Csomag_limitek,18,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") felett!\",\"\")))))))","v":""}]
["Y1103","Végleges rokkantság (D, E)",0,{"$f":"\nIF(AND(C450=\"\",C448=\"\"),\"\",\n\nIF(C450=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C450<VLOOKUP($A459,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A459,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C450>VLOOKUP($A459,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A459,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C459*VLOOKUP($C450,Tariffs!$A:$L,12,FALSE),0)>0,\nIFERROR($C459*VLOOKUP($C450,Tariffs!$A:$L,12,FALSE),0)<=VLOOKUP($A459,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A459,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
[null,null,"Biztosítási összegek:","Biztosítás éves díja"]
["Y7111","Haláleseti",{"$f":"IF($C452=0,\"-\",$C452)","v":"-"},{"$f":"\nIFERROR($C461*VLOOKUP($C450,Tariffs!$A:$B,2,FALSE),\"-\")","v":"-"}]
["Y0114","Baleseti halál kiemelt térítéssel",{"$f":"IF($C453=0,\"-\",$C453)","v":"-"},{"$f":"\nIFERROR($C462*VLOOKUP($C450,Tariffs!$A:$D,4,FALSE),\"-\")","v":"-"}]
["Y0115","Baleseti rokkantság kiemelt térítéssel","-",{"$f":"\nIFERROR($C463*VLOOKUP($C450,Tariffs!$A:$F,6,FALSE),\"-\")","v":"-"}]
["Y0121","Baleseti műtéti térítés","-",{"$f":"\nIFERROR($C464*VLOOKUP($C450,Tariffs!$A:$H,8,FALSE),\"-\")","v":"-"}]
["Y1111","Műtéti térítés","-",{"$f":"\nIFERROR($C465*VLOOKUP($C450,Tariffs!$A:$J,10,FALSE),\"-\")","v":"-"}]
["Y1114","Kritikus betegségek","-",{"$f":"\nIFERROR($C466*VLOOKUP($C450,Tariffs!$A:$N,14,FALSE),\"-\")","v":"-"}]
["Y0116","Baleseti keresőképtelenség","-",{"$f":"\nIFERROR($C467*VLOOKUP($C450,Tariffs!$A:$P,16,FALSE),\"-\")","v":"-"}]
["Y1103","Végleges rokkantság (D, E)","-",{"$f":"\nIFERROR($C468*VLOOKUP($C450,Tariffs!$A:$L,12,FALSE),\"-\")","v":"-"}]
[null,"∑ Biztosítási díj:",{"$f":"SUM($D461:$D468)","v":0},{"$f":"\nIF(\nAND(\nSUM(D461:D468)>0,\nSUM(D461:D468)<VLOOKUP($A452,Csomag_limitek,20,FALSE)),\n\"Minimális éves díj (\"&\nTEXT(\nVLOOKUP($A452,Csomag_limitek,20,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")","v":""}]
[null,"←",{"$f":"UPPER(\n\"10. Biztosított (\"&\nIF(AND(C492=0,C471=\"\"),\"n/a)\",\nC471&\"; \"&\nIF(COUNTIF($D484:$D491,\"<>-\")>0,\nCOUNTIF($D484:$D491,\"<>-\")&\" választott fedezet; \"&\nIF(Devizanem=\"HUF\",TEXT(C492,\"# ##0 Ft\"),\nIF(Devizanem=\"EUR\",TEXT(C492,\"# ##0\"\" €\"\"\"),\"\"))\n&\" értékben)\",\n\"Nincs választott fedezet)\")))","v":"10. BIZTOSÍTOTT (N/A)"},null,null,{"$f":"\nIF(\nIF(LEN(D471)>0,1,0)+\nIF(LEN(D472)>0,1,0)+\nIF(LEN(D473)>0,1,0)+\nIF(LEN(D475)>0,1,0)+\nIF(LEN(D476)>0,1,0)+\nIF(LEN(D477)>0,1,0)+\nIF(LEN(D478)>0,1,0)+\nIF(LEN(D479)>0,1,0)+\nIF(LEN(D480)>0,1,0)+\nIF(LEN(D481)>0,1,0)+\nIF(LEN(D482)>0,1,0)+\nIF(LEN(D492)>0,1,0)\n>0,\nIF(LEN(D471)>0,1,0)+\nIF(LEN(D472)>0,1,0)+\nIF(LEN(D473)>0,1,0)+\nIF(LEN(D475)>0,1,0)+\nIF(LEN(D476)>0,1,0)+\nIF(LEN(D477)>0,1,0)+\nIF(LEN(D478)>0,1,0)+\nIF(LEN(D479)>0,1,0)+\nIF(LEN(D480)>0,1,0)+\nIF(LEN(D481)>0,1,0)+\nIF(LEN(D482)>0,1,0)+\nIF(LEN(D492)>0,1,0)\n&\" hiba!\",\"\")","v":""}]
[null,"Biztosított neve:",null,{"$f":"IF(AND(C472<>\"\",C471=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított születési dátuma:",null,{"$f":"\nIF(AND(C471<>\"\",C472=\"\"),\"Kérem adjon meg születési dátumot!\",\n\"\")","v":""}]
[null,"Biztosított életkora",{"$f":"IF(C472<>\"\",YEAR(TODAY())-YEAR($C472),\"\")","v":""},{"$f":"IF(AND($C472<>\"\",$C473<=1),\"Min életkor: 1 év!\",\"\")","v":""}]
[null,null,"Egyedi fedezetek:"]
["Y7111","Haláleseti",0,{"$f":"\nIF(AND(C473=\"\",C471=\"\"),\"\",\n\nIF(AND(C473=\"\",C471<>\"\"),\"Kérem adjon meg születési dátumot!\",\n\nIF($C473<VLOOKUP($A475,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A475,Csomag_limitek,15,FALSE)&\" év) alatt!\",\nIF($C473>VLOOKUP($A475,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A475,Csomag_limitek,16,FALSE)&\" év) felett!\",\nIF(\nAND(\nIFERROR($C475*VLOOKUP($C473,Tariffs!$A:$B,2,FALSE),0)>0,\nIFERROR($C475*VLOOKUP($C473,Tariffs!$A:$B,2,FALSE),0)<=VLOOKUP($A475,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A475,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")))))","v":""}]
["Y0114","Baleseti halál kiemelt térítéssel",0,{"$f":"\nIF(AND(C473=\"\",C471=\"\"),\"\",\n\nIF(C473=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C473<VLOOKUP($A476,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A476,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C473>VLOOKUP($A476,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A476,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C476*VLOOKUP($C473,Tariffs!$A:$D,4,FALSE),0)>0,\nIFERROR($C476*VLOOKUP($C473,Tariffs!$A:$D,4,FALSE),0)<=VLOOKUP($A476,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A476,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0115","Baleseti rokkantság kiemelt térítéssel",0,{"$f":"\nIF(AND(C473=\"\",C471=\"\"),\"\",\n\nIF(C473=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C473<VLOOKUP($A477,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A477,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C473>VLOOKUP($A477,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A477,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C477*VLOOKUP($C473,Tariffs!$A:$F,6,FALSE),0)>0,\nIFERROR($C477*VLOOKUP($C473,Tariffs!$A:$F,6,FALSE),0)<=VLOOKUP($A477,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A477,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0121","Baleseti műtéti térítés",0,{"$f":"\nIF(AND(C473=\"\",C471=\"\"),\"\",\n\nIF(C473=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C473<VLOOKUP($A478,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A478,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C473>VLOOKUP($A478,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A478,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C478*VLOOKUP($C473,Tariffs!$A:$H,8,FALSE),0)>0,\nIFERROR($C478*VLOOKUP($C473,Tariffs!$A:$H,8,FALSE),0)<=VLOOKUP($A478,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A478,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1111","Műtéti térítés",0,{"$f":"\nIF(AND(C473=\"\",C471=\"\"),\"\",\n\nIF(C473=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C473<VLOOKUP($A479,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A479,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C473>VLOOKUP($A479,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A479,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C479*VLOOKUP($C473,Tariffs!$A:$J,10,FALSE),0)>0,\nIFERROR($C479*VLOOKUP($C473,Tariffs!$A:$J,10,FALSE),0)<=VLOOKUP($A479,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A479,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y1114","Kritikus betegségek",0,{"$f":"\nIF(AND(C473=\"\",C471=\"\"),\"\",\n\nIF(C473=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C473<VLOOKUP($A480,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A480,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C473>VLOOKUP($A480,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A480,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C480*VLOOKUP($C473,Tariffs!$A:$N,14,FALSE),0)>0,\nIFERROR($C480*VLOOKUP($C473,Tariffs!$A:$N,14,FALSE),0)<=VLOOKUP($A480,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A480,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
["Y0116","Baleseti keresőképtelenség",0,{"$f":"\nIF(AND(C473=\"\",C471=\"\"),\"\",\n\nIF(C473=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C473<VLOOKUP($A481,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A481,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C473>VLOOKUP($A481,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A481,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C481*VLOOKUP($C473,Tariffs!$A:$P,16,FALSE),0)>0,\nIFERROR($C481*VLOOKUP($C473,Tariffs!$A:$P,16,FALSE),0)<=VLOOKUP($A481,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A481,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C481>0,\n$C481<VLOOKUP($A481,Csomag_limitek,17,FALSE)),\n\"Min BÖ (\"&\nTEXT(\nVLOOKUP($A481,Csomag_limitek,17,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\nIF(\nAND(\n$C481>0,\n$C481>VLOOKUP($A481,Csomag_limitek,18,FALSE)),\n\"Max BÖ (\"&\nTEXT(\nVLOOKUP(A481,Csomag_limitek,18,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") felett!\",\"\")))))))","v":""}]
["Y1103","Végleges rokkantság (D, E)",0,{"$f":"\nIF(AND(C473=\"\",C471=\"\"),\"\",\n\nIF(C473=\"\",\"Kérem adjon meg születési dátumot!\",\n\nIF($C473<VLOOKUP($A482,Csomag_limitek,15,FALSE),\"Belépési kor (\"&VLOOKUP($A482,Csomag_limitek,15,FALSE)&\" év) alatt!\",\n\nIF($C473>VLOOKUP($A482,Csomag_limitek,16,FALSE),\"Belépési kor (\"&VLOOKUP($A482,Csomag_limitek,16,FALSE)&\" év) felett!\",\n\nIF(\nAND(\nIFERROR($C482*VLOOKUP($C473,Tariffs!$A:$L,12,FALSE),0)>0,\nIFERROR($C482*VLOOKUP($C473,Tariffs!$A:$L,12,FALSE),0)<=VLOOKUP($A482,Csomag_limitek,19,FALSE)),\n\"Egyedi fedezet limit (\"&\nTEXT(\nVLOOKUP($A482,Csomag_limitek,19,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\"\")))))","v":""}]
[null,null,"Biztosítási összegek:","Biztosítás éves díja"]
["Y7111","Haláleseti",{"$f":"IF($C475=0,\"-\",$C475)","v":"-"},{"$f":"\nIFERROR($C484*VLOOKUP($C473,Tariffs!$A:$B,2,FALSE),\"-\")","v":"-"}]
["Y0114","Baleseti halál kiemelt térítéssel",{"$f":"IF($C476=0,\"-\",$C476)","v":"-"},{"$f":"\nIFERROR($C485*VLOOKUP($C473,Tariffs!$A:$D,4,FALSE),\"-\")","v":"-"}]
["Y0115","Baleseti rokkantság kiemelt térítéssel","-",{"$f":"\nIFERROR($C486*VLOOKUP($C473,Tariffs!$A:$F,6,FALSE),\"-\")","v":"-"}]
["Y0121","Baleseti műtéti térítés","-",{"$f":"\nIFERROR($C487*VLOOKUP($C473,Tariffs!$A:$H,8,FALSE),\"-\")","v":"-"}]
["Y1111","Műtéti térítés","-",{"$f":"\nIFERROR($C488*VLOOKUP($C473,Tariffs!$A:$J,10,FALSE),\"-\")","v":"-"}]
["Y1114","Kritikus betegségek","-",{"$f":"\nIFERROR($C489*VLOOKUP($C473,Tariffs!$A:$N,14,FALSE),\"-\")","v":"-"}]
["Y0116","Baleseti keresőképtelenség","-",{"$f":"\nIFERROR($C490*VLOOKUP($C473,Tariffs!$A:$P,16,FALSE),\"-\")","v":"-"}]
["Y1103","Végleges rokkantság (D, E)","-",{"$f":"\nIFERROR($C491*VLOOKUP($C473,Tariffs!$A:$L,12,FALSE),\"-\")","v":"-"}]
[null,"∑ Biztosítási díj:",{"$f":"SUM($D484:$D491)","v":0},{"$f":"\nIF(\nAND(\nSUM(D484:D491)>0,\nSUM(D484:D491)<VLOOKUP($A475,Csomag_limitek,20,FALSE)),\n\"Minimális éves díj (\"&\nTEXT(\nVLOOKUP($A475,Csomag_limitek,20,FALSE),\nIF(Devizanem=\"HUF\",\"# ##0\\ [$Ft-1]\",\nIF(Devizanem=\"EUR\",\"# ##0\\ [$€-1]\",\n)))\n&\") alatt!\",\n\"\")","v":""}]
[]
["←",{"$f":"UPPER(\"Rendkívüli élethelyzetek\")","v":"RENDKÍVÜLI ÉLETHELYZETEK"},null,null,null,{"$f":"\nIF(\nIF(LEN(D547)>0,1,0)+\nIF(LEN(D548)>0,1,0)+\nIF(LEN(D549)>0,1,0)\n>0,\nIF(LEN(D547)>0,1,0)+\nIF(LEN(D548)>0,1,0)+\nIF(LEN(D549)>0,1,0)&\n\" hiba!\",\"\")","v":""}]
[null,"←",{"$f":"UPPER(\"Díjszüneteltetés\")","v":"DÍJSZÜNETELTETÉS"}]
[null,1,"Nem"]
[null,2,"Nem"]
[null,3,"Nem"]
[null,4,"Nem"]
[null,5,"Nem"]
[null,6,"Nem"]
[null,7,"Nem"]
[null,8,"Nem"]
[null,9,"Nem"]
[null,10,"Nem"]
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[null,13,"Nem"]
[null,14,"Nem"]
[null,15,"Nem"]
[null,16,"Nem"]
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[null,18,"Nem"]
[null,19,"Nem"]
[null,20,"Nem"]
[null,21,"Nem"]
[null,22,"Nem"]
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[null,43,"Nem"]
[null,44,"Nem"]
[null,45,"Nem"]
[null,46,"Nem"]
[null,47,"Nem"]
[null,"Díjszüneteltetést a Szerződő 12 hónapos tartamra kérhet a biztosítási szerződés tartama alatt korlátlan számban. A díjszüneteltetés kezdetekor a szerződéshez kapcsolódó Haláleseti díjátvállalás és Komplex rokkantsági csomagok megszűnnek, melyeket a díjszüneteltetett időszak után az újra igényelni kell."]
[]
[]
[null,"←","ÉRTÉKKÖVETÉS MÓDOSÍTÁSA"]
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[null,"A szerződés kezdetekor választott értékkövetés mértéke a kezdeti időszakban (első 3 év) nem csökkenthető. A kötelező értékkövetés mértéke 3-7%, melytől való eltérés díjcsökkentésnek ill. díjemelésnek minősül, ezért ezeknek az értékeknek a választása csak kalkulációs célokat szolgál."]

{"sheet":"Cash flow","index":6,"n_rows":67,"n_cols":18,"rows_kept":67,"cut":false,"hidden":false,"merged":[[0,0,3,17],[58,0,65,17],[5,1,5,12],[4,1,4,17],[5,16,6,16],[56,0,57,17],[55,0,55,17],[54,0,54,17],[5,13,5,15],[5,17,6,17]]}
["Jelen kalkulátor által megjelenített adatok, számítások, illetve bármilyen információk - sem elektronikus sem kinyomtatott, írásos formában - nem minősülnek ajánlatnak, illetve az ajánlat részének, valamint nem tekinthető a biztosítókról és a biztosítási tevékenységről szóló 2003. évi LX. törvény 166. § (2) bekezdése szerinti ügyfél tájékoztatásnak. A kalkulátor nagyfokú feltételezésen alapul, ezért a Biztosító jogilag nem tartozik sem közvetve sem közvetlenül vagy más módon felelősséggel a kalkulátor által bármilyen formában megjelentetett adatok, számítások, illetve bármilyen információk valódiságáért. A Biztosító semmilyen garanciát nem vállal az itt feltüntetett hozamok és számlaértékek eléréséért."]
[]
[]
[]
[null,"UL számla cash flow"]
[null,"Rendszeres egységek cash flow",null,null,null,null,null,null,null,null,null,null,null,"Eseti egységek cash flow",null,null,"TELJES SZÁMLAÉRTÉK ****","Díjszüneteltetés"]
["Év","Éves díj (HUF)","Értékkövetés",{"$f":"\"Éves díj a szerződés devizájában (\"&MainForm!$C$25&\")\"","v":"Éves díj a szerződés devizájában (HUF)"},"Összes befizetett rendszeres díj","Első periódusban\nesedékes elvonás","Szerződéskötési\nköltség","Számlakezelési\nköltség","Csekkes\ndíjfizetés költsége","Kiegészítő\nbiztosítások díja*","Bónusz jóváírások **","Hozam ***","Felhalmozási egységek átlagos számlaértéke ****","Adójóváírás mértéke","Befizetett\neseti díjak","Eseti díjak átlagos számlaértéke ****"]
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[47,{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nSUM(INDIRECT(ADDRESS((A54-1)*12+2,MATCH('Cash flow'!B$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")):INDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!B$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\"))),\n\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nVLOOKUP(A54,Indexation_full,2,FALSE),\n\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nSUM(INDIRECT(ADDRESS((A54-1)*12+2,MATCH('Cash flow'!D$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")):INDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!D$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\"))),\n\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nSUM(INDIRECT(ADDRESS(($A$8-1)*12+2,MATCH('Cash flow'!E$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")):INDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!E$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\"))),\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nSUM(INDIRECT(ADDRESS((A54-1)*12+2,MATCH('Cash flow'!F$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")):INDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!F$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\"))),\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nSUM(INDIRECT(ADDRESS((A54-1)*12+2,MATCH('Cash flow'!G$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")):INDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!G$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\"))),\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nSUM(INDIRECT(ADDRESS((A54-1)*12+2,MATCH('Cash flow'!H$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")):INDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!H$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\"))),\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nSUM(INDIRECT(ADDRESS((A54-1)*12+2,MATCH('Cash flow'!I$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")):INDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!I$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\"))),\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nSUM(INDIRECT(ADDRESS((A54-1)*12+2,MATCH('Cash flow'!J$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")):INDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!J$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\"))),\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nINDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!K$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")),\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nSUM(INDIRECT(ADDRESS((A54-1)*12+2,MATCH('Cash flow'!L$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")):INDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!L$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\"))),\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nINDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!M$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")),\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nSUM(INDIRECT(ADDRESS((A54-1)*12+2,MATCH('Cash flow'!N$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")):INDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!N$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\"))),\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nSUM(INDIRECT(ADDRESS((A54-1)*12+2,MATCH('Cash flow'!O$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")):INDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!O$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\"))),\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nINDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!P$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")),\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nINDIRECT(ADDRESS(A54*12+1,MATCH('Cash flow'!Q$67,'Cash flow CALC'!$1:$1,0),1,1,\"Cash flow CALC\")),\"-\")","v":"-"},{"$f":"\nIF(A54<=ROUNDDOWN(MainForm!$C$11/12,0),\nVLOOKUP(A54,Premium_suppression,2,FALSE),\"-\")","v":"-"}]
["* A Kiegészítő biztosítások és a mindenkor aktuális éves díj arányát állandónak feltételezve"]
["** A bónusz jóváírások változhatnak az éves díj módosítása, értékkövetés módosítása, díjszüneteltetés, rendszeres egységekből történő visszavásárlás esetén"]
["*** A Biztosító az ügyfél által megadott \"Nettó hozamérték számlaérték számításhoz\" értékkel számol, és az itt megjelenő értékek elérése a \"Nettó hozamérték számlaérték számításhoz\" értékek folyamatos teljesülése esetén lehetséges. A tényleges hozamra vonatkozóan a Biztosító semmi nemű garanciát nem vállal, és az itt feltüntetett értékek jövőbeni teljesülése tekintetében semmilyen felelősséggel nem tartozik."]
[]
["**** A feltüntetett értékek a következő értékek változatlanságát feltételezve kerültek kiszámításra: ügyfél által megadott \"Nettó hozamérték számlaérték számításhoz\" értéke, a rendszeres díjak értékkövetéssel növelt érteke, a megadott eseti díjbefizetések értéke, az értékkövetés mértéke,  a bónusz jóváírások értéke, illetve a hozam mértéke. A Biztosító nem vállal semmilyen felelősséget arra vonatkozóan, hogy a \"Nettó hozamérték számlaérték számításhoz\" az ügyfél által megadott értékek teljesülni fognak a szerződés tekintetében. A modell figyelembe veszi  a szerződésre vonatkozó alábbi költséglevonásokat: első időszakban esedékes elvonás, szerződéskötési költség, számlakezelési költség, csekkes díjfizetéshez kapcsolódó költség, és a kiegészítő biztosítások esetleges költségei. A modell nem veszi figyelembe a kifizetéssel járó feltételek szerinti bármilyen költségeket (pld. pénzkivonási, visszavásárlási). A modell állandónak feltételezi az aktuális éves rendszeres díj és a kiegészítő biztosítások arányát, a devizaárfolyamot, valamint nem számol a költségek változásával. \nA mutatott számlaérték a szerződés kezdeti időszakában a termék feltételeinek megfelelően eltérhet a tényleges visszavásárlási értéktől.\nA számítás nem veszi figyelembe a Befektetési politika esetleges jövőbeli változásait, és annak alapján jeleníti meg az adatokat, hogy a díjfizetésben, indexálásban nem lesz eltérés, pénzkivonásra semmilyen formában nem kerül sor és a hűségbónusz is kifizetésre kerül, valamint levonja a költségeket szintén változatlan formában. \nA táblázat adatai nagyszámú feltételezésen alapulnak, míg a valóságot a feltételezéstől eltérő tényleges körülmények és az ügyfél jövőbeni döntései is befolyásolják, így a várható számlaérték teljesüléséért az AXA Biztosító Zrt. semminemű felelősséget nem vállal. "]
[]
[]
[]
[]
[]
[]
[]
[null,{"$f":"\"Premium_HUF\"","v":"Premium_HUF"},null,{"$f":"\"Premium_Currency\"","v":"Premium_Currency"},{"$f":"\"Premium_Currency\"","v":"Premium_Currency"},{"$f":"\"AR\"","v":"AR"},{"$f":"\"INIT\"","v":"INIT"},{"$f":"\"ADMIN_FEE AVG\"","v":"ADMIN_FEE AVG"},{"$f":"\"POSTAL_SLIP\"","v":"POSTAL_SLIP"},{"$f":"\"RIDER\"","v":"RIDER"},{"$f":"\"BONUS\"","v":"BONUS"},{"$f":"\"YIELD AVG\"","v":"YIELD AVG"},{"$f":"\"RESERVE_EOM AVG\"","v":"RESERVE_EOM AVG"},{"$f":"\"TAX CREDIT\"","v":"TAX CREDIT"},{"$f":"\"TOPUP PREMIUM\"","v":"TOPUP PREMIUM"},{"$f":"\"TOPUP_BOM AVG\"","v":"TOPUP_BOM AVG"},{"$f":"\"GRAPH AVG\"","v":"GRAPH AVG"}]

{"sheet":"Funds","index":7,"n_rows":53,"n_cols":28,"rows_kept":53,"cut":false,"hidden":true,"merged":[[0,11,0,13],[11,11,11,13],[4,18,4,22],[4,23,4,27]]}
["HUF","Hozam","Szórás","Megfontolt","Kiegyensúlyozott","Dinamikus","Rendszeres allokáció","Szórásnégyzet","Eseti allokáció","Szórásnégyzet",null,"Rendszeres díjakra"]
["Arany",0.12916855299713401,0.2198,null,null,null,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($G$24=\"Dinamikus\",$G$24=\"Kiegyensúlyozott\",$G$24=\"Megfontolt\")),VLOOKUP(A2,MainForm!$B$117:$D$129,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$G$24=\"Egyéni\"),VLOOKUP(A2,MainForm!$B$117:$D$129,3,FALSE),0))","v":0},{"$f":"$C2^2","v":4.8312040000000001E-2},{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($I$24=\"Dinamikus\",$I$24=\"Kiegyensúlyozott\",$I$24=\"Megfontolt\")),VLOOKUP(A2,MainForm!$B$142:$D$154,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$I$24=\"Egyéni\"),VLOOKUP(A2,MainForm!$B$142:$D$154,3,FALSE),0))","v":0},{"$f":"$C2^2","v":4.8312040000000001E-2},{"$f":"IFERROR(IF(AND(Devizanem=\"HUF\",MATCH($G$24,$D$1:$F$1,0)>0),VLOOKUP(A2,MainForm!$B$117:$C$129,2,FALSE),0),\"egyéni\")","v":0},"Súlyozott szórásnégyzet",{"$f":"SUMPRODUCT(G2:G22,H2:H22)","v":6.6553639999999996E-3}]
["Auróra",0.134519018272622,0.25580000000000003,null,0.05,0.09,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($G$24=\"Dinamikus\",$G$24=\"Kiegyensúlyozott\",$G$24=\"Megfontolt\")),VLOOKUP(A3,MainForm!$B$117:$D$129,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$G$24=\"Egyéni\"),VLOOKUP(A3,MainForm!$B$117:$D$129,3,FALSE),0))","v":0},{"$f":"$C3^2","v":6.5433640000000015E-2},{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($I$24=\"Dinamikus\",$I$24=\"Kiegyensúlyozott\",$I$24=\"Megfontolt\")),VLOOKUP(A3,MainForm!$B$142:$D$154,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$I$24=\"Egyéni\"),VLOOKUP(A3,MainForm!$B$142:$D$154,3,FALSE),0))","v":0},6.5433640000000015E-2,null,"Standard súlyozott szórás",{"$f":"M2^(1/2)","v":8.1580414316182528E-2}]
["Ázsiai",0.114198081366229,0.25359999999999999,null,0.05,0.09,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($G$24=\"Dinamikus\",$G$24=\"Kiegyensúlyozott\",$G$24=\"Megfontolt\")),VLOOKUP(A4,MainForm!$B$117:$D$129,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$G$24=\"Egyéni\"),VLOOKUP(A4,MainForm!$B$117:$D$129,3,FALSE),0))","v":0},6.4312960000000002E-2,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($I$24=\"Dinamikus\",$I$24=\"Kiegyensúlyozott\",$I$24=\"Megfontolt\")),VLOOKUP(A4,MainForm!$B$142:$D$154,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$I$24=\"Egyéni\"),VLOOKUP(A4,MainForm!$B$142:$D$154,3,FALSE),0))","v":0},6.4312960000000002E-2,null,"Átlagos várható hozam",{"$f":"SUMPRODUCT(G2:G22,B2:B22)","v":7.8390000000000001E-2}]
["Best Selection",8.4400000000000003E-2,8.0299999999999996E-2,null,null,null,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($G$24=\"Dinamikus\",$G$24=\"Kiegyensúlyozott\",$G$24=\"Megfontolt\")),VLOOKUP(A5,MainForm!$B$117:$D$129,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$G$24=\"Egyéni\"),VLOOKUP(A5,MainForm!$B$117:$D$129,3,FALSE),0))","v":0},6.4480899999999992E-3,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($I$24=\"Dinamikus\",$I$24=\"Kiegyensúlyozott\",$I$24=\"Megfontolt\")),VLOOKUP(A5,MainForm!$B$142:$D$154,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$I$24=\"Egyéni\"),VLOOKUP(A5,MainForm!$B$142:$D$154,3,FALSE),0))","v":0},6.4480899999999992E-3,null,"Számolt hozam",{"$f":"MainForm!$C$168","v":0.04},{"$f":"LN(1+M5)","v":3.9220713153281329E-2},null,null,null,null,"Átlagos éves hozam (spot)",null,null,null,null,"Forward hozamok"]
["Dél Csillagai",0.2135,0.24,null,0.05,0.09,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($G$24=\"Dinamikus\",$G$24=\"Kiegyensúlyozott\",$G$24=\"Megfontolt\")),VLOOKUP(A6,MainForm!$B$117:$D$129,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$G$24=\"Egyéni\"),VLOOKUP(A6,MainForm!$B$117:$D$129,3,FALSE),0))","v":0},5.7599999999999998E-2,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($I$24=\"Dinamikus\",$I$24=\"Kiegyensúlyozott\",$I$24=\"Megfontolt\")),VLOOKUP(A6,MainForm!$B$142:$D$154,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$I$24=\"Egyéni\"),VLOOKUP(A6,MainForm!$B$142:$D$154,3,FALSE),0))","v":0},5.7599999999999998E-2,null,null,20,null,null,null,null,null,0.05,0.25,0.5,0.75,0.95,{"$f":"+S6","v":0.05},{"$f":"+T6","v":0.25},0.5,0.75,{"$f":"+W6","v":0.95}]
["Fashion Bond",7.9000000000000001E-2,6.8199999999999997E-2,null,null,null,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($G$24=\"Dinamikus\",$G$24=\"Kiegyensúlyozott\",$G$24=\"Megfontolt\")),VLOOKUP(A7,MainForm!$B$117:$D$129,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$G$24=\"Egyéni\"),VLOOKUP(A7,MainForm!$B$117:$D$129,3,FALSE),0))","v":0},4.6512399999999992E-3,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($I$24=\"Dinamikus\",$I$24=\"Kiegyensúlyozott\",$I$24=\"Megfontolt\")),VLOOKUP(A7,MainForm!$B$142:$D$154,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$I$24=\"Egyéni\"),VLOOKUP(A7,MainForm!$B$142:$D$154,3,FALSE),0))","v":0},4.6512399999999992E-3,null,0.05,{"$f":"NORMINV(L7,$N$5*$M$6,$M$6^(1/2)*$M$3)/$M$6","v":9.2153998697791228E-3},{"$f":"EXP(M7)-1","v":9.2579924023619142E-3},"HOZAM_05",null,null,1,{"$f":"EXP(NORMINV(S$6,$N$5*$R7,$R7^(1/2)*$M$3)/$R7)-1","v":-9.0597171426640366E-2},{"$f":"EXP(NORMINV(T$6,$N$5*$R7,$R7^(1/2)*$M$3)/$R7)-1","v":-1.5680205304292483E-2},4.0000000000000036E-2,9.8829878082829392E-2,0.18935191976121013,{"$f":"+S7","v":-9.0597171426640366E-2},-1.5680205304292483E-2,4.0000000000000036E-2,9.8829878082829392E-2,{"$f":"+W7","v":0.18935191976121013}]
["Globális részvény",7.8200000000000006E-2,0.16139999999999999,0.2,0.35,0.35,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($G$24=\"Dinamikus\",$G$24=\"Kiegyensúlyozott\",$G$24=\"Megfontolt\")),VLOOKUP(A8,MainForm!$B$117:$D$129,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$G$24=\"Egyéni\"),VLOOKUP(A8,MainForm!$B$117:$D$129,3,FALSE),0))","v":0.2},2.6049959999999997E-2,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($I$24=\"Dinamikus\",$I$24=\"Kiegyensúlyozott\",$I$24=\"Megfontolt\")),VLOOKUP(A8,MainForm!$B$142:$D$154,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$I$24=\"Egyéni\"),VLOOKUP(A8,MainForm!$B$142:$D$154,3,FALSE),0))","v":0.2},2.6049959999999997E-2,null,0.25,{"$f":"NORMINV(L8,$N$5*$M$6,$M$6^(1/2)*$M$3)/$M$6","v":2.6916714834200706E-2},{"$f":"EXP(M8)-1","v":2.7282241828727072E-2},"HOZAM_25",null,null,2,{"$f":"EXP(NORMINV(S$6,$N$5*$R8,$R8^(1/2)*$M$3)/$R8)-1","v":-5.4143505638264644E-2},3.1210283206095646E-4,4.0000000000000036E-2,8.1262534900656158E-2,0.14351384850390492,{"$f":"+(1+S8)^$R8/(1+S7)^$R7-1","v":-1.6228584498951371E-2},{"$f":"+(1+T8)^$R8/(1+T7)^$R7-1","v":1.6564239045535611E-2},4.0000000000000036E-2,6.3976046428239064E-2,9.9442393789339834E-2]
["Hazai kötvény",7.9000000000000001E-2,6.8199999999999997E-2,0.3,0.25,0.2,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($G$24=\"Dinamikus\",$G$24=\"Kiegyensúlyozott\",$G$24=\"Megfontolt\")),VLOOKUP(A9,MainForm!$B$117:$D$129,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$G$24=\"Egyéni\"),VLOOKUP(A9,MainForm!$B$117:$D$129,3,FALSE),0))","v":0.3},4.6512399999999992E-3,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($I$24=\"Dinamikus\",$I$24=\"Kiegyensúlyozott\",$I$24=\"Megfontolt\")),VLOOKUP(A9,MainForm!$B$142:$D$154,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$I$24=\"Egyéni\"),VLOOKUP(A9,MainForm!$B$142:$D$154,3,FALSE),0))","v":0.3},4.6512399999999992E-3,null,0.5,{"$f":"NORMINV(L9,$N$5*$M$6,$M$6^(1/2)*$M$3)/$M$6","v":3.9220713153281329E-2},{"$f":"EXP(M9)-1","v":4.0000000000000036E-2},"HOZAM_AVG",null,null,3,-3.7530279571270975E-2,7.4797607979470992E-3,4.0000000000000036E-2,7.3569953547600875E-2,0.1237756129285863,{"$f":"+(1+S9)^$R9/(1+S8)^$R8-1","v":-3.4233074466696323E-3},2.1969522614702752E-2,4.0000000000000036E-2,5.834858678831556E-2,8.5315368181882123E-2]
["Ingatlan",6.4999999999999997E-3,0.1353,null,null,null,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($G$24=\"Dinamikus\",$G$24=\"Kiegyensúlyozott\",$G$24=\"Megfontolt\")),VLOOKUP(A10,MainForm!$B$117:$D$129,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$G$24=\"Egyéni\"),VLOOKUP(A10,MainForm!$B$117:$D$129,3,FALSE),0))","v":0},1.8306090000000001E-2,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($I$24=\"Dinamikus\",$I$24=\"Kiegyensúlyozott\",$I$24=\"Megfontolt\")),VLOOKUP(A10,MainForm!$B$142:$D$154,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$I$24=\"Egyéni\"),VLOOKUP(A10,MainForm!$B$142:$D$154,3,FALSE),0))","v":0},1.8306090000000001E-2,null,0.75,{"$f":"NORMINV(L10,$N$5*$M$6,$M$6^(1/2)*$M$3)/$M$6","v":5.1524711472361949E-2},{"$f":"EXP(M10)-1","v":5.2875204067169168E-2},"HOZAM_75",null,null,4,-2.7488333377797436E-2,1.1776945024710495E-2,4.0000000000000036E-2,6.90103241812694E-2,0.11217174777624095,3.2705262289547399E-3,2.4778782934644639E-2,4.0000000000000036E-2,5.5447300443357106E-2,7.8074130280160858E-2]
["Iránytű",9.5600000000000004E-2,0.14779999999999999,null,null,null,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($G$24=\"Dinamikus\",$G$24=\"Kiegyensúlyozott\",$G$24=\"Megfontolt\")),VLOOKUP(A11,MainForm!$B$117:$D$129,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$G$24=\"Egyéni\"),VLOOKUP(A11,MainForm!$B$117:$D$129,3,FALSE),0))","v":0},2.1844839999999997E-2,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($I$24=\"Dinamikus\",$I$24=\"Kiegyensúlyozott\",$I$24=\"Megfontolt\")),VLOOKUP(A11,MainForm!$B$142:$D$154,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$I$24=\"Egyéni\"),VLOOKUP(A11,MainForm!$B$142:$D$154,3,FALSE),0))","v":0},2.1844839999999997E-2,null,0.95,{"$f":"NORMINV(L11,$N$5*$M$6,$M$6^(1/2)*$M$3)/$M$6","v":6.9226026436783508E-2},{"$f":"EXP(M11)-1","v":7.1678409427742729E-2},"HOZAM_95",null,null,5,-2.0575293049955978E-2,1.4720004208322424E-2,4.0000000000000036E-2,6.5909803211041229E-2,0.10432174349382373,7.5717831357593468E-3,2.657809809676781E-2,4.0000000000000036E-2,5.3597385337988079E-2,7.3471903544033879E-2]
["Kincskereső",1.7399999999999999E-2,0.18579999999999999,null,null,0.08,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($G$24=\"Dinamikus\",$G$24=\"Kiegyensúlyozott\",$G$24=\"Megfontolt\")),VLOOKUP(A12,MainForm!$B$117:$D$129,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$G$24=\"Egyéni\"),VLOOKUP(A12,MainForm!$B$117:$D$129,3,FALSE),0))","v":0},3.4521639999999999E-2,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($I$24=\"Dinamikus\",$I$24=\"Kiegyensúlyozott\",$I$24=\"Megfontolt\")),VLOOKUP(A12,MainForm!$B$142:$D$154,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$I$24=\"Egyéni\"),VLOOKUP(A12,MainForm!$B$142:$D$154,3,FALSE),0))","v":0},3.4521639999999999E-2,null,"Eseti díjakra",null,null,null,null,null,6,-1.5440792731234554E-2,1.6897970861568412E-2,4.0000000000000036E-2,6.3626864240483139E-2,9.8562678622885924E-2,1.0638295901692851E-2,2.7858126026352403E-2,4.0000000000000036E-2,5.2285303402146432E-2,7.0214738928921827E-2]
["Pénzpiaci",7.8100000000000003E-2,0.01,0.5,0.25,0.1,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($G$24=\"Dinamikus\",$G$24=\"Kiegyensúlyozott\",$G$24=\"Megfontolt\")),VLOOKUP(A13,MainForm!$B$117:$D$129,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$G$24=\"Egyéni\"),VLOOKUP(A13,MainForm!$B$117:$D$129,3,FALSE),0))","v":0.5},1E-4,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($I$24=\"Dinamikus\",$I$24=\"Kiegyensúlyozott\",$I$24=\"Megfontolt\")),VLOOKUP(A13,MainForm!$B$142:$D$154,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$I$24=\"Egyéni\"),VLOOKUP(A13,MainForm!$B$142:$D$154,3,FALSE),0))","v":0.5},1E-4,null,"Súlyozott szórásnégyzet",{"$f":"SUMPRODUCT(I2:I22,J2:J22)","v":6.6553639999999996E-3},null,null,null,null,7,-1.1431679287634666E-2,1.8593913502052084E-2,4.0000000000000036E-2,6.1855942454363655E-2,9.4107485884835862E-2,1.2968163825061163E-2,2.8829131682559295E-2,3.9999999999999813E-2,5.129215988580893E-2,6.775320155747E-2]
["Vogue",0.12239999999999999,0.17280000000000001,null,null,null,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($G$24=\"Dinamikus\",$G$24=\"Kiegyensúlyozott\",$G$24=\"Megfontolt\")),VLOOKUP(A14,MainForm!$B$117:$D$129,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$G$24=\"Egyéni\"),VLOOKUP(A14,MainForm!$B$117:$D$129,3,FALSE),0))","v":0},2.9859840000000002E-2,{"$f":"\nIF(AND(Devizanem=\"HUF\",OR($I$24=\"Dinamikus\",$I$24=\"Kiegyensúlyozott\",$I$24=\"Megfontolt\")),VLOOKUP(A14,MainForm!$B$142:$D$154,2,FALSE),\nIF(AND(Devizanem=\"HUF\",$I$24=\"Egyéni\"),VLOOKUP(A14,MainForm!$B$142:$D$154,3,FALSE),0))","v":0},2.9859840000000002E-2,null,"Standard súlyozott szórás",{"$f":"M13^(1/2)","v":8.1580414316182528E-2},null,null,null,null,8,-8.1881457976997751E-3,1.9963032146431914E-2,4.0000000000000036E-2,6.0430590041933074E-2,9.0529413837178829E-2,1.4816532732022214E-2,2.9598528915158795E-2,4.0000000000000258E-2,5.0506551461016125E-2,6.5808414736982623E-2]
["EUR","Hozam","Szórás","Megfontolt","Kiegyensúlyozott","Dinamikus","Rendszeres allokáció","Szórásnégyzet","Eseti allokáció","Szórásnégyzet",null,"Átlagos várható hozam",{"$f":"SUMPRODUCT(I2:I22,B2:B22)","v":7.8390000000000001E-2},null,null,null,null,9,-5.4934226376883721E-3,2.1098486543299044E-2,4.0000000000000036E-2,5.9251398620240314E-2,8.7574506413705899E-2,1.6329613781530528E-2,3.0227744942819212E-2,4.0000000000000036E-2,4.9864950065029889E-2,6.4221671132473457E-2]
["Auróra",0.14960000000000001,0.26850000000000002,null,0.05,0.11,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($G$25=\"Dinamikus\",$G$25=\"Kiegyensúlyozott\",$G$25=\"Megfontolt\")),VLOOKUP(A16,MainForm!$B$132:$D$138,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$G$25=\"Egyéni\"),VLOOKUP(A16,MainForm!$B$132:$D$138,3,FALSE),0))","v":0},7.209225000000001E-2,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($I$25=\"Dinamikus\",$I$25=\"Kiegyensúlyozott\",$I$25=\"Megfontolt\")),VLOOKUP(A16,MainForm!$B$157:$D$163,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$I$25=\"Egyéni\"),VLOOKUP(A16,MainForm!$B$157:$D$163,3,FALSE),0))","v":0},7.209225000000001E-2,{"$f":"IF(AND(Devizanem=\"EUR\",MATCH($G$25,$D$1:$F$1,0)>0),VLOOKUP(A16,MainForm!$B$132:$C$138,2,FALSE),0)","v":0},"Számolt hozam",{"$f":"MainForm!$C$171","v":0.06},{"$f":"LN(1+M16)","v":5.8268908123975824E-2},null,null,null,10,-3.208051008002144E-3,2.2060034122401539E-2,4.0000000000000036E-2,5.8254861641980682E-2,8.5080995180352392E-2,1.7598077541991941E-2,3.0754810959399803E-2,4.0000000000000036E-2,4.9328112272670088E-2,6.2895089790857783E-2]
["Ázsiai",0.11749999999999999,0.2336,null,0.05,0.12,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($G$25=\"Dinamikus\",$G$25=\"Kiegyensúlyozott\",$G$25=\"Megfontolt\")),VLOOKUP(A17,MainForm!$B$132:$D$138,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$G$25=\"Egyéni\"),VLOOKUP(A17,MainForm!$B$132:$D$138,3,FALSE),0))","v":0},5.456896E-2,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($I$25=\"Dinamikus\",$I$25=\"Kiegyensúlyozott\",$I$25=\"Megfontolt\")),VLOOKUP(A17,MainForm!$B$157:$D$163,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$I$25=\"Egyéni\"),VLOOKUP(A17,MainForm!$B$157:$D$163,3,FALSE),0))","v":0},5.456896E-2,null,null,3,null,null,null,null,11,-1.2376764704407073E-3,2.2888006284995877E-2,4.0000000000000036E-2,5.7398261935086126E-2,8.2940329765041509E-2,1.8681562177013111E-2,3.1204708485056631E-2,3.9999999999999813E-2,4.8870307806273106E-2,6.1764579000059827E-2]
["Best Selection",4.9099999999999998E-2,8.4199999999999997E-2,null,null,null,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($G$25=\"Dinamikus\",$G$25=\"Kiegyensúlyozott\",$G$25=\"Megfontolt\")),VLOOKUP(A18,MainForm!$B$132:$D$138,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$G$25=\"Egyéni\"),VLOOKUP(A18,MainForm!$B$132:$D$138,3,FALSE),0))","v":0},7.0896399999999995E-3,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($I$25=\"Dinamikus\",$I$25=\"Kiegyensúlyozott\",$I$25=\"Megfontolt\")),VLOOKUP(A18,MainForm!$B$157:$D$163,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$I$25=\"Egyéni\"),VLOOKUP(A18,MainForm!$B$157:$D$163,3,FALSE),0))","v":0},7.0896399999999995E-3,null,0.05,{"$f":"NORMINV(L18,$N$16*$M$17,$M$17^(1/2)*$M$14)/$M$17","v":-1.9204477639184304E-2},{"$f":"EXP(M18)-1","v":-1.9021246486103149E-2},"T_HOZAM_05",null,null,12,4.8413742841435514E-4,2.3610742044975375E-2,4.0000000000000036E-2,5.6651669988508901E-2,8.1076610349946288E-2,1.9621129400313242E-2,3.1594618404795716E-2,4.0000000000000258E-2,4.8473868226000194E-2,6.0786177152035714E-2]
["Brüsszel",4.24E-2,5.3499999999999999E-2,0.8,0.5,0.3,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($G$25=\"Dinamikus\",$G$25=\"Kiegyensúlyozott\",$G$25=\"Megfontolt\")),VLOOKUP(A19,MainForm!$B$132:$D$138,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$G$25=\"Egyéni\"),VLOOKUP(A19,MainForm!$B$132:$D$138,3,FALSE),0))","v":0},2.8622499999999998E-3,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($I$25=\"Dinamikus\",$I$25=\"Kiegyensúlyozott\",$I$25=\"Megfontolt\")),VLOOKUP(A19,MainForm!$B$157:$D$163,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$I$25=\"Egyéni\"),VLOOKUP(A19,MainForm!$B$157:$D$163,3,FALSE),0))","v":0},2.8622499999999998E-3,null,0.25,{"$f":"NORMINV(L19,$N$16*$M$17,$M$17^(1/2)*$M$14)/$M$17","v":2.6500121069600299E-2},{"$f":"EXP(M19)-1","v":2.6854371582522907E-2},"T_HOZAM_25",null,null,13,2.0057112126257159E-3,2.4248816018390462E-2,4.0000000000000036E-2,5.5993410082282091E-2,7.9434965187024309E-2,2.0446104169262735E-2,3.1936799008706274E-2,4.0000000000000036E-2,4.8126204084399049E-2,5.9928589644157926E-2]
["Dél Csillagai",0.19120000000000001,0.26179999999999998,null,0.05,0.12,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($G$25=\"Dinamikus\",$G$25=\"Kiegyensúlyozott\",$G$25=\"Megfontolt\")),VLOOKUP(A20,MainForm!$B$132:$D$138,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$G$25=\"Egyéni\"),VLOOKUP(A20,MainForm!$B$132:$D$138,3,FALSE),0))","v":0},6.8539239999999987E-2,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($I$25=\"Dinamikus\",$I$25=\"Kiegyensúlyozott\",$I$25=\"Megfontolt\")),VLOOKUP(A20,MainForm!$B$157:$D$163,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$I$25=\"Egyéni\"),VLOOKUP(A20,MainForm!$B$157:$D$163,3,FALSE),0))","v":0},6.8539239999999987E-2,null,0.5,{"$f":"NORMINV(L20,$N$16*$M$17,$M$17^(1/2)*$M$14)/$M$17","v":5.8268908123975817E-2},{"$f":"EXP(M20)-1","v":6.0000000000000053E-2},"T_HOZAM_AVG",null,null,14,3.3631470157065024E-3,2.4817576242116557E-2,4.0000000000000036E-2,5.5407347682402186E-2,7.7974612897625972E-2,2.1178066523499739E-2,3.2240263588302343E-2,4.0000000000000036E-2,4.7818069254647044E-2,5.9168851601169914E-2]
["Globális részvény",5.7299999999999997E-2,0.1593,0.2,0.35,0.35,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($G$25=\"Dinamikus\",$G$25=\"Kiegyensúlyozott\",$G$25=\"Megfontolt\")),VLOOKUP(A21,MainForm!$B$132:$D$138,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$G$25=\"Egyéni\"),VLOOKUP(A21,MainForm!$B$132:$D$138,3,FALSE),0))","v":0},2.5376489999999998E-2,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($I$25=\"Dinamikus\",$I$25=\"Kiegyensúlyozott\",$I$25=\"Megfontolt\")),VLOOKUP(A21,MainForm!$B$157:$D$163,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$I$25=\"Egyéni\"),VLOOKUP(A21,MainForm!$B$157:$D$163,3,FALSE),0))","v":0},2.5376489999999998E-2,null,0.75,{"$f":"NORMINV(L21,$N$16*$M$17,$M$17^(1/2)*$M$14)/$M$17","v":9.0037695178351349E-2},{"$f":"EXP(M21)-1","v":9.4215529577362345E-2},"T_HOZAM_75",null,null,15,4.5840364469285078E-3,2.5328736461304846E-2,4.0000000000000036E-2,5.4881192282684843E-2,7.6664530550839771E-2,2.1833299325778155E-2,3.2511807999440201E-2,4.0000000000000036E-2,4.7542499388619319E-2,5.8489678026403258E-2]
["Iránytű",0.12709999999999999,0.13789999999999999,null,null,null,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($G$25=\"Dinamikus\",$G$25=\"Kiegyensúlyozott\",$G$25=\"Megfontolt\")),VLOOKUP(A22,MainForm!$B$132:$D$138,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$G$25=\"Egyéni\"),VLOOKUP(A22,MainForm!$B$132:$D$138,3,FALSE),0))","v":0},1.9016409999999997E-2,{"$f":"\nIF(AND(Devizanem=\"EUR\",OR($I$25=\"Dinamikus\",$I$25=\"Kiegyensúlyozott\",$I$25=\"Megfontolt\")),VLOOKUP(A22,MainForm!$B$157:$D$163,2,FALSE),\nIF(AND(Devizanem=\"EUR\",$I$25=\"Egyéni\"),VLOOKUP(A22,MainForm!$B$157:$D$163,3,FALSE),0))","v":0},1.9016409999999997E-2,null,0.95,{"$f":"NORMINV(L22,$N$16*$M$17,$M$17^(1/2)*$M$14)/$M$17","v":0.13574229388713591},{"$f":"EXP(M22)-1","v":0.14538668240798214},"T_HOZAM_95",null,null,16,5.6898792804322973E-3,2.5791412922578028E-2,4.0000000000000036E-2,5.4405395068007234E-2,7.548064496172624E-2,2.2424351862189829E-2,3.2756666438653159E-2,4.0000000000000258E-2,4.7294135345337995E-2,5.7877776512295309E-2]
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[7,2,"2020-03-18",{"$f":"IF(C75>MainForm!$C$10,\"igen\",\"nem\")","v":"nem"},1,{"$f":"\nIF(G75=\"Igen\",0,\nIF(MOD(B75-1,VLOOKUP(MainForm!$C$30,'CF parameters'!$A$1:$C$5,3,FALSE)),0,MainForm!$C$29)*PRODUCT($E$2:E75))","v":31632.975462400009},"Nem",31632.975462400009,null,null,{"$f":"'CF parameters'!$D$6","v":300},0,0,0,0,{"$f":"SUM($H$2:H75)/A75","v":293308.36994925712},{"$f":"(IF(B75=12,IFERROR(VLOOKUP(A75,'CF parameters'!$G$1:$H$6,2,FALSE),0),0)*P75)","v":0},1494918.0480968661,1345.1562432871794,1.074309754151237E-3,1604.2376333279249,1494877.1294869068,1573131.808058525,1415.5486272526725,2.3712561811664035E-3,3726.2305183617932,1575142.4899496341,1632476.6859300879,1468.9590173370791,3.2737397821989145E-3,5338.5127587334355,1636046.2396714843,1696394.9268001216,1526.4854341201094,4.1770359331174678E-3,7078.2732707126488,1701646.7146367142,1797360.9566949769,1617.3548610254791,5.4780021113065569E-3,9835.4438415782352,1805279.0456755296,{"$f":"\nIF(AND(A75=1,B75=1),MainForm!$C$48,\nIF(B75=1,VLOOKUP(A75-1,Topup,2,FALSE),\n0))\n/Exhange_rate","v":0},{"$f":"\nIF(ROW()=2,0,\nMIN(\nIF(AND(MONTH(C74)=6,TAX=\"Igen\"),\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C74)-1,$H$2:$H$565,0))+\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C74)-1,$AQ$2:$AQ$565,0))-\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C74)-1,$L$2:$L$565,0)),\n0)*0.2,\n130000/Exhange_rate))","v":0},303947.3929973878,-486.04021610271587,303461.35278128507,341739.09526974225,755.51119028394169,342494.60646002617,371639.32806161587,1808.9732214100291,373448.30128302588,404958.43095047463,3049.887875289493,408008.31882576412,459795.39051221585,5230.6685999070642,465026.05911212292,1798338.4822681919,119298.61414146842,100160.4925079681,160650.07132517407,2009494.5409545102,0.78516525734473186,1577785.2983813819]
[7,3,"2020-04-18",{"$f":"IF(C76>MainForm!$C$10,\"igen\",\"nem\")","v":"nem"},1,{"$f":"\nIF(G76=\"Igen\",0,\nIF(MOD(B76-1,VLOOKUP(MainForm!$C$30,'CF parameters'!$A$1:$C$5,3,FALSE)),0,MainForm!$C$29)*PRODUCT($E$2:E76))","v":31632.975462400009},"Nem",31632.975462400009,null,null,{"$f":"'CF parameters'!$D$6","v":300},0,0,0,0,{"$f":"SUM($H$2:H76)/A76","v":297827.36644388572},{"$f":"(IF(B76=12,IFERROR(VLOOKUP(A76,'CF parameters'!$G$1:$H$6,2,FALSE),0),0)*P76)","v":0},1526510.1049493069,1373.5890944543762,1.074309754151237E-3,1638.1467424688553,1526474.6625973214,1606775.4654120342,1445.8279188708307,2.3712561811664035E-3,3805.9364488609353,1608835.5739420243,1667679.2151338845,1500.6412936204961,3.2737397821989145E-3,5453.6529594936637,1671332.2267997577,1733279.6900991143,1559.6817210892029,4.1770359331174678E-3,7232.2035903135584,1738652.2119683388,1836912.0211379298,1652.9508190241368,5.4780021113065569E-3,10051.909661368081,1845010.9799802736,{"$f":"\nIF(AND(A76=1,B76=1),MainForm!$C$48,\nIF(B76=1,VLOOKUP(A76-1,Topup,2,FALSE),\n0))\n/Exhange_rate","v":0},{"$f":"\nIF(ROW()=2,0,\nMIN(\nIF(AND(MONTH(C75)=6,TAX=\"Igen\"),\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C75)-1,$H$2:$H$565,0))+\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C75)-1,$AQ$2:$AQ$565,0))-\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C75)-1,$L$2:$L$565,0)),\n0)*0.2,\n130000/Exhange_rate))","v":0},303461.35278128507,-485.26299248734108,302976.08978879772,342494.60646002617,757.18146203963204,343251.78792206582,373448.30128302588,1817.7784900365937,375266.07977306249,408008.31882576412,3072.8576799432831,411081.17650570738,465026.05911212292,5290.1730981395822,470316.2322102625,1829450.7523861192,122636.60947797075,103135.08190122619,165593.82371649006,2046598.3065728201,0.78260321805610467,1601674.4207920632]
[7,4,"2020-05-18",{"$f":"IF(C77>MainForm!$C$10,\"igen\",\"nem\")","v":"nem"},1,{"$f":"\nIF(G77=\"Igen\",0,\nIF(MOD(B77-1,VLOOKUP(MainForm!$C$30,'CF parameters'!$A$1:$C$5,3,FALSE)),0,MainForm!$C$29)*PRODUCT($E$2:E77))","v":31632.975462400009},"Nem",31632.975462400009,null,null,{"$f":"'CF parameters'!$D$6","v":300},0,0,0,0,{"$f":"SUM($H$2:H77)/A77","v":302346.36293851433},{"$f":"(IF(B77=12,IFERROR(VLOOKUP(A77,'CF parameters'!$G$1:$H$6,2,FALSE),0),0)*P77)","v":0},1558107.6380597216,1402.0268742537494,1.074309754151237E-3,1672.0617295122656,1558077.67291498,1640468.5494044244,1476.1516944639818,2.3712561811664035E-3,3885.7594771001377,1642578.1571870605,1702965.2022621578,1532.3986820359419,3.2737397821989145E-3,5569.0661338838172,1706701.8697140056,1770285.1874307389,1592.9866686876651,4.1770359331174678E-3,7386.637766427767,1775778.838528479,1876643.9554426738,1688.7095598984063,5.4780021113065569E-3,10269.365394917757,1884924.6112776932,{"$f":"\nIF(AND(A77=1,B77=1),MainForm!$C$48,\nIF(B77=1,VLOOKUP(A77-1,Topup,2,FALSE),\n0))\n/Exhange_rate","v":0},{"$f":"\nIF(ROW()=2,0,\nMIN(\nIF(AND(MONTH(C76)=6,TAX=\"Igen\"),\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C76)-1,$H$2:$H$565,0))+\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C76)-1,$AQ$2:$AQ$565,0))-\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C76)-1,$L$2:$L$565,0)),\n0)*0.2,\n130000/Exhange_rate))","v":0},302976.08978879772,-484.48701172498187,302491.60277707275,343251.78792206582,758.85542640474216,344010.64334847056,375266.07977306249,1826.6266187534397,377092.70639181591,411081.17650570738,3096.0004784733756,414177.17698418075,470316.2322102625,5350.3545242336668,475666.58673449617,1860569.2756920527,126019.52484347834,106161.43940683827,170635.18249952979,2083794.5761058214,0.78004953884868977,1625462.998146747]
[7,5,"2020-06-18",{"$f":"IF(C78>MainForm!$C$10,\"igen\",\"nem\")","v":"nem"},1,{"$f":"\nIF(G78=\"Igen\",0,\nIF(MOD(B78-1,VLOOKUP(MainForm!$C$30,'CF parameters'!$A$1:$C$5,3,FALSE)),0,MainForm!$C$29)*PRODUCT($E$2:E78))","v":31632.975462400009},"Nem",31632.975462400009,null,null,{"$f":"'CF parameters'!$D$6","v":300},0,0,0,0,{"$f":"SUM($H$2:H78)/A78","v":306865.35943314288},{"$f":"(IF(B78=12,IFERROR(VLOOKUP(A78,'CF parameters'!$G$1:$H$6,2,FALSE),0),0)*P78)","v":0},1589710.6483773801,1430.4695835396421,1.074309754151237E-3,1705.9825954770479,1589686.1613893174,1674211.1326494606,1506.5200193845144,2.3712561811664035E-3,3965.6997751102722,1676370.3124051862,1738334.8451764057,1564.2313606587652,3.2737397821989145E-3,5684.7529290679786,1742155.3667448149,1807411.8139908791,1626.4006325917912,4.1770359331174678E-3,7541.5774483170107,1813026.9908066045,1916557.5867400933,1724.6318280660839,5.4780021113065569E-3,10487.815569174065,1925020.7704812011,{"$f":"\nIF(AND(A78=1,B78=1),MainForm!$C$48,\nIF(B78=1,VLOOKUP(A78-1,Topup,2,FALSE),\n0))\n/Exhange_rate","v":0},{"$f":"\nIF(ROW()=2,0,\nMIN(\nIF(AND(MONTH(C77)=6,TAX=\"Igen\"),\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C77)-1,$H$2:$H$565,0))+\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C77)-1,$AQ$2:$AQ$565,0))-\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C77)-1,$L$2:$L$565,0)),\n0)*0.2,\n130000/Exhange_rate))","v":0},302491.60277707275,-483.71227182820053,302007.89050524455,344010.64334847056,760.53309154283215,344771.1764400134,377092.70639181591,1835.5178161842236,378928.22420800012,414177.17698418075,3119.3175737589931,417296.49455793976,475666.58673449617,5411.2205789740228,481077.80731347017,1891694.0518945619,129447.43695063773,109239.89441172918,175775.09243012685,2121083.590952815,0.77750419244306246,1649151.3844879994]
[7,6,"2020-07-18",{"$f":"IF(C79>MainForm!$C$10,\"igen\",\"nem\")","v":"nem"},1,{"$f":"\nIF(G79=\"Igen\",0,\nIF(MOD(B79-1,VLOOKUP(MainForm!$C$30,'CF parameters'!$A$1:$C$5,3,FALSE)),0,MainForm!$C$29)*PRODUCT($E$2:E79))","v":31632.975462400009},"Nem",31632.975462400009,null,null,{"$f":"'CF parameters'!$D$6","v":300},0,0,0,0,{"$f":"SUM($H$2:H79)/A79","v":311384.35592777142},{"$f":"(IF(B79=12,IFERROR(VLOOKUP(A79,'CF parameters'!$G$1:$H$6,2,FALSE),0),0)*P79)","v":0},1621319.1368517175,1458.9172231665457,1.074309754151237E-3,1739.909341382272,1621300.1289699334,1708003.2878675864,1536.9329590808277,2.3712561811664035E-3,4045.7575151749452,1710212.1124236805,1773788.342207215,1596.1395079864935,3.2737397821989145E-3,5800.7139937445272,1777692.9166929729,1844659.9662690046,1659.9239696421041,4.1770359331174678E-3,7697.0242906415151,1850397.0665900041,1956653.7459436012,1760.7183713492411,5.4780021113065569E-3,10707.264731785872,1965300.2923040381,{"$f":"\nIF(AND(A79=1,B79=1),MainForm!$C$48,\nIF(B79=1,VLOOKUP(A79-1,Topup,2,FALSE),\n0))\n/Exhange_rate","v":0},{"$f":"\nIF(ROW()=2,0,\nMIN(\nIF(AND(MONTH(C78)=6,TAX=\"Igen\"),\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C78)-1,$H$2:$H$565,0))+\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C78)-1,$AQ$2:$AQ$565,0))-\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C78)-1,$L$2:$L$565,0)),\n0)*0.2,\n130000/Exhange_rate))","v":72765.202432000006},374773.09293724457,-599.29711284698226,374173.79582439759,417536.37887201342,923.08258245796344,418459.4614544714,451693.42664000014,2198.6405942032716,453892.06723420339,490061.69698993978,3690.831239851876,493752.52822979167,553843.00974547013,6300.5617283948959,560143.57147386507,1995473.924794331,133197.64908382087,112564.61089261947,181294.2689581071,2231584.9839271763,0.77496715164881236,1729405.0586563046]
[7,7,"2020-08-18",{"$f":"IF(C80>MainForm!$C$10,\"igen\",\"nem\")","v":"nem"},1,{"$f":"\nIF(G80=\"Igen\",0,\nIF(MOD(B80-1,VLOOKUP(MainForm!$C$30,'CF parameters'!$A$1:$C$5,3,FALSE)),0,MainForm!$C$29)*PRODUCT($E$2:E80))","v":31632.975462400009},"Nem",31632.975462400009,null,null,{"$f":"'CF parameters'!$D$6","v":300},0,0,0,0,{"$f":"SUM($H$2:H80)/A80","v":315903.35242239997},{"$f":"(IF(B80=12,IFERROR(VLOOKUP(A80,'CF parameters'!$G$1:$H$6,2,FALSE),0),0)*P80)","v":0},1652933.1044323335,1487.3697939891001,1.074309754151237E-3,1773.8419682471833,1652919.5766065917,1741845.0878860806,1567.3905790974725,2.3712561811664035E-3,4125.9328698308691,1744103.630176814,1809325.892155373,1628.1233029398356,3.2737397821989145E-3,5916.9499781497689,1813314.7188305829,1882030.0420524043,1693.5570378471639,4.1770359331174678E-3,7852.9799534776648,1887889.4649680348,1996933.2677664382,1796.9699409897944,5.4780021113065569E-3,10927.717451198761,2005764.0152766472,{"$f":"\nIF(AND(A80=1,B80=1),MainForm!$C$48,\nIF(B80=1,VLOOKUP(A80-1,Topup,2,FALSE),\n0))\n/Exhange_rate","v":0},{"$f":"\nIF(ROW()=2,0,\nMIN(\nIF(AND(MONTH(C79)=6,TAX=\"Igen\"),\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C79)-1,$H$2:$H$565,0))+\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C79)-1,$AQ$2:$AQ$565,0))-\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C79)-1,$L$2:$L$565,0)),\n0)*0.2,\n130000/Exhange_rate))","v":0},374173.79582439759,-598.33878089563575,373575.45704350196,418459.4614544714,925.12331830076403,419384.58477277216,453892.06723420339,2209.3425884705716,456101.40982267394,493752.52822979167,3718.6282199560901,497471.15644974774,560143.57147386507,6372.2374151776157,566515.8088890427,2026495.0336500937,136993.18129949272,115944.49276452558,186919.20274790749,2269416.1286532567,0.77243838936425291,1752984.1392141797]
[7,8,"2020-09-18",{"$f":"IF(C81>MainForm!$C$10,\"igen\",\"nem\")","v":"nem"},1,{"$f":"\nIF(G81=\"Igen\",0,\nIF(MOD(B81-1,VLOOKUP(MainForm!$C$30,'CF parameters'!$A$1:$C$5,3,FALSE)),0,MainForm!$C$29)*PRODUCT($E$2:E81))","v":31632.975462400009},"Nem",31632.975462400009,null,null,{"$f":"'CF parameters'!$D$6","v":300},0,0,0,0,{"$f":"SUM($H$2:H81)/A81","v":320422.34891702852},{"$f":"(IF(B81=12,IFERROR(VLOOKUP(A81,'CF parameters'!$G$1:$H$6,2,FALSE),0),0)*P81)","v":0},1684552.5520689918,1515.8272968620927,1.074309754151237E-3,1807.7804770912044,1684544.5052492209,1775736.6056392142,1597.8929450752928,2.3712561811664035E-3,4206.2260118682325,1778044.9387060071,1844947.694292983,1660.1829248636848,3.2737397821989145E-3,6033.4615340615865,1849020.9729021811,1919522.4404304349,1727.3001963873915,4.1770359331174678E-3,8009.4461023357344,1925504.5863363834,2037396.9907390473,1833.3872916651426,5.4780021113065569E-3,11149.178316750151,2046412.7817641322,{"$f":"\nIF(AND(A81=1,B81=1),MainForm!$C$48,\nIF(B81=1,VLOOKUP(A81-1,Topup,2,FALSE),\n0))\n/Exhange_rate","v":0},{"$f":"\nIF(ROW()=2,0,\nMIN(\nIF(AND(MONTH(C80)=6,TAX=\"Igen\"),\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C80)-1,$H$2:$H$565,0))+\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C80)-1,$AQ$2:$AQ$565,0))-\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C80)-1,$L$2:$L$565,0)),\n0)*0.2,\n130000/Exhange_rate))","v":0},373575.45704350196,-597.38198140641737,372978.07506209554,419384.58477277216,927.16856576891564,420311.75333854108,456101.40982267394,2220.0966752361178,458321.50649791007,497471.15644974774,3746.6345491344555,501217.79099888221,566515.8088890427,6444.7284902220854,572960.53737926483,2057522.5803113165,140834.11173323169,119379.89793517441,192650.94180813106,2307342.4794000913,0.76991787857613203,1776464.2268883109]
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[7,10,"2020-11-18",{"$f":"IF(C83>MainForm!$C$10,\"igen\",\"nem\")","v":"nem"},1,{"$f":"\nIF(G83=\"Igen\",0,\nIF(MOD(B83-1,VLOOKUP(MainForm!$C$30,'CF parameters'!$A$1:$C$5,3,FALSE)),0,MainForm!$C$29)*PRODUCT($E$2:E83))","v":31632.975462400009},"Nem",31632.975462400009,null,null,{"$f":"'CF parameters'!$D$6","v":300},0,0,0,0,{"$f":"SUM($H$2:H83)/A83","v":329460.34190628567},{"$f":"(IF(B83=12,IFERROR(VLOOKUP(A83,'CF parameters'!$G$1:$H$6,2,FALSE),0),0)*P83)","v":0},1747807.8913103146,1572.757102179283,1.074309754151237E-3,1875.6751447951488,1747810.8093529304,1843669.0866223869,1659.0321779601481,2.3712561811664035E-3,4367.1663505176612,1846077.2207949446,1916444.8545882565,1724.5303691294307,3.2737397821989145E-3,6267.3139752463003,1920687.6381943733,1994875.8078637423,1795.1182270773681,4.1770359331174678E-3,8323.9165474349575,2001104.6061840998,2118880.4134461931,1906.7223721015737,5.4780021113065569E-3,11595.142948650915,2128268.8340227422,{"$f":"\nIF(AND(A83=1,B83=1),MainForm!$C$48,\nIF(B83=1,VLOOKUP(A83-1,Topup,2,FALSE),\n0))\n/Exhange_rate","v":0},{"$f":"\nIF(ROW()=2,0,\nMIN(\nIF(AND(MONTH(C82)=6,TAX=\"Igen\"),\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C82)-1,$H$2:$H$565,0))+\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C82)-1,$AQ$2:$AQ$565,0))-\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C82)-1,$L$2:$L$565,0)),\n0)*0.2,\n130000/Exhange_rate))","v":0},372381.64835016674,-595.47297001608467,371786.17538015067,421240.97167337773,931.27263550023213,422172.24430887797,460552.40960597288,2241.7621417476566,462794.17174772051,504992.6428029525,3803.2815733214884,508795.92437627399,579478.5816087143,6592.1940143044039,586070.77562301874,2119596.984733081,148652.4803707418,126418.72061828012,204439.07908538729,2383481.8099420937,0.76490150387663858,1823128.82088732]
[7,11,"2020-12-18",{"$f":"IF(C84>MainForm!$C$10,\"igen\",\"nem\")","v":"nem"},1,{"$f":"\nIF(G84=\"Igen\",0,\nIF(MOD(B84-1,VLOOKUP(MainForm!$C$30,'CF parameters'!$A$1:$C$5,3,FALSE)),0,MainForm!$C$29)*PRODUCT($E$2:E84))","v":31632.975462400009},"Nem",31632.975462400009,null,null,{"$f":"'CF parameters'!$D$6","v":300},0,0,0,0,{"$f":"SUM($H$2:H84)/A84","v":333979.33840091422},{"$f":"(IF(B84=12,IFERROR(VLOOKUP(A84,'CF parameters'!$G$1:$H$6,2,FALSE),0),0)*P84)","v":0},1779443.7848153305,1601.2294063337974,1.074309754151237E-3,1909.6313056948009,1779452.1867146916,1877710.1962573447,1689.6691766316101,2.3712561811664035E-3,4447.813893980845,1880168.3409746939,1952320.6136567735,1756.818552291096,3.2737397821989145E-3,6384.6561718157764,1956648.4512762981,2032737.5816464999,1829.1938234818499,4.1770359331174678E-3,8481.9242020264774,2039090.3120250446,2159901.8094851421,1943.6416285366279,5.4780021113065569E-3,11819.655998996324,2169477.8238556022,{"$f":"\nIF(AND(A84=1,B84=1),MainForm!$C$48,\nIF(B84=1,VLOOKUP(A84-1,Topup,2,FALSE),\n0))\n/Exhange_rate","v":0},{"$f":"\nIF(ROW()=2,0,\nMIN(\nIF(AND(MONTH(C83)=6,TAX=\"Igen\"),\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C83)-1,$H$2:$H$565,0))+\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C83)-1,$AQ$2:$AQ$565,0))-\nSUM(IF(YEAR($C$2:$C$565)=YEAR(C83)-1,$L$2:$L$565,0)),\n0)*0.2,\n130000/Exhange_rate))","v":0},371786.17538015067,-594.52075322562041,371191.65462692507,422172.24430887797,933.33147777805311,423105.575786656,462794.17174772051,2252.6740323280846,465046.84578004858,508795.92437627399,3831.9254574099368,512627.84983368393,586070.77562301874,6667.187332955782,592737.96295597451,2150643.8413416166,152630.0754197333,130022.86480238196,210497.62495284807,2421695.2970563467,0.7624055863783411,1846314.0229819149]
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["Díjfizetési gyakoriság","Szorzó",null,"Csekk HUF","Csekk EUR",null,"Bónusz jóváírások",null,null,"Induló bónusz",null,null,"YEAR","AR","INIT",null,"Admin fee",null,null,null,null,"Exchange rates"]
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["Negyedéves",4,3,200,0.7,null,10,1,null,240000,0.2,null,2,0.5,0.1,null,"Min",{"$f":"IF(Devizanem=\"HUF\",S3,T3)","v":300},300,1,null,"EUR",{"$f":"MainForm!$C$26","v":301.23}]
["Féléves",2,6,150,0.53,null,15,1,null,600000,0.3,null,3,0.5,0.1,null,"Max",{"$f":"IF(Devizanem=\"HUF\",S4,T4)","v":4000},4000,15,null,null,{"$f":"VLOOKUP(Devizanem,$V$2:$W$3,2,FALSE)","v":1}]
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